Enjoy 4.25% value back on fuel bills at BPCL pumps with this travel and fuel card, and earn 5X rewards on lifestyle purchases.
Here is a glimpse of the credit card details:
Joining Fee |
₹499 |
Annual Fee |
₹499 (Waived off on spending ₹50,000 or more in the preceding year) |
Suitable for |
Savings on fuel spends |
Key Feature |
Value back on fuel refills at BPCL pumps |
Activation Bonus |
Earn 2,000 reward points after paying joining fee |
This card allows you to save on fuel expenses while helping you earn reward points as you shop. Keep the following in mind to get the most out of this SBI Credit Card.
Get 3.25% + 1% value back in the form of up to 1,300 reward points a month on fuel refills at BPCL pumps
Get 2,000 reward points worth ₹500 when you pay the joining fee and activate the card
You can redeem reward points against fuel purchases at select BPCL pumps
Earn up to 5,000 boosted reward points a month on every ₹100 spent on dining, groceries, movies, and more
Get 1 reward point on every ₹100 spent on other non-fuel purchases
Use your card seamlessly at over 3.25 lakh outlets in India and 2.4 crore outlets globally
Get your parent, spouse, sibling, or child above 18 years of age an add-on card at no extra charge
Pay your electricity, water, and phone bills without missing monthly due dates by setting up auto-debit
Pay credit card bills of other issuers by transferring balances to this card at lower interest rates
Enjoy the flexibility of converting purchases of ₹2,500 or more into EMIs
SBI Card’s expansive rewards program enables you to redeem your points across diverse categories. To know the number and validity of points you have earned using your BPCL SBI Card, apply any of these methods:
Use SMS banking
Log in to net banking
Check your latest credit card statement
Log in to SBI Card’s chatbot ILA
Here is how the rewards program works for the BPCL SBI Credit Card:
You get 4.25% (3.25% + 1%) value back via 13X reward points and a surcharge waiver on fuel refills at BPCL pumps
This is capped at 1,300 reward points a month for purchases of up to ₹10,000
Here is an example of the perks you get on fuel purchases from BPCL fuel stations:
Purchase (Monthly) |
Amount |
Reward Points |
Savings |
Fuel Bill + 1% Surcharge Waiver |
₹3,000 |
390 |
₹30 |
Disclaimer: The above example is for illustration purposes only.
You earn 5X reward points on every ₹100 you spend on dining, groceries, department store shopping, and movies, capped at 5,000 points in a month
Here is an example:
Purchase (Monthly) |
Amount |
Reward Points |
Dining Out |
₹10,000 |
500 |
Groceries |
₹5,000 |
250 |
Movies |
₹1,000 |
50 |
Disclaimer: The above example is for illustration purposes only.
You get 1 reward point on every ₹100 spent on other retail purchases, except fuel refills
Here is an example:
Purchase (Monthly) |
Amount |
Reward Points |
Gym Membership |
₹2,000 |
20 |
Online Shopping |
₹2,500 |
25 |
Disclaimer: The above example is for illustration purposes only.
The next step involves redeeming your reward points by logging in to your credit card account. You can do so via net banking or through the YONO mobile app. You can redeem your points against a range of products and brands. Travel packages, shopping vouchers, and memberships are also available to you to choose from.
There is no minimum number of reward points needed for redemption. A reward redemption fee of ₹99 is applicable on select items such as physically sent vouchers and statement credit.
All the reward points you earn will expire in 24 months after you earn them, unless specified otherwise.
Referring to the above examples, here is a look at what your annual expenses and savings will look like:
Category |
Details |
Conversion |
Cash Value (₹) |
Fuel Bill + 1% Surcharge Waiver |
Accelerated Category Spends (13X) + 1% Surcharge Waiver 36,000 pa/ 3,000 p.m. |
Reward Points = 4,680 13X(36,000/100) + 3,000 x 1% x 12 = |
1,170 360 |
Dining Out |
Accelerated Category Spends (5X) |
Reward Points = 6,000 5X(1,20,000/100) |
1,500 |
Groceries |
Accelerated Category Spends (5X) 60,000 pa/ 5,000 p.m. |
Reward Points = 3,000 5X(60,000/100) |
750 |
Movies |
Accelerated Category Spends (5X) |
Reward Points = 600 5X(12,000/100) |
150 |
Offline Gym Membership |
Normal Category Spends Assuming spends 24,000 pa/ 2,000 p.m. |
Reward Points = 240 (24,000/100) |
60 |
Shopping |
Normal Category Spends Assuming spends 30,000 pa/ 2,500 p.m. |
Reward Points = 300 (30,000/100) |
75 |
Total Annual Savings |
14,820 |
4,065 |
Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer. Please check with the card issuer before applying.
Assuming the price of fuel to be ₹100 per litre, you could benefit from annual savings worth nearly 41 litres of fuel.
For the reward points you have earned, you have two options:
These are the fees and chargers you need to be familiar with before applying for this credit card:
Fee Type |
Details |
Joining Fee |
₹499 |
Annual Fee |
₹499 (Waived off on spending ₹50,000 or more in the preceding year) |
Reward Redemption Fee |
₹99 |
Cash Advance Fee |
2.50% of the withdrawn amount or ₹500, whichever is higher |
Interest Charges |
Up to 3.50% per month |
Minimum Amount Due |
5% as per this calculation: Total GST + EMI amount + 100% of Fees/Charges + 5% of [Finance charge (if any) + Retail Spends and Cash Advance (if any)] + Overlimit Amount (if any) |
Late Payment Fee |
Up to ₹1,300 based on the overdue balance |
Foreign Transaction Fee |
3.50% of the transaction amount |
Note: A Goods & Services Tax (GST) of 18% is applicable on the above-mentioned charges.
Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.
Verify the BPCL SBI Card credit card eligibility terms and ensure you meet them before applying. To qualify, you need to be:
Between 21 and 70 years old
Creditworthy with a good credit score
Here is a list of general documents you will need to ensure a quick application process:
Identity Proof
Aadhaar card
2-3 colour photos
Passport
PAN card
Address Proof
Ration card
Utility bills
Income Proof
Self-employed: Income Tax Returns (ITR), bank statements showing income
Salaried: Form 16, salary slips (past 2-3 months)
To get the BPCL SBI Card, apply online on Bajaj Markets. To know how to apply, read the steps outlined below:
Click on ‘Check Eligibility’ and enter details, including your occupation, mobile number, and birth date
Add the One-Time Password (OTP) sent to your number
Check the pre-populated details like your PAN, PIN code, email address, and income information
Apply for the card that suits your needs from the available options
Click on ‘Submit’ and complete your application
If you have any questions, reach out to SBI Card’s customer service executives via phone or email:
Call 1860 180 1290, 1860 500 1290, or 39 02 02 02 (Prefix local STD code)
Email customercare@sbicard.com
Before deciding on the BPCL SBI Card, take a look at other options from SBI Card:
Card Name |
Cashback |
Complimentary Airport Lounge Access |
Fuel Surcharge Waiver |
10X Reward Points |
BPCL SBI Card |
✅ |
❌ |
✅ |
❌ |
BPCL SBI Card OCTANE |
✅ |
✅ |
✅ |
✅ |
❌ |
✅ |
✅ |
✅ |
|
✅ |
❌ |
✅ |
✅ |
|
✅ |
✅ |
✅ |
✅ |
|
✅ |
❌ |
✅ |
❌ |
|
❌ |
✅ |
✅ |
❌ |
|
❌ |
❌ |
✅ |
✅ |
|
❌ |
✅ |
❌ |
✅ |
|
✅ |
❌ |
✅ |
✅ |
Disclaimer: The benefits mentioned are subject to change as per the policies of SBI Card. Check them before you apply for a specific card.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Yes, you can withdraw cash from over 10 lakh VISA and RuPay ATMs all over the world using your BPCL SBI Card.
With the BPCL SBI Card co-branded fuel and travel card, you can get 4.25% value back on fuel refills from BPCL outlets. This allows you to save on every fuel purchase from BPCL pumps. You can earn only up to 1,300 accelerated fuel rewards in a month.
No, there are no benefits on gas orders placed using the BPCL SBI Card. However, you can get benefits on Bharat Gas orders with the BPCL SBI Card Octone.
If you are looking for a fuel card to save on fuel expenses, the BPCL SBI Card could be a rewarding option. It offers 13X rewards on fuel refills and bonus welcome rewards, which you can instantly redeem at BPCL pumps.
You can redeem your reward points in exchange for petrol at over 1,200 select BPCL outlets in India. You can also redeem via BPCL fuel vouchers which have a 6-month validity.
Yes, this is called a 'Balance Transfer'. It allows you to transfer your outstanding balance of credit cards from other issuers to your BPCL SBI Card.
To get the BPCL SBI Card easily, apply online on Bajaj Markets. The process is easy, quick, and safe.