Best Cars Under Rs. 12 lakhs in India (2024)

Introduction

Choosing cars under ₹12 lakh has never been easier. Buyers have a plethora of choices from premium hatchbacks, sedans, and even some SUVs. These cars under ₹12 Lakh will fulfil your needs for luxury, performance, and modern features like never before. We’ve listed 12 of the best cars under ₹12 lakh currently available for purchase on the market.

1. Tata Nexon

The Nexon is an SUV by Tata Motors that offers a great deal of versatility. In addition to its swanky good looks, the car promises so much more. It presents a wide range of engine and gearbox options. You can choose a car in the following configuration: petrol-manual, petrol-AMT auto, diesel-manual, and diesel-AMT auto versions. The car holds the distinction of being the first Indian car to be rated 5 stars for safety by Global NCAP. The year 2020 brought with it key updates like all new BS-6 engines and an electric EV option.

Tata Nexon
On-Road Price	₹7.99 lakh* (New Delhi)
Key Specifications
Mileage	16.05-22.4 kmpl
Engine	1,199-1,497 cc
Cylinders	3 Cylinders Inline
Fuel Type	Petrol and Diesel
Transmission	Manual and Auto (AMT)
No of gears	6 Gears
Emission Standard	BS-6
Length	3,993 mm
Width	1,811 mm
Height	1,606 mm
Wheel Base	2,498 mm
Ground Clearance	209 mm
Seating Capacity	5
Boot Space	350 litres
Fuel Tank Capacity	44 litres
Steering Type	Power-assisted (Electric)
Wheels	Steel Rims
Key Features
Airbags	2 Airbags (Driver, Passenger)
Anti-lock Braking System (ABS)	Yes
Electronic Brake-Force Distribution (EBD)	Yes
Brake Assist (BA)	Yes
Air Conditioner	Yes (Manual)
Steering Adjustment	Tilt
Parking Sensors	Rear
Boot-lid Opener	Internal
Standard Warranty (Years)	2
Standard Warranty (kilometres)	1,00,000
Key Variants	Nexon XE, Nexon XM, Nexon XM S, Nexon XMA AMT, Nexon XZ

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

2. Hyundai Venue

The Venue is Hyundai’s foray into the compact SUV market. The Venue was first launched in 2019 and by the looks of sales figures, it is still going strong, giving rivals like Ford and Maruti a strong challenge. The car gets three engine options: two petrol and one diesel. The petrol engines have two variants: a 1.2-litre petrol engine with an output of 82bhp power and 115Nm torque, and a 1.0-litre turbo petrol engine variant with 118bhp power and 172Nm torque. The diesel engine is 1.5-litre delivering 98bhp and 240Nm torque.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

3. Tata Altroz

The Altroz is Tata Motors’ premium hatchback and the first model to be built on the carmaker’s ALFA platform. The car has been developed with ‘electrification’ in mind. On offer are BS6-compliant 1.2-litre petrol and 1.5-litre diesel engines, both available with manual transmissions. Tata has announced a dual-clutch auto-equipped Altroz petrol that is all set to be launched by the end of 2021; meanwhile, a more powerful 1.2-litre turbo-petrol engine is also in the works. Like most Tata models, the Tata Altroz has been awarded a 5-star adult occupant protection rating by Global NCAP.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

4. Maruti Suzuki Vitara Brezza

Since its launch in 2016, the Vitara Brezza has taken the compact SUV market by storm. The car has been a hit from day one. 2020's facelift brings in mildly refreshed styling but marks a major change under the bonnet. The Brezza's 1.3-litre diesel engine has made way for a BS6-compliant 1.5-litre petrol unit. Now, a petrol-only model, the Vitara Brezza is available with 5-speed manual and 4-speed torque converter auto transmission options. A note of praise for the Indian manufacturer as the car was rated 4 stars by Global NCAP on adult occupant protection.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

5. Kia Seltos

The Seltos is Kia’s first model in India commissioned with the uphill task of establishing the Korean auto giant in the Indian market. It unsurprisingly did not disappoint. The car had all the right ingredients for the job. Attractively designed, keenly priced, and available with a wide range of engine and gearbox options. You can opt for the 1.5-litre petrol, 1.4-litre turbo-petrol, and 1.5-litre diesel engines. The individual engines are available with manual and automatic gearbox options. All versions of the Seltos are BS-6-compliant with the manufacturer keeping a check on the latest norms.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

6. Mahindra Thar

The Mahindra Thar is the true off-roader. The all-terrain monster can negotiate the beaten track like no other. The car is surprisingly capable as an everyday vehicle with creature comforts like AC, climate control, and telescopic steering. The all-new Thar is an embodiment of the original Jeep with its boxy looks and well-shaped front and rear bumpers. The Thar is available with diesel and petrol engine options and there are three roof options as well.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

7. Hyundai Creta

The Hyundai Creta has been, without doubt, one of the most successful vehicles that has come from the Hyundai stables. The car got an all-new 2020 facelift with a host of cosmetic and mechanical upgrades. One of the prominent features of the new Creta is a bold front grille with an updated set of tail lamps. The interior remains disguised, but it is likely to have the same layout as the current model. When it comes to the engine options, the new car gets a 115PS 1.5-litre diesel and 140PS 1.4-litre turbo-petrol engine with a 6-speed manual/automatic and 7-speed DCT gearbox options.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

8. Škoda Rapid

The Rapid is a mid-sized sedan from the Czech automobile manufacturer  Škoda. The car was first launched in 2011 and has since seen a number of upgrades, including a 2020 facelift. For all intents and purposes, the Rapid is Škoda’s version of the Volkswagen Vento. As a result, the car has now been around for a number of years and feels dated. However, the latest 2020 BS-6 Škoda Rapid gets a few key upgrades that make it an inviting prospect. One of the key changes to the Rapid is the all-new 110hp 1.0 TSI turbo petrol motor that replaces the outdated 1.6-litre naturally aspirated petrol engine. The three-cylinder TSI engine belongs to the EA211 engine family of the VW Group. Thanks to the small engine, the Rapid offers higher mileage and surprisingly higher performance thanks to the 110hp engine.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

9. Mahindra XUV300

The XUV300 is a sophisticated sub-four-metre compact SUV from Indian manufacturer Mahindra. The car gets a number of class-leading ‘firsts’, which makes it a pricey proposition. The car is available with petrol and diesel engine options with standard-fit 6-speed manual transmissions. The diesel engine is additionally available with the option of an AMT auto. The Mahindra XUV300 holds the distinction of being the safest car to be crash-tested by Global NCAP being rated 5 stars on adult occupant protection and 4 stars on child occupant protection.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

10. Honda City

Introduced 22 years ago, the king of the sedans Honda City is still alive and kicking. The City’s India story began in 1998 and the car has seen four iterations since. Now, in its fourth generation, the all-new Honda City gets further improvements along with an introduction of a diesel engine. The new City’s frame packs in more high-tensile-strength steel and a stiffer roof section, resulting in a 20% increase in overall structural integrity. The City gets an all-new DOHC 1.5-litre unit that’s now coupled to a 6-speed manual gearbox. Buyers can also choose a 6-speed automatic transmission.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

11. Honda WR-V

The WR-V is an attractive compact SUV from the Honda stable. The car was launched in the early part of 2017 and over the subsequent years has seen three updates. The latest WR-V offers luxury functionality and practicality like no other; it is distinctly a Honda. The new WR-V gets a raised and reworked suspension and even some additional features that add to the luxury quotient. The company SUV is offered in petrol-manual and diesel-manual form but there’s no automatic.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

12. Kia Sonet

After the hugely successful Kia Seltos, the Sonnet had very big shoes to fill. Making its debut in India in 2020, the car got off the starting line with a few lessons from its larger sibling. The Sonet, in that regard, is filled to the brim with features. The Korean manufacturer also made it a point to offer multiple engine and gearbox combinations. The car is available in a whopping 14 different variants, along with a 1.5-litre diesel powertrain that takes the cream.

*The actual price of the car is subject to change and may also vary based on the variant you choose and the state where you buy it from.

Get the Best Car Insurance Protection with Finserv MARKETS

Once you have purchased your dream car, make sure to go over other finer details, including insurance. Car insurance is designed to offer protection against any financial loss arising due to an accident, whether it be with another vehicle or against any object, theft of the vehicle or important parts, water damage or fire damage, etc. A comprehensive insurance cover also protects you against any liability arising out of an accident involving a third-party’s person or property. It also covers your car from different kinds of natural calamities along with man-made calamities.

 

An easy way to apply for motor insurance is through Finserv MARKETS. Here, you will find some of the best insurance plans from trusted partners that offer a host of benefits. The comprehensive car insurance policy not only covers damages that occurred to your car during an accident but also covers the repairs and costs incurred by the third-party. Moreover, you can enhance your financial protection by choosing from a variety of add-on covers that give added protection to the policyholder and add much-needed convenience to the car ownership experience.

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