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Max SBI Card SELECT

Enjoy up to 10 rewards on dining, movies and purchases from Landmark Stores and earn milestone benefits worth ₹8,600 with this shopping card.

✓ Fast Processing ✓ Exciting Rewards ✓ Easy EMI Facility | Apply for an SBI Card now!

Key Highlights of the Max SBI Card SELECT

Here’s why this shopping credit card is an ideal pick:

Joining Fee	₹1,499 + GST
Annual Fee	₹1,499 + GST
Suitable for	Rewards on shopping and daily transactions
Key Feature	Get up to 34,400 reward points on crossing spending milestones
Joining Bonus	6,000 extra reward points worth ₹1,500*

Features and Benefits

Save more on shopping and daily expenses with this SBI Card and earn rewards as you go. Here is a look at the perks you can enjoy.

Accelerated Points

Earn 10 reward points on every ₹100 spent on dining, movies, and shopping from Landmark Stores

Welcome Perks

Get 6,000 extra reward points worth ₹1,500 on paying the joining fees

Rewards on Retail Transactions

Earn 2X reward points per ₹100 spent on retail purchases, other than fuel, and 1 reward point on every ₹100 spent on other categories

Milestone Benefits

Get up to 34,400 reward points worth ₹8,600 as cumulative benefits on crossing spending milestones

Savings on Fuel

Pay 1% less up to ₹100 on fuel bills with the fuel surcharge waiver on transactions between ₹500 and ₹3,000

Renewal Benefit

Get 6,000 reward points worth ₹1,500 when you pay the annual fees

2-in-1 Rewards

Get valuable Landmark Rewards by converting your SBI Card reward points into Landmark Rewards where 1LMR = 2.4 SBIC reward points

Welcome Cashback

Get ₹100 as cashback on withdrawing cash from the ATM for the first time within 30 days of receiving the card

Instant Discounts

Redeem your reward points for discounts on bills at Landmark Stores such as Max, Home Centre, Lifestyle, and Spar

Contactless Payments

Pay immediately and securely by waving your card at select POS machines

Global Usage

Use your card at more than 24 million outlets across the globe, including 3,25,000 outlets in India

Add-on Cards for Family

Extend credit privileges to your family with add-on cards free of cost

Easy Access To Cash

Enjoy the flexibility to withdraw money from over 1 million Visa ATMs worldwide and address urgent needs easily

Recurring Payment Convenience

Use the Easy Bill Pay facility to make electricity, mobile, telephone, and all other utility bill payments on time

Balance Transfer Option

Avail a competitive rate of interest and pay back in EMIs when you transfer the outstanding balance of other issuers’ credit cards onto this one

Flexipay Facility

Convert any purchase made for ₹2,500 and above into EMIs within 30 days of purchase

Max SBI Card SELECT’s Rewards Program

From entertainment and dining to health and fitness, the SBI Rewards program allows you to redeem points for a variety of products. You can also buy e-vouchers and book holidays using your points. One of the Max SBI Card SELECT benefits is that you can also convert SBI Card rewards into Landmark Rewards.

Here is how you can use it to earn rewards and maximise your savings.

A. Reward Points

This card also helps you earn milestone benefits when you shop from Landmark Stores. This is how it works:

Annual Spends at Landmark Stores (₹)	Bonus Reward Points
25,000	2,400
75,000	8,000
1,50,000	12,000
3,00,000	12,000

Added together, you can earn milestone rewards of up to 34,400 points, which have a cash value of ₹8,600.

Here is how you can get reward points on regular monthly spends:

10 reward points on every ₹100 spent on dining, movies, and shopping from Landmark Stores, both online and retail

Here is an example:

Purchase (Monthly)	Amount	Reward Points
Spar Grocery Shopping	₹2,000	200
Dining Out	₹3,000	300

Disclaimer: The above example is for illustration purposes only.

On other retail spends, with the exception of fuel, you can get 2 reward points per ₹100

Here is an example:

Purchase (Monthly)	Amount	Reward Points	Savings
Fitness Membership	₹2,500	50	-
Fuel Refill	₹4,000	-	40

Disclaimer: The above example is for illustration purposes only.

B. Redemption Process

To redeem your reward points, simply log in to your credit card account via net banking or the YONO mobile app. You can redeem points against books, electronics, clothing, homeware, and much more. A rewards redemption fee of ₹99 is applicable only on physical products, statement credit, and vouchers sent physically.

With the Max SBI Card SELECT, you can also convert the SBI Card (SBIC) reward points to Landmark Rewards (LMR). The valuation of this is 1LMR = 2.4 SBIC, where 1LMR = ₹0.60. You can use LMR to get discounts on your shopping bills at Landmark outlets.

C. Expiration

Make the most of your reward points by redeeming them on time. This is because the reward points you earn will expire 24 months after accrual.

D: Example of Savings

Referring to the above examples, here is a look at what your annual expenses and savings will look like:

Category	Details	Conversion	Cash Value (₹)
Spar Grocery Shopping	Accelerated Category Spends (10X) Assuming spends 24,000 p.a./ 2,000 p.m.	Reward Points = 2,400 10X(24,000/100)	600
Dining Out	Accelerated Category Spends (10X) Assuming spends 36,000 p.a./ 3,000 p.m.	Reward Points = 3,600 10X(36,000/100)	900
Offline Gym Membership	Normal Category Spends Assuming spends 30,000 p.a./ 2,500 p.m.	Reward Points = 600 2X(30,000/100)	150
Fuel Refill	1% Surcharge Waiver Assuming spends 48,000 p.a./ 4,000 p.m.	4,000 x 1% x 12 =	480
Total Annual Savings		6,600	2,130

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying.

Now, you can choose between three options:

Redeem 6,600 points via the SBI Card rewards portal, where you can shop from brands such as Bosch, Tommy Hilfiger, Wildcraft, and more.
Convert your reward points into cash by contacting SBI Card. Since 4 reward points = ₹1, the cash value of 6,600 rewards = ₹1,650.
Convert 6,600 SBI Card rewards into 2750 Landmark Rewards and get a discount of ₹1,650.

Fees and Charges Associated with the Max SBI Card SELECT

Here are all the fees and charges you can expect to incur for or while using the card:

Fee Type	Details
Joining Fee	₹1,499
Annual Fee	₹1,499
Reward Redemption Fee	₹99
Cash Advance Fee	2.50% of the withdrawn amount or ₹500, whichever is higher
Interest Charges	Can go up to 42% per annum
Minimum Amount Due	5% as per this calculation: Total GST + EMI amount + 100% of Fees/Charges + 5% of [Finance charge (if any) + Retail Spends and Overlimit Amount (if any) + Cash Advance (if any)]
Foreign Transaction Fee	3.50% of the transaction amount
Late Payment Fee	Can go up to ₹1,300 based on the overdue amount

Note: A GST of 18% is applicable on all the charges listed above.

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Eligibility and Application Process

Go over the Max SBI Card SELECT eligibility terms to ensure that you meet them before applying. To qualify, you must be:

21 to 70 years of age
Creditworthy with a good credit score
Employed (salaried or self-employed) with a regular income

Here is a list of general documents you will need to keep ready:

Identity Proof:
1. Aadhaar card
2. PAN card
3. Colour photographs
4. Passport
Address Proof:
1. Ration card
2. Utility bill (electricity, water, phone)
Income Proof:
1. Self-employed: Income Tax Returns (ITR), bank statements showing income
2. Salaried: Latest salary slips (past 2-3 months), Form 16

Apply Online

To get an idea of how to apply for this card through Bajaj Markets, go through the steps detailed below:

Click on ‘Check Eligibility’ and fill in the required details, including your occupation, phone number, and date of birth
Fill in the One-Time Password (OTP) you receive on your phone
Check the auto-filled details like your PAN card number, residential PIN code, email ID, and income information
Apply for the card that meets your needs from the available options
Click the ‘Submit’ button and complete your application

Customer Care

If you have any questions, reach out to the customer care team at SBI Card via phone or email:

Call 1800 180 1290 (toll-free), 1860 500 1290, 1860 180 1290, or 39 02 02 02 (Prefix local STD code)
Email customercare@sbicard.com

Read More

Max SBI Card SELECT vs Others

Before deciding on the Max SBI Card SELECT, compare it with other cards from the same issuer.

Card Name	Cashback	Complimentary Airport Lounge Access	Fuel Surcharge Waiver	10X Reward Points
Max SBI Card SELECT	✅	❌	✅	✅
SimplySAVE SBI Card	✅	✅	✅	✅
IRCTC RuPay SBI Card	✅	❌	✅	❌
SBI Card ELITE	❌	✅	✅	❌
SimplyCLICK SBI Card	❌	❌	✅	✅
SBI Card PRIME	❌	✅	❌	✅
BPCL SBI Card OCTANE	✅	✅	✅	✅
BPCL SBI Card	✅	❌	✅	❌
SBI Card PULSE	❌	✅	✅	✅
Lifestyle Home Centre SBI Card	✅	❌	✅	✅

Disclaimer: The benefits mentioned may change as per the policies of SBI Card. Check them before you apply for a specific card.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Frequently Asked Questions

Does the Max SBI Card SELECT offer domestic lounge access?

No, the Max SBI Card SELECT does not provide any complimentary lounge visits in Indian airports.

Can I use my Max SBI Card SELECT reward points to shop from Max?

Yes, you can instantly redeem your reward points when you shop at any of the Landmark Stores including Max, Spar, Lifestyle and Home Centre.

What is the total credit limit and available credit limits on my Max SBI Card SELECT?

Your total credit limit is the maximum credit you can use on your credit card, which is approved by the issuer. The available credit limit is the credit amount remaining on your card for purchases as of that day.

What happens if I regularly exceed the credit limit on my Max SBI Card SELECT?

If you exhaust the available credit limit, the issuer may block your card. To unblock your card, you can immediately pay the portion of the bill needed to bring your balance below the allotted limit.

How many reward points will I earn on movie bookings made via the Max SBI Card SELECT?

You will get 10 reward points per ₹100 spent on booking your movie tickets using the card.

Is there any restriction on redeeming my SBI Card reward points for Landmark Rewards?

Yes, the reward points can only be redeemed in multiples of 12 by the primary cardholder.

How can I avoid paying the annual fee on my Max SBI Card SELECT?

There is no joining fee waiver available on the Max SBI Card SELECT. However, from the second year onwards, you can get 6,000 reward points worth ₹1,500 when you pay your annual fee.

Is the Max SBI Card SELECT offered by Max or SBI?

The Max SBI Card SELECT is a co-branded card from the Landmark Group and SBI Card.

How to apply for the Max SBI Card SELECT?

To get the Max SBI Card SELECT apply online on websites like the Bajaj Markets and make the most of the 100% digital process. You can check your eligibility by sharing basic information and get the card on approval.

What are the main Max SBI Card SELECT benefits?

Milestone rewards and the opportunity to earn up to 10 reward points on dining and retail purchases are this card’s primary benefits.

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