PNB Credit Cards

Get a PNB credit card to help simplify your payments and earn reward points for every eligible transaction. Choose the card that best fits your financial and lifestyle needs. Check the primary features and fees of some of the cards from PNB:

From cashback offers to rewards, these cards offer several exciting perks. Here are some of the key features of the various PNB credit cards:

PNB Global Platinum Credit Card

• Earn 2 reward points on every eligible retail purchase of ₹150

• 24x7 Global concierge desk

• Enjoy priority customer care services

PNB Global Gold Card

• Get a reward point on every ₹100 spent on eligible transactions 

• Accepted at over 3.8 lakh merchant establishments

• Get up to 2 add-on cards 

PNB Global Classic Credit Card

• Get a reward point on every ₹100 spent on eligible purchases

• Accepted at over 30,000 VISA ATMs across India

• Accepted at over 1 million VISA ATMs globally

PNB RuPay Platinum Card

• 300+ reward points on first usage

• 24/7 concierge services

• Complimentary domestic and international lounge

PNB RuPay Select Card

• 2X rewards points on retail merchandise

• Exclusive cashback on utility bills, eateries, and restaurants

• Comprehensive insurance coverage

PNB Rupay Millennial Card

• Comprehensive insurance coverage of up to ₹10 Lakhs

• Complimentary golf and spa sessions

• Premium health check-up package

PNB Rakshak RuPay Platinum Card

• 24/7 concierge services

• Cashback when used as restaurants, eateries and when paying utility bills 

• Convenient control and access via the PNB GENIE mobile app

PNB Rakshak RuPay Select Card

• 300+ reward points on 1st usage

• Free domestic and international lounge program

• 2X rewards points on retail merchandise

PNB Visa Signature Card

• 50% discount on movie tickets booked via BookMyShow

• 50% discount on food combos per month

• 24x7 concierge to provide assistance with flight bookings, hotel reservations, etc.
  

PNB Patanjali RuPay Select Card

• 2% cashback on transactions over ₹2,500 at Patanjali stores

• 2X rewards points on retail merchandise

• Complimentary access to domestic and international airport lounges

PNB Patanjali RuPay Platinum Card

• 300+ reward points on 1st usage

• Comprehensive insurance coverage

• More than 300 merchant offers

PNB Rewardz is Punjab National Bank's loyalty programme designed to enhance your spending experience. With PNB credit cards, you can earn more as you spend on everyday transactions.

 

As a cardholder, the bank automatically enrols you in the PNB Rewardz programme, enabling you to earn reward points for each eligible transaction. The reward point scheme varies by card variant. You can redeem them for:

• Movie tickets 

• Hotel bookings 

• Mobile/ DTH recharge 

• Merchandise

 

Here are a few points worth knowing about these points: 

• You can redeem your points on the PNB Rewardz website

• You will need a minimum of 1,000 reward points to be eligible to redeem points

• Reward points are valid for 3 years after you earn them

The qualification criteria for different cards from the same bank can vary, so it’s important to review the specific requirements before applying. Additionally, it’s advisable to check the general eligibility guidelines provided by PNB. 

 

To apply for a PNB Credit Card, you need to meet the following criteria:

• Your age needs to be between 21 and 70 years of age

• You need to be literate

• You are an Indian citizen with an address in a serviceable area 

• You can be either salaried or self-employed with a stable income

The documents you submit are essential for the bank to verify and check the information you provide in your credit card application. Here is a general list of documents required to establish your eligibility for PNB credit cards:

• Income proof including your ITR return for the previous 2 years acknowledged by the Income Tax Department, or last 3 months’ salary slip

• Identity and address proof like PAN and Aadhaar card

• Statement of Account (SOA) for the last 6 months (SOA is mandatory for New to Bank customers)

PNB credit cards are not available on Bajaj Markets. You can apply for a PNB credit card online via a straightforward and quick process. Remember to carefully review the application form before submission to ensure all details are accurate. Follow the steps given below to apply for the card:

1. Visit the credit card portal of PNB

2. From the ‘Apply Card Online’ tab, click on ‘Apply Credit Card Online’

3. Enter your details based on whether you are an existing PNB customer

4. Click on ‘Submit’ and continue to complete your application

Punjab National Bank (PNB), one of India’s oldest and largest public sector banks, has a rich history of serving millions of customers. With a strong presence across the country, PNB offers a wide range of financial services, including credit cards designed to cater to diverse needs.

 

These cards provide benefits across multiple categories, from rewards on everyday spends to exclusive perks and discounts. With a focus on enhancing your financial experience, these cards have tailored features to maximise value. 

When considering a PNB credit card, it's essential to be aware of the associated fees and charges. Understanding these costs will help you make informed decisions about your credit usage. Here’s a quick summary:

For any questions or concerns regarding your PNB credit card, please contact PNB's customer care team.

• Call: 0120-4616200/1800-180-2345(Toll-Free)

• Email: creditcardpnb@pnb.co.in

Before you can use your card, you will need to activate it. To do so, you can SMS ACTIV<space> the last 6 digits of your card<space>birth date in the ‘DD/MM/YYYY’ format to 7092200200.

In case you need to stop using your PNB credit card due to certain reasons, here is what you need to keep in mind:

• Closing your card will prevent you from using it for future purchases

• This could impact your credit score and limit financial flexibility

• When you are ready for a new card, you can check options on Bajaj Markets

• Ensure you have cleared all the dues, and any reward points are redeemed before closing the account.

 

To proceed, call 0120-4616200/18001802345(Toll-Free) or email creditcardpnb@pnb.co.in. The customer service team will guide you through the process.

PNB will send regular reminders to settle any outstanding amounts on your credit card account. You may receive these reminders via post, phone, email, SMS, or through third parties. Any third party involved will follow the applicable Code of Conduct for debt collection.

 

If you fail to make any payment due to PNB within the specified 3-day grace period, you may face restrictions on your credit card facilities. To lift these restrictions, you must fully settle your outstanding dues, and each situation will be assessed individually.