SBI Add On Credit Card

SBI Add-on Card

The SBI Add-on credit card is an additional credit card issued to family members of an SBI credit cardholder. The Add-on SBI credit card offers its customers the perks and benefits similar to that of a primary SBI credit card. The SBI credit card owner holds the authorisation power of the SBI Add-on card and it is directly linked with the primary SBI credit card.

Read the blog to learn more about the SBI credit card Add-on card.

How to Apply for an SBI Add-On Credit Card

The SBI credit cardholders can apply online and offline for the SBI credit card Add-on card.

Apply for SBI Add On Credit Card Online

• Net Banking

• Visit the official portal of sbicard.com

• Log into your account using your credentials,

• Select the ‘Add-on Card’ option under the ‘Services’ menu

• Mention details about the Add-on cardholder like name, age, relationship with the primary cardholder, etc. in the form

• Upload the mandated documents like KYC, ID proof, etc.

• Click on ‘Submit’

Once the form is submitted, the bank will authenticate and verify your application. After the verification process, the bank will courier the SBI Add-on credit card to your registered contact address.

Apply for SBI Add On Credit Card Offline

• Courier

• Download the SBI credit card Add-on card form from the official portal of sbicard.com

• Mention details about the Add-on cardholder like name, age, relationship with the primary cardholder etc., in the form

• Attach the mandated documents like KYC, ID proof, etc.

• Seal it in an envelope to courier it to the mentioned address -

SBI Cards and Payment Services Pvt. Ltd.

P.O Box No- 16, GPO,

New Delhi- 110001

** Note - The SBI credit cardholders can also contact 1860-180-1290 SBI Add-on credit card toll-free number for any query.

Eligibility & Documents Required for SBI Add-On Credit Card

To apply for the SBI Add-on card, there are two eligibility parameters one must fulfil -

• The issuance of an SBI Add-on credit card mandatorily requires the permission of the primary SBI credit cardholder.

• The SBI Add-on cardholder should be a minimum of 18 years of age.

Documents Required for SBI Add-On Credit Card

Here is a list of documents that one must submit along with the SBI Add-on card application form -

• Passport-size photos

• Identity Proof

• Address Proof

• Income Proof of the primary SBI credit card holder

Features of SBI Add-On Credit Card

Here are some of the features of the SBI Add-on credit card -

• The SBI Add-on cardholder can use their credit card for international transactions if approved by the primary SBI credit cardholder.

• The SBI Add-on cardholder shares a fuel surcharge waiver with the SBI primary credit cardholder.

• The SBI Add-on cardholder gets a pre-approved credit limit similar to the primary SBI credit card holder.

• All the transactions and expenses made via the SBI Add-on credit card are recorded under the primary SBI credit card.

• The SBI Add-on cardholder will earn rewards on the SBI Add-on credit card transactions.

Fees & Charges on SBI Add-On Credit Card

There are no additional SBI Add-on credit card charges. SBI charges annual maintenance charges from the primary SBI credit cardholder. There are, however, certain conditional-based charges applicable on SBI Add-on credit cards like -

• Penalty on late bill payments

• Finance charges

• Cash withdrawal charges

• Card replacement charges

• GST charges

List of SBI Add-On Credit Cards

Check out the table below to find out different types of SBI Add-on credit cards -

SBI Add-On Credit Card Limit

The Add-on SBI credit cardholder gets a separate credit limit which can be altered or changed by the SBI primary credit cardholder.

To change the credit limit of an SBI Add-on credit card, the primary cardholder can log in to their net banking account and set a transaction credit limit. They can also contact the SBI Credit Card helpline numbers to set a credit limit.

How to Track SBI Add-On Credit Cards

SBI offers five add-on credit cards under one primary credit card account. Once the application for the SBI credit card Add-on card is submitted, the primary cardholder can track the status of these Add-on cards by the following methods -

• Netbanking Account - The cardholder can log into your net banking account to track the status of their SBI Add-on credit card.

• Helpline Number - Contact the SBI toll-free number 1860-180-1290 to track and update the SBI credit card Add-on card. 

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.