Best Cars Under 12 Lakhs in India

Cars in the Rs. 12 Lakhs price bracket offer the best value for money. These cars tend to come with premium features like a sunroof, a touchscreen infotainment system, and good safety features, among others.

 

In the hatchback segment, you have cars like the Tata Punch and the Tata Tiago, which are known for their high safety ratings. In the compact SUV segment, some of the best cars that you can get are the Mahindra XUV300, Kia Sonet, Hyundai Venue, Nissan Magnite and Toyota Urban Cruiser. If spacious interiors are what you’re after, you have cars like the Honda Amaze, Maruti Suzuki Ertiga, Maruti Suzuki S-Cross, Renault Duster and MG Astor.

 

List of Top Cars Under Rs. 12 Lakhs

Before choosing a car, you should be aware of the on road price of it. Here is a list of the cars under Rs. 12 Lakhs on-road price for you to choose from.

 

The on-road prices mentioned above are applicable only for New Delhi. The price varies from city to city depending on RTO charges and insurance cost changes. There are different variants available for the cars up to Rs. 12 Lakhs other than the ones mentioned here. You can also find better variants falling under the category of best car in Rs. 12 Lakh. Depending on these variants, the car insurance cost also varies. You can use a car insurance calculator to calculate these complicated prices. The online car insurance calculator offered by Bajaj Markets is easy to use and error-free. Now, let us check out the distinctive features of each of these best cars in the Rs. 12 Lakh range. Please note that the on-road price ranges mentioned below are for the city of New Delhi.

 

 

1. Tata Punch

Tata Punch is an SUV model from the house of Tata. It has more than 14 variants, and the base price starts from Rs. 5.65 Lakhs. Punch is a 5 seater car with it's least expensive variant being Pure MT. It has remained one of the best cars to buy under Rs. 12 Lakhs since it’s launch. This strongly built SUV offers a smooth ride and a mileage of 18.97 kmpl. It has variants with both manual and automatic transmission. Tata Punch does not have a diesel or CNG option. The insurance premium for this car can cost between Rs. 29,000 to Rs. 45,000 per annum.

 

Check out the table below for the features of Tata Punch.

 

 

2. Maruti Suzuki Ertiga

Maruti Suzuki Ertiga is a MUV model with 4 variants. It has been a success in the under Rs. 12 Lakh car category, with more than four lakh units sold in the six years of its launch. Ertiga is a 7 seater, and its base price starts from Rs. 8.11 Lakhs. Ertiga is not only better looking, but it also has an air of luxury to it. It is available in petrol and CNG options and offers a mileage of 19.01 kmpl and 26.2 km/kg respectively. The insurance premium for this car can cost between Rs. 41,000 to Rs. 47,000 per annum.

 

Check out the table below for the features of Maruti Suzuki Ertiga.

 

 

3. Mahindra XUV 300

The Mahindra XUV 300 is an SUV and one of the 10 different models from the house of Mahindra. It has 16 variants, and the base price starts from Rs. 7.96 Lakhs. XUV 300 is a 5 seater car with it's least expensive variant being 1.2 W4. It has remained one of the best SUV cars in the Rs. 12 Lakh category since it’s launch. This SUV offers an impressive seating comfort and a mileage of 17 kmpl. It has variants with both manual and automatic transmission. Mahindra XUV 300 is offered in both petrol and diesel variants but does not have a petrol automatic variant. The insurance premium for this car can cost between Rs. 41,000 to Rs. 58,000 per annum.

 

Check out the table below for the features of Mahindra XUV 300.

 

 

  4. Honda Amaze

Honda Amaze is a sedan model with 9 variants. It is one of the successful sedan models from the house of Honda and the best sedan among the Rs. 12 Lakh under cars. Amaze is a 5 seater, and its base price starts from Rs. 6.38 Lakhs. Honda Amaze is one of the better-looking sedans in the segment. It is available in automatic option with both petrol and diesel engines. Amaze offers a mileage of 24.7 kmpl. The insurance premium for this car can cost between Rs. 28,000 to Rs. 35,000 per annum.

 

Check out the table below for the features of Honda Amaze.

 

 

5. Tata Tiago CNG

Tata Tiago CNG is a hatchback model from the house of Tata. It has 5 variants, and the base price starts from Rs. 6.10 Lakhs. Tiago is a 5 seater car with it's least expensive variant being XE. It has remained one of the under Rs. 12 Lakhs best cars among CNG options. Tiago has an excellent built quality and offers a mileage of 26.49 kmpl. It is available only in manual transmission. Tata Tiago CNG is the best if you are looking for a CNG option. The insurance premium for this car can cost between Rs. 34,000 to Rs. 39,000 per annum.

 

Check out the table below for the features of Tata Tiago CNG.

 

 

 6. KIA Sonet

KIA Sonet is a SUV model with 29 variants. It is a best seller among the best cars under the Rs. 12 Lakh category. Sonet is a 5 seater and its base price starts from Rs. 6.89 Lakhs. Sonet has a sharp and premium styling. It is available in petrol and diesel options and offers a mileage of 24.1 kmpl. The insurance premium for this car can cost between Rs. 33,000 to Rs. 50,000 per annum.

 

Check out the table below for the features of KIA Sonet.

7. Maruti Suzuki S-Cross

Maruti Suzuki S-Cross is a SUV model with 7 variants. It is one of the best cars in the Rs. 12 Lakh range that delivers a highly fuel-efficient and powerful driving performance. S-Cross is a 5 seater, and its base price starts from Rs. 8.39 Lakhs. It is available in automatic as well as a manual option with petrol engine variant. This SUV offers a mileage of 18.43 kmpl. The insurance premium for this car can cost between Rs. 37,000 to Rs. 49,000 per annum.

 

Check out the table below for the features of Maruti Suzuki S-Cross.

 

8. Renault Duster

Renault Duster is a SUV model from the house of Renault. It has 7 variants and the base price starts from Rs. 9.86 Lakhs. Duster is a 5 seater and has stayed one of the best sellers under the category of best cars under Rs. 12 Lakhs. First launched in 2012, the Duster was the first SUV to kickstart the mid-size SUV trend in the Indian market. It is now available in automatic as well as a manual option with petrol engine variant. Duster offers a mileage of 16.5 kmpl. The insurance premium for this car can cost between Rs. 54,000 to Rs. 64,000 per annum.

 

Check out the table below for the features of Renault Duster.

 

 

9. Hyundai Venue

Hyundai Venue is one of the 12 different models from the house of Hyundai. It has 18 variants and the base price starts from Rs.6.99 Lakhs. Venue is a 5 seater car with it's least expensive variant being 1.2 Kappa MT E. It is one of the best cars to buy under Rs. 12 Lakhs. This feature-rich SUV offers a smooth ride and a mileage of 23.7 kmpl. It has variants with both manual and automatic transmission. Venue offers petrol and diesel options. The insurance premium for this car can cost between Rs. 34,000 to Rs. 48,000 per annum.

 

Check out the table below for the features of Hyundai Venue.

 

 

10. MG Astor

MG Astor is a SUV model with 12 variants. Astor manages to stand out in the category of cars under Rs. 12 Lakh with its stylish looks and upmarket cabin experience. It is a 5 seater and its base price starts from Rs. 9.78 Lakhs. It is available in automatic as well as manual transmission with petrol engines. Astor offers a mileage of 14 kmpl. The insurance premium for this car can cost between Rs. 45,000 to Rs. 77,000 per annum.

 

Check out the table below for the features of MG Astor.

 

 

11. Nissan Magnite

Nissan Magnite is one of the 3 different models from the house of Nissan. It is a SUV model with 20 variants. The base price starts from Rs. 5.76 Lakhs. Magnite is a 5 seater car with it's least expensive variant being XE. It is the smallest SUV among cars under Rs. 12 Lakhs. This SUV with striking design offers class leading space and a mileage of 20 kmpl. It has variants with both manual and automatic transmission variants in the petrol engine option. The insurance premium for this car can cost between 24,000 to 36,000 per annum.

 

Check out the table below for the features of Nissan Magnite.

 

 

12. Toyota Urban Cruiser

Toyota Urban Cruiser is a sub-4m compact SUV with 6 variants. It is one of the best SUVs among the Rs. 12 Lakh under cars. Cruiser is a 5 seater, and its base price starts from Rs. 8.63 Lakh. It marks Toyota’s entry into the fierce sub-4m compact SUV space. It is available in automatic as well as a manual transmission. Only the petrol engine option is available. Cruiser offers a mileage of 17.3 kmpl. The insurance premium for this car can cost between Rs. 40,000 to Rs. 48,000 per annum.

 

Check out the table below for the features of Toyota Urban Cruiser.

You have a plethora of options for cars under Rs. 12 Lakhs since this budget can be considered a relaxed one. Select a car from the list above after carefully considering your budget, availability of the car and your needs. If you are looking for a car that is suitable for your family, always go for a SUV model. Check the mileage range of the cars keeping the rising fuel prices in mind. When you buy any of these best cars under Rs. 12 Lakhs, it is mandatory that you buy insurance as per the Motor Vehicles Act, 1988. It is equally important to renew the car insurance on time to avoid any penalties. It is wise to always have car insurance since it gives you legal protection as well as financial protection in case of any unforeseen emergencies involving the car.