SimplyCLICK SBI Card

SimplyCLICK SBI Card Apply for the SimplyCLICK SBI Card and earn 10X reward points on online purchases with select partners!

Check your Credit Card eligibility!

Select Your Profession

Salaried Employee

Business Owner

✓ Fast Processing ✓ Great Discounts & Offers ✓ Easy EMI Facility | Apply for Credit Card from SBI Bank now! Check Card Offer

Key Highlights of the SimplyCLICK SBI Card

Check the standout features of this shopping credit card:

Joining Fee	Pay just ₹499
Annual Fee	Pay ₹499, which is waived off on annual spends of ₹1 Lakh or more in the previous year
Suitable for	Rewards on online shopping
Key Feature	Get travel e-vouchers worth ₹2,000*
Welcome Benefit	Get an Amazon India gift card worth ₹500 on paying the joining fee

SimplyCLICK SBI Card Features and Benefits

There are multiple shopping and travel perks associated with using this SBI Card.

Exclusive Perks

Earn 10X reward points on online shopping from 8 partners, including Cleartrip, Myntra, Dominos, Swiggy, Netmeds, and more

Accelerated Rewards

Enjoy 5X reward points on shopping online at certain retailers

Earn As You Pay

Get 1 reward point per ₹100 spent on all other categories

Surcharge Waiver On Fuel Spends

Get a 1% surcharge waiver on every fuel transaction between ₹500 and ₹3,000, capped at ₹100 per statement cycle

Welcome Gift

Get a gift card from Amazon India worth ₹500 when you pay the joining fee of ₹499

*Travel Vouchers

Save on your travels with e-Vouchers worth ₹2,000 from Cleartrip/Yatra on annual online spends of ₹1 Lakh and ₹2 Lakhs each

Contactless Technology

Make quick and easy payments of up to ₹5,000 without the card leaving your hand by waving it over secure readers

Worldwide Use

Enjoy using your card at over 24 million outlets around the world, including 3,25,000 outlets in India

Add-on Card Benefit

Extend the benefits of this card to your family with add-ons available for your spouse, parents, children or siblings above the age of 18

Cash Anywhere

Enjoy the flexibility to get cash on the go from over 1 million VISA or MasterCard ATMs worldwide

Easy Utility Bill Payments

Leverage facilities such as auto-pay and fast pay to ensure that your utility bills are paid on time, every time

Convenient Balance Transfer on EMI

Transfer outstanding balances from other credit cards to this card and save money by paying low interest on EMIs

Pay in Instalments

Convert any transaction above ₹2,500 into EMIs within by paying a 1% processing fee of up to ₹2,000

Flexible Tenors

Choose from 3, 6, 9, 12, 18, and 24 months while repaying the EMIs specified as per the Flexipay facility

Monitor Usage With Ease

Get clarity on your credit card in different ways, including ‘WhatsApp Connect’, ‘Simply SMS’, via the mobile app, and missed call services

Go Mobile App

Manage your credit card using the dedicated SBI Card app, available on the App Store and Play Store

Explore SimplyCLICK SBI Card

SimplyCLICK SBI Card’s Rewards Program

The SBI rewards program has a lot of features and facilities. Here is how the rewards program works for this card.

1. Reward Points

The SimplyCLICK SBI Card is ideal for online shoppers. Here, the cash value of 4 reward points = ₹1.

For all online spending done with 8 listed partners, you get 10X rewards. These partners include Apollo 24x7, Cleartrip, Myntra, Netmeds, BookMyShow, Swiggy, Yatra, and Domino's.

Purchase (Monthly)	Amount	Reward Points
Myntra Shopping	₹3,000	300
Air Tickets on Yatra	₹5,000	500
Swiggy Orders	₹1,500	150

Disclaimer: The above example is for illustration purposes only.

For other online spends, you get 5X reward points.

Purchase (Monthly)	Amount	Reward Points
Flipkart Shopping	₹2,000	100
Amazon Shopping	₹4,000	200

Disclaimer: The above example is for illustration purposes only.

For all other transactions, you get 1 reward point per ₹100 spent.

Purchase (Monthly)	Amount	Reward Points
Groceries	₹8,000	80
Gym Membership	₹1,200	12

Disclaimer: The above example is for illustration purposes only.

2. Redemption Process

Use the Go Mobile app or YONO app on your phone or log in to your credit card account via the SBI website to redeem your points. This can be in the form of gift cards, merchandise, movie tickets, flight tickets, and more. A reward redemption fee of ₹99 is applicable according to the terms and conditions.

3. Expiration

Rewards points earned on your SimplyCLICK SBI Card will expire 24 months after accrual. To maximise your benefits, keep track of points when you earn them and plan redemption accordingly.

4: Example of Savings

Drawing from the above examples, here is a look at what your annual expenses and savings will look like:

Category	Details	Conversion	Cash Value (₹)
Myntra Shopping	Accelerated Category Spends (10X) Assuming spends 36,000 p.a./ 3,000 p.m.	Reward Points = 3,600 10X(36,000/100)	900
Air Tickets on Yatra	Accelerated Category Spends (10X) Assuming spends 60,000 p.a./ 5,000 p.m.	Reward Points = 6,000 10X(60,000/100)	1,500
Swiggy Orders	Accelerated Category Spends (10X) Assuming spends 18,000 p.a./ 1,500 p.m.	Reward Points = 1,800 10X(18,000/100)	450
Amazon Shopping	Other Online Spends Assuming spends 48,000 p.a./ 4,000 p.m.	Reward Points = 4,800 10X(48,000/100)	1,200
Flipkart Shopping	Other Online Spends Assuming spends 24,000 p.a./ 2,000 p.m.	Reward Points = 1,200 5X(24,000/100)	300
Gym Membership	Normal Category Spends Assuming spends 14,400 p.a./ 1,200 p.m.	Reward Points = 1,200 (14,400/100)	300
Groceries	Normal Category Spends Assuming spends 96,000 p.a./ 8,000 p.m.	Reward Points = 960 (96,000/100)	240
Total Annual Savings		19,560	4,890

Disclaimer: The above example is for illustration purposes only. The actual rewards and savings may vary based on the policies of the issuer and on the timely payment of credit card dues. Please check with the card issuer before applying.

You have two options to proceed:

1. Redeem 19,560 points on the SBI Card rewards portal, where you can choose from apparel, electronics, homeware, and more.

2. Convert your reward points into cash by contacting SBI Card’s customer care. Since 4 reward points = ₹1, the cash value of 19,560 rewards = ₹4,890.

Fees and Charges Associated with the SimplyCLICK SBI Card

Here are all the charges you can expect to incur while using the SimplyCLICK SBI Card:

Fee Type	General Range
Joining Fee	₹499
Annual Maintenance Fee	₹499 Waived off on annual spends of ₹1 Lakh or more in the preceding year
Rewards Redemption Fee	₹99 + GST
Interest Charges	3.50% per month
Minimum Amount Due	5% as per this calculation: Total GST + EMI amount + 100% of Fees/Charges + 5% of [Finance charge (if any) + Retail Spends and Cash Advance (if any)] + Overlimit Amount (if any)
Late Payment Fee	Can go up to ₹1,300 based on the overdue balance
Foreign Transaction Fee	3.50% of the transaction amount
Cash Advance Fee	2.50% of the withdrawn amount or ₹500, whichever is higher

Note: A Goods & Services Tax (GST) of 18% is applicable on all the listed charges.

Disclaimer: These fees and charges are also subject to change at the discretion of the issuer. Before applying, check the issuer’s Most Important Terms and Conditions (MITC) document to verify.

Eligibility and Application Process

Check SimplyCLICK SBI Credit Card eligibility terms and keep all the required documents ready. To apply, you need to be:

21 to 70 years if you are salaried
40 to 70 years if you are a retired pensioner
25 to 70 years if you are self-employed
A steady earner with a regular income
Creditworthy, with a good credit score

Here is the general list of documents you will need to apply:

Aadhaar card

Ration card

PAN card

Passport

Income Proof:

Salaried: Latest salary slips (past 2-3 months), Form 16
Self-employed: Income Tax Returns (ITR), bank statements showing income

How to apply for SimplyClick SBI Credit Card

Apply Online

On Bajaj Markets, you can compare credit cards and pick one that suits your needs. To know how to apply, take a look at the following steps:

Click on ‘Check Eligibility’ and fill in the required details, including your

phone number, occupation, and date of birth

Enter the One-Time Password (OTP) sent to your number
Check the pre-filled details like your PAN number, residential PIN code, email address, and income information
Apply for the card that suits your needs from the options
Click ‘Submit’ and complete your application

SBI Card Customer Care

If you have any questions, you can reach out to SBI Card’s customer care via phone or email:

Call 1860 180 1290, 1860 500 1290, 39 02 02 02 (Prefix local STD code) or 1800 180 1290 (Toll Free). Customer service executives are available from 8 AM to 8 PM, from Monday to Saturday.
Email customercare@sbicard.com

SimplyCLICK SBI Card vs Others

Before applying for the SimplyCLICK SBI Card, compare its benefits with those of other cards offered by SBI Card.

Card Name	Cashback	Complimentary Airport Lounge Access	Fuel Surcharge Waiver	10X Reward Points
SimplyCLICK SBI Card	❌	❌	✅	✅
SimplySAVE SBI Card	✅	✅	✅	✅
IRCTC RuPay SBI Card	✅	❌	✅	❌
SBI Card ELITE	❌	✅	✅	❌
SBI Card PRIME	❌	✅	❌	✅
Lifestyle Home Centre SBI Card	✅	❌	✅	✅
BPCL SBI Card OCTANE	✅	✅	✅	✅
BPCL SBI Card	✅	❌	✅	❌
SBI Card PULSE	❌	✅	✅	✅
Max SBI Card SELECT	✅	❌	✅	✅

Disclaimer: The benefits mentioned may change as per the policies of SBI Card. Check them before you apply for a specific card.

Disclaimer - Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

About Credit Cards Services

Credit Cards Partners at Bajaj Markets

Non Partners Credit Cards

How can I track the application status of my SimplyCLICK SBI Credit Card?

You can track your SimplyCLICK SBI Card application by logging into your net banking account or by calling customer care.

How many days do I have to pay my SimplyCLICK SBI Credit Card bill?

You must pay your outstanding bill within 20 days from your card’s statement date for any amount between the total and minimum amount due.

Can I use 100% of the limit on my SimplyCLICK SBI Credit Card?

Yes, you may use 100% of your credit card limit. However, it is not recommended, as using your total credit card limit every month makes you look credit-hungry. This can decrease your credit score.

Can I cancel the balance transfer done from other issuer’s credit cards?

If you want to cancel a Balance Transfer request, you can do so on the same day of booking the request. Call the SBI Card helpline number and raise a cancellation request.

What is the WhatsApp Connect available on my SimplyCLICK SBI Credit Card?

This is a WhatsApp service that you can subscribe to in order to get important updates regarding your SimplyCLICK SBI Card. You can subscribe to it by:

Giving a missed call to 08080945040
Logging in to the SBI Card Mobile App and selecting ‘WhatsApp Connect’
Logging in to ‘Ask ILA’ and subscribing to the WhatsApp service
Sending WAOPTIN XXXX to 5676791, where XXXX is the last 4 digits of your card number.

Which documents do I need to submit to update my name on my SimplyCLICK SBI Credit Card?

You need to send a copy of any of the below-mentioned documents to correct your name:

PAN Card
Passport
Driving Licence
Ration Card
Court Order
Duly notarised Affidavit
Newspaper ad

How can I activate my new SimplyCLICK SBI Credit Card?

Contact customer care or log in to your credit card account through net banking to activate your new card. You can also log in to SBI Card’s Chatbot ILA using your user ID and password for card activation.