Health Insurance Online Vs Offline: Which is Better?

2020 taught the most important lesson: health emergencies come unannounced, and they can stay for as long as they please. With the modern lifestyle, stress, and now the pandemic, the reasons for contracting diseases are increasing by the day. And it’s no news that with growing health concerns, the cost of medical services too is on the rise. However, you have nothing to fret about if you have a good health insurance plan. It acts as a robust wall that keeps financial worries at bay.

 

Yet, nearly 30% of the Indian population is uninsured. It is believed that many people avoid buying health insurance due to lack of time. Hence, they are also called the ‘unaware group of population’. Most reputed insurance companies have now taken their services online, meaning you can buy/renew health insurance anytime, anywhere. Now you might ask, ‘How is buying health insurance online different from purchasing it offline?’ Well, you’re in luck. That’s what this article is all about! Continue reading to know the benefits of buying health insurance online vs offline.

Online Vs Offline Health Insurance

Check out the below table to know how buying health insurance online vs offline can prove beneficial:

While purchasing health insurance offline could seem convenient (you can simply rely on a third person to pick a health insurance plan), it isn’t benefiting you even a bit. Agents generally recommend those insurance companies that offer better commission. So, if an insurance company that scores extremely low w.r.t. claim settlement and coverage offers a good commission, the agent might yet promote that insurer.

 

However, the online process allows you to take charge and understand various insurance providers. It enables you to check out their website, read reviews, compare different quotes, and pick the one that suits your needs. And the fact that you can buy and renew health insurance from the comfort of your home is just the kind of icing on the cake we need amid our busy schedules. That’s not all. The online process also enables you to get an estimate of the health insurance premium quote using a health insurance premium calculator. It aids in choosing the best-suited plan after comparing various similar plans.

 

So, you decide, why should you buy health insurance online rather than offline?

To Wrap it Up!

Now that you know the benefits of buying health insurance online, do not delay it any further. Visit our ‘health insurance’ page and check out the range of plans available on Bajaj Markets. We enable you to compare different quotes and buy the best policy instantly.