India has already witnessed the initial rain showers of the year with the beginning of the monsoon season. Welcoming the rainy season after the scorching summer heat is what every Indian looks forward to every year. However, with the monsoon comes the decade-long issue of floods. Waterlogging is a common problem faced by most metropolitan cities in India.
Commuting to work or travelling in general becomes a struggle during such events. Imagine being stuck in your car on water-logged streets on your way to work or back home. Besides your life being at risk in these times, your vehicle is in danger too.
Failing to take effective measures to protect your vehicle against flood damage and having a comprehensive car insurance plan will cost you a fortune. Hence, it is imperative to be aware of the ways in which you can ensure your car is secure during monsoon floods.
Here are some ways in which you can protect your car from potential loss during floods or at least minimise the damage incurred.
With a comprehensive car insurance plan, your vehicle will be covered against losses/damages caused due to natural disasters such as floods, cyclones, and hailstorms. Typically, floods can cause two types of car damage:
Engine damage
Accessories damage
If your car is stuck in a water-logged area, engine damage can be complete or partial, depending on the duration for which the vehicle was submerged. When it comes to full replacement of the car engine, it can cost a pretty penny. On the other hand, the expenses to repair the accessories damaged due to flood can also be steep. Considering the financial loss that you might face, a comprehensive car insurance policy is surely a boon.
You might take all the preventive measures and still find yourself stuck in a difficult situation during floods. Therefore, it is advisable to buy comprehensive car insurance from a trusted provider.
You can browse car insurance plans available on Bajaj Markets and benefit from features such as cashless claim settlements, 24x7 assistance, add-on covers, hassle-free renewals using our car insurance app, and so much more.
No. Third-party car insurance only covers third-party liabilities. The policy does not cover damage to one's own vehicle.
You need to buy a comprehensive car insurance plan as the policy covers third-party liabilities and damages/losses due to accidents, theft, and natural or man-made disasters.
Yes. You can buy comprehensive car insurance on the Bajaj Markets website and via the car insurance app.
Follow the steps below to buy comprehensive car insurance with us at Bajaj Markets:
Visit the ‘Car Insurance’ section on Bajaj Markets.
Choose the type of coverage as comprehensive car insurance.
Opt for needed add-on covers.
Fill out the application form with personal and vehicle-related details.
Review your details and policy premium amount.
Proceed to pay the premium online.
Upon successful payment, the insurer will issue the policy shortly.