Credit Card Bill Payment Through Debit Cards

A quick way to clear your credit card bill is paying it with a debit card. Using this method, you can pay the bill directly from the bank account linked with your debit card. This allows you to clear your bill on time and avoid paying penalties.

You can make credit card bill payments both offline and online using a debit card. 

Online Methods

Using a debit card to clear bills online is convenient and fast. There are seven ways you can use it digitally. 

• Online Portal

1. Log in to your credit card issuer’s online portal 

2. Navigate to the credit card section and select the bill payment option

3. Choose the debit card as a payment mode

4. Enter the required debit card details, such as the CVV, card number and expiration date

5. Enter the bill amount and confirm the payment

• Mobile Banking App

1. Install the credit card issuer’s mobile app and log in

2. Go to the credit card section and choose the bill payment option

3. Opt for debit card as the payment mode

4. Provide the required debit card details 

5. Enter the bill amount and make the payment

• Third-party Payment Platforms

1. Install the app or visit the website of the third-party payment platform

2. Choose the credit card bill payment option and enter your credit card details

3. Opt for the debit card as a payment option and add the debit card details

4. Enter the bill amount and confirm the payment

• Auto-debit Facility

1. Download the National Automated Clearing House (NACH) form

2. When filling out the form, choose the debit card as the payment method

3. Provide your credit card details and a cancelled cheque of the account linked to your debit card

4. The payment will be deduced automatically on the chosen date

• Mobile Wallets

1. Install an app that allows credit card payments through a mobile wallet

2. Select the credit card bill payment option and enter your card details

3. Choose debit card as a payment option and enter the card details

4. Type in the bill amount and confirm the payment

• Phone Banking

1. Contact your credit card issuer’s customer service team through phone banking

2. Get clarity on the steps for initiating the bill payment through a debit card

3. Follow the steps and complete the payment using your debit card

Offline Methods

If you want to pay your credit card bill offline, there are a number of ways to do so with your debit card. 

• Visit the Branch

1. Go to the nearest branch of the credit card provider

2. Talk to a representative regarding bill payment using a debit card

3. Follow the required steps and make the payment

• ATM Payments

1. Go to the nearest ATM 

2. Insert or swipe your debit card into the ATM

3. Choose the credit card bill payment option

4. Enter the bill amount and follow the steps to pay the bill

 

Disclaimer: The availability of these methods may vary based on the policies of the specific credit card issuer and region.