SBI Card PRIME

Here’s why this rewards credit card is ideal for you:

From personal care and grooming to health and electronics, you can redeem points for various products. SBI Card’s rewards portal makes checking and redeeming points easy. To see your accumulated points, you can refer to your latest credit card statement or log in via internet banking. 

You can also use the chatbot ILA, give a missed call at 8422845514, or SMS ‘REWARD’ with the last four digits of your card number to 5676791. Once you know how many points you have, you can pick a reward. Here is how the rewards program works for the SBI Card PRIME:

 

1. Reward Points 

• You earn 10 reward points per ₹100 spent on groceries, departmental stores, dining, and movies

 

Here is an example:

Disclaimer: The above example is for illustration purposes only.

• On all other retail purchases, you get 2 reward points per ₹100, with the exception of fuel

 

Here is an example:

Disclaimer: The above example is for illustration purposes only.

 

2. Redemption Process

Redeem your reward points by logging in to your credit card account online. This can be to shop for books, electronics, homeware, and much more. You can even book travel packages or choose from varied digital vouchers. 

 

A rewards redemption fee of ₹99 is applicable only on:

• Physical products

• Statement credit

• Vouchers sent physically

   

3. Expiration 

All the reward points you earn will expire 24 months after accrual.

 

4: Example of Savings

Based on the examples listed, here is a look at what your annual savings will look like: 

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying.

 

Now, you have two options:

1. Redeem 7,728 points via the SBI Card rewards portal, where you can choose from various retailers such as Bosch, Fossil, Puma, Wildcraft, and much more.

2. Convert your reward points into cash by contacting SBI Card. Since 4 reward points = ₹1, the cash value of 7,728 reward points = ₹1,932. 

Here are all the fees and charges you can expect to pay while using the card:

Note: A GST of 18% is applicable on all the above charges.

 

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Check the SBI Card PRIME eligibility terms and confirm that you meet them before applying. To qualify, you need to be:

• At least 21 years old and up to 70 years old

• Salaried or self-employed with a regular income source

• Creditworthy with a good credit score

   

Here is the general list of documents you will need to keep ready: 

• Identity Proof:

  1. PAN card

  2. Aadhaar card

  3. Colour photographs 

  4. Passport

• Address Proof:

  1. Ration card

  2. Utility bill (electricity, water, phone)

• Income Proof:

  1. Self-employed: Income Tax Returns (ITR), bank statements showing income

  2. Salaried: Latest salary slips (past 2-3 months), Form 16

Apply Online

To know how to apply for the SBI Card PRIME on Bajaj Markets, go through the following steps: 

1. Click on ‘Check Eligibility’ and fill in the required details, including your   

         phone number, date of birth, and occupation 

1. Enter the One-Time Password (OTP) sent to your mobile 

2. Review pre-filled details like your PAN card number, email address, residential PIN code, and income data

3. Apply for the card that suits your needs from the available options

4. Click ‘Submit’ to complete your application

If you have any questions, reach out to the SBI Card customer care team via phone or email:

• Call 1860 180 1290, 1860 500 1290, 39 02 02 02 (Prefix local STD code) or 1800 180 1290 (toll-free)

• Email customercare@sbicard.com

Before applying for the SBI Card PRIME, weigh its benefits with those of other cards from the same issuer.

Disclaimer: The benefits mentioned may change as per the policies of SBI Card. Check them before you apply for a specific card.

Diaclaimer - Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.