Standard Chartered (SC) credit cards come packed with lucrative deals and rewards. You can use these on transactions related to dining, grocery, lifestyle shopping, travel, etc.
The range of SC cards that are available under the three categories such as rewards, cashback, and travel are designed to address your unique preference. You can apply for a Standard Chartered Credit Card and upgrade your shopping and travelling experience with ease.
Standard Chartered Bank offers a host of credit card options that cater to all lifestyles and are tailor-made to meet your existing financial needs. The top Standard Chartered credit cards available in India are:
CASHBACK |
REWARDS |
TRAVEL |
(Advantageous features ensure a smart life) |
(Get 4X reward points on all retail spends) |
(Enjoy exciting discounts and rewards on travel spending) |
(Get up to 5% cashback and save on monthly expenses) |
(Extensive reward points, 5 on every ₹150, that help enhance your lifestyle) |
(Exclusive rewards for overseas spends and complimentary lounge access for Priority Bank customers) |
(Assures double benefits in the form of cashback and rewards) |
(Get 5x reward points on dining and fuel spends) |
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(Get benefits on movies, travel, shopping, groceries, food orders, and cab bookings) |
Bandhan Bank Standard Chartered One Credit Card (Enjoy 1 reward on every ₹150, with a welcome gift of 500 points) |
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Bandhan Bank Standard Chartered Plus Credit Card (Get 3 reward points on every ₹150 spent and 1500 points as welcome gift) |
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Bandhan Bank Standard Chartered Xclusive Credit Card (Enjoy 3 points for every ₹150, and 10 points on specific spends with additional points throughout the year) |
Here are some general features of a Standard Chartered Credit Card:
Instant Approval: Complete video KYC verification and get a virtual credit card from Standard Chartered Bank with instant approval
Exciting Deals: Get incredible deals on dining, shopping, travel, and more with the ‘Good Life Program’.
EMI Conversion Facility: In case of big expenses that amount to over ₹2,000, you can convert them into EMIs using online banking or through the SC Mobile app
Reward Points: Redeem rewards across a host of popular brands with the Standard Chartered 360◦ reward program
Contactless Credit Card: Get contactless credit cards for faster checkouts and hassle-free transactions
Loan: Get a loan of up to ₹5 Lakhs on your credit card with flexible tenures from 12-60 months
Balance Transfer Facility: Credit card balance transfer facility up to ₹5 Lakhs from other banks’ credit cards at an attractive interest rate.
The fees and charges of top Standard Chartered credit cards are mentioned below:
1. Annual Fee of different Standard Chartered credit cards
Credit Card Type |
Annual Fee |
Standard Chartered Rewards Credit Card |
₹1,000 + GST |
Standard Chartered EaseMyTrip Credit Card |
₹350 + GST |
Smart Credit Card |
₹499 + GST |
DigiSmart Credit Card |
₹49 (monthly) + GST |
Platinum Rewards Card |
₹250 + GST (one-time fee) |
Manhattan Platinum Card |
₹999 + GST |
SuperValue Titanium Credit Card |
₹750 + GST |
Note: Annual fees may vary according to the existing promotional offers. The rates will be communicated to the applicant during the procedure.
2. Other Fees and Charges on Standard Chartered Credit Card
Transaction Type |
Fees and Charges |
Late Fee Charge |
₹100 (levied in case you miss a payment of the minimum amount due for 2 or more months) |
Late Payment Charges (w.e.f. 1st May 2021) |
₹0- ₹1200 |
Overlimit Charges |
₹500 per instance or 2.5% of the Over limit amount (min. ₹500) |
Cash Advance Fee |
3% of cash withdrawal (from ATM) amount (min. ₹300) |
Overseas Transactions |
3.5% transaction fee |
Rewards Handling Charges |
₹99 will be charged towards handling and courier charges for the redemption of reward points |
Cheque/ Cash Pick-up Fee |
₹100 |
Paper Statement (w.e.f. 1st January 2019) |
₹99 (monthly) for requesting both Online and Paper Statement |
Service Handling Charges |
₹49- ₹199 |
Disclaimer: The above fees and charges are subject to change at the bank’s discretion.
To apply for a Standard Chartered Credit Card online, follow the steps mentioned below:
Step 1: Visit Standard Chartered Bank’s official website
Step 2: Go to the ‘Our Products’ section and click on ‘Credit Cards’
Step 3: Select an SC Bank credit card as per your requirements
Step 4: Submit your Standard Chartered credit card application
Step 5: A bank representative will contact you to confirm the credit card approval
Step 6: Upload important documents to complete your application
Step 7: Once done, your credit card application will be subject to final policy and verification checks by the bank.
Post this, you will receive your card within 7-15 days. In case you have an existing Standard Chartered bank savings account, you can apply for a Standard Chartered Credit Card through net banking.
Note: The Standard Chartered Credit Card is currently not available on the Bajaj Markets website. To browse other credit card options, visit Bajaj Markets today!
Standard Chartered Bank has a dedicated customer care team that focuses on resolving the queries of all its clients. Here are the ways in which you can contact them:
Write to their official email address at customer.care@sc.com
Call the helpline number available on the website under the ‘Contact Us’ section
Send a post to the official address - Standard Chartered Bank, Customer Care Unit, 19 Rajaji Salai, Chennai - 600 001. Alternatively, you can opt for various chat options and resolve your queries.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
About Credit Cards Services
- Apply for Credit Card
- Best Fuel Credit Card
- Business Credit Card
- Credit Card Settlement
- Corporate Credit Card
- Credit Card against Fixed Deposit
- Credit Card Documents
- Credit Card Eligibility Criteria
- Credit Card EMI
- Features & Benefits of Credit Card
- Interest Rate on Credit Card
- International Credit Card
- Credit Card Limit
- Credit Card Lounge Access
- Credit Card Netbanking
- Credit Card Bill
- Credit Card Pin Generation
- Credit Card Reward
- Shopping Credit Card
- Check Credit Card Statement
- Types of Credit Card
- Credit Card Billing Cycle
- Credit Card Meaning
- Best Credit Card In India
Credit Cards Partners at Bajaj Markets
Non Partners Credit Cards
FAQs on the Standard Chartered Bank Credit Card
How can I get a credit card from Standard Chartered Bank?
You can apply online for a Standard Chartered Bank Credit Card of your choice via the bank’s official website. You can also visit the nearest Standard Chartered Bank branch to apply for a credit card.
Which credit card is best in Standard Chartered Bank?
Ultimate card, DigiSmart Card, Manhattan Card, and Super Value Titanium Cashback Credit Card are some of the top Standard Chartered credit cards. Browse through the features, benefits, and rewards program to choose one that best suits your needs.
Can I apply for a Standard Chartered Credit Card online?
The Standard Chartered Credit Card is currently not available on Bajaj Markets. However, you can directly visit the Standard Chartered Bank’s official website to apply.
Can I change my Standard Chartered Credit Card type?
If you want to switch from your current card type to another, you can call the Standard Chartered customer care service number or visit the nearest branch to get assistance.
However, make sure you consider factors such as existing and new credit card limits, bonus rewards, interest rates, and clearing of your existing credit card debt before making the switch.
What is the easiest Standard Chartered card to get?
Getting a Standard Chartered Credit Card is easier when you successfully meet the eligibility criteria laid down by the bank. Hence, select a Standard Chartered Credit Card that has a higher approval chance as per your profile.
What is the minimum salary for a Standard Chartered Credit Card?
There is no fixed minimum income requirement for a Standard Chartered Credit Card. Hence, these criteria can vary from one card to another. You can learn about the salary requirement when you initiate the SCB credit card application process.
However, Standard Chartered Bank demands a regular source of income while providing a credit card.
What is the use of the Standard Chartered Credit Card?
You can use the Standard Chartered Bank Credit Card for various purposes, such as shopping, dining, travelling, and more. When you use these credit cards, you can even save on the transactions.
How long does it take to get a Standard Chartered Credit Card?
It can take approximately 9 working days to get a Standard Chartered Bank Credit Card.
How can I increase my Standard Chartered Credit Card limit?
To increase your Standard Chartered Bank Credit Card limit, log into your Standard Chartered net banking account. Under the ‘Help & Services’, go to the ‘Card Management’. After selecting the ‘Credit Limit Increase’ option, you can follow the necessary options to increase your credit card limit.
What is the credit score required to apply for a Standard Chartered Bank Credit Card?
While Standard Chartered Bank has no specific credit score requirements, it is ideal to have a score of 750 and above. This will boost your eligibility for a Standard Chartered Bank Credit Card and help ensure you get the best deal.
What are the offers on Standard Chartered Bank Credit Cards?
If you are a Standard Chartered Bank cardholder, you can enjoy many offers and discounts on your credit card.
With these limited-time offers, you can enjoy the best deals on dining, shopping, travel, entertainment, and more. You can check out these offers on the Standard Chartered Bank credit cards website.
