Amazon Pay is a mobile wallet and payment solution developed by Amazon.com, Inc. It is not just used to digitally pay for products bought on the Amazon site or app, but also used to pay for a variety of utilities, services, and third-party merchants. Electricity bills, mobile recharge, gas cylinders, DTB bills, railway tickets, movie tickets, etc.
To be able to use the Amazon Pay service seamlessly, you need to ensure it has sufficient funds in it. This is easily achievable by adding money to Amazon Pay using your credit card. Here’s how you can do it.
Visit the Amazon Pay page
Click on the ‘Add Money’ option
Enter your desired amount
Select ‘Continue’
Choose your payment method of choice, which could be your credit card
The updated balance should reflect in 15 minutes.
Here are the monthly and annual addition and expenditure limits for your reference:
Particulars |
Amount |
Monthly Limit |
₹10,000 |
Monthly Expenditure Limit |
₹10,000 |
Annual Limit |
₹1 Lakh |
If you are concerned about paying additional charges for adding money from credit card to Amazon Pay then you can rest assured. Amazon levies no additional charge on this transaction. This means, you can conveniently keep adding money to your Amazon Pay balance using your credit card You also stand to benefit by accruing points on using your credit to add money.
No, there are no charges for doing this.
UPI is linked directly to your bank account. Hence, it cannot be used with a credit card. However, you can conveniently pay your credit card bills using Amazon Pay UPI.
Amazon Pay balance can only be used to pay for products bought and services availed using the Amazon platform. It cannot be transferred back to your credit card or bank account.
If you are a frequent user of Amazon Pay, then this is a very useful option. Instead of adding money from your credit card, you can ensure that a fixed amount is automatically deducted on a monthly basis. This setting can be changed anytime you wish, through your Amazon Pay settings.
Upon successfully adding money to amazon pay using credit card, the amount is, reflected instantly. In some cases, there may be a slight delay owing to technical glitches. Amazon recommends waiting for 15 minutes after completing the transaction. In case the amount doesn’t appear in your balance even after that, you may contact the customer service team.