Embark on a journey of rewards and rail adventures with the IRCTC SBI RuPay Card, a collaboration between India's iconic State Bank of India and the Indian Railway Catering and Tourism Corporation. This card isn't just a ticket to destinations; it's a portal to a world of benefits. Earn rewards, enjoy travel offers, and make your rail experiences even more memorable with this uniquely crafted credit card.
To apply for this credit card, adhere to the following steps:
Click on the 'Apply Now' button
Provide essential information, including your mobile number, date of birth, and profession
Proceed by clicking on 'Next’
Submit the OTP received via SMS
Enter details such as your PAN Card number, personal email address, residence pin code, and monthly income
Select 'IRCTC SBI RuPay Card' from the displayed credit card options
Fulfill the verification stage by entering your employment and personal details
If you have any queries or complaints, you can talk to the SBI customer care representatives. You can either call the customer care helpline number, send an email, or send an SMS.
Phone: 1860-180-1290 or 1800-180-1290 1860-500-1290
SMS: send an SMS to 5676791 from your registered phone number
Email: customercare@sbicard.com
Fee/Charge |
Amount/Rate |
Fee Payable while Joining |
₹500 + applicable taxes |
Fee Payable while Renewing |
₹300+ GST
|
Add-on Fee (per annum) |
Nil |
Finance Charges |
3.50% per month or 42% per annum |
Cash Advance Limit |
Up to 80% of credit limit, capped at ₹12,000 per day |
Cash Advance Charges |
Up to 2.5% per month or ₹500, whichever is higher |
Cash Advance Fee while Withdrawing from SBI or Other Domestic ATMs |
2.5% of the amount, starting at ₹500 |
Charges for Over Limit Transactions |
2.5% of amount, starting at ₹500 |
Late Payment Fee |
|
Fee for Replacing Card |
₹100 |
Minimum Monthly Amount Due |
5% of total outstanding amount or ₹200 (plus taxes), whichever is higher |
Any government-authorized proof of income and residence are acceptable for availing the IRCTC RuPay credit card. Additionally, you will require authorized bank statements to demonstrate your income.
The credit limit on each IRCTC RuPay credit card can be different, but you will be issued a credit limit depending on your credit profile.
The customer care number for the IRCTC SBI RuPay card is 1860 180 1290.
The IRCTC SBI RuPay card is best suited for individuals who frequently travel on the Indian Railways.
Yes, the IRCTC SBI RuPay card is accepted globally and can be used at any POS/ATM that accepts Diners Plus, Pulse, and Discover cards.
The RuPay payment network includes offers on golf, dining, travel, and other entertainment areas.
For your immediate family members, you can get add-on credit cards with your IRCTC RuPay credit card.