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Thinking of upgrading to the latest 5G mobile phone but worried about the cost? We’ve got something for you! The Bajaj Finserv EMI Network Card is an affordable financial solution that can help you convert your purchases into easy, No Cost EMIs. You can use this card to purchase the latest 5G smartphone available in your budget at any of the Bajaj Finserv online and offline partner stores! 

Some of the Best 5G Mobile Phones Under ₹20,000 to Buy in India

Here are some of the best 5G Mobile Phones under ₹20,000 available in the Indian market:  

1. Samsung Galaxy F23 5G (6GB, Aqua Blue)

  • The Qualcomm Snapdragon 750G processor of this 5G smartphone fuels its efficient and lag-free performance

  • 5G compatibility ensures enhanced upload and download speeds

  • You can capture distortion-free 123-degree ultra-wide shots with a 50MP triple rear camera setup of this device

  • For seamless frame transitions, the 6.4-inch FHD+ Infinity-U display of this model boasts an enhanced refresh rate of 120Hz

2. Realme NARZO 30 5G (6GB, Racing Silver)

  • Hailed as the best 5G gaming smartphone, this model runs on a MediaTek Dimensity 700 5G processor and comes loaded with a 6GB RAM

  • With the 5000mAh battery of this smartphone, your device will remain juiced up for the entire day on a single full charge

  • Despite being a budget 5G mobile phone under ₹20,000, this smartphone captures impeccably detailed night shots with minimum efforts with its 48MP camera

  • The 90Hz refresh rate of its 6.5-inch FHD display makes your gameplay sessions ultra-enjoyable

3. iQOO Z3 5G (8GB, Ace Black)

  • The 55W Flash Charging support of this smartphone lets you refuel 50% of your device in just 19 minutes

  • Runs on a Qualcomm Snapdragon 768G 5G processor and comes equipped with a 5-layer liquid cooling system that prevents heat built-up for a comfortable multitasking experience

  • Experience graphics as smooth as ever with the 120Hz display of this smartphone

  • You can capture vivid and detailed shots with the 64MP triple camera of this 5G phone under ₹20,000 or use its 16MP front shooter to click upload-ready selfies

4. Redmi Note 11T 5G (6GB, Stargaze White)

  • Runs on a MediaTek Dimensity 810 5G processor and comes with virtual RAM Booster technology that can enhance the RAM capacity of the device by up to 11 GB

  • This 5G mobile under ₹20,000 features Redmi’s latest IP53-rated EVOL design to achieve the best blend of style and performance

  • The 6.6-inch FHD display of this device clocks a touch sampling rate of 240Hz and an adaptive refresh rate of 90Hz, making it an apt gaming partner

  • Your downtime will be significantly reduced with the 5000mAh battery of this device that comes with 33W fast charging support

5. Realme 8 5G (6GB, Universe Purple)

  • Get ready to enjoy unmatched upload and download speeds with the MediaTek Dimensity 700 5G processor onboard this smartphone

  • For the perfect night shots, this 5G-ready smartphone comes with a 48MP Nightscape camera and a plethora of night filters

  • The Quick Charging 5000mAh battery of this smartphone allows you to game, work, stream content or simply browse through the internet on a single full charge

  • The 6.5-inch 90Hz display of this pocket-friendly 5G mobile phone under ₹20,000 ensures that your entertainment sessions remain immersive and enjoyable

6. Oppo A74 5G (6GB, Fantastic Purple)

  • The 90Hz Hyper-Colour display of this smartphone brings every bit of the colour spectrum to life

  • While the Qualcomm Snapdragon 480 5G processor and 6GB RAM of this smartphone streamline its performance, the multi-cooling system onboard ensures zero heat build-up

  • Features a 5000mAh lithium-polymer battery under its hood that can fuel both your work and play sessions with equal efficiency

  • With the AI-enabled 48MP quad-camera setup of this budget 5G mobile under ₹20,000, you can capture stunning images even under low light conditions

7. realme Narzo 30 Pro 5G ( 8GB, Sword Black)

  • One of the best 5G mobiles under ₹20,000 that comes with Dual SIM Dual 5G Standby and runs on a MediaTek Dimensity 800U 5G processor

  • You won’t have to spend hours waiting for your device to charge, as this smartphone comes with a 30W Dart Charging feature that allows you to refuel it completely in just over an hour

  • The 6.5-inch FHD+ display of this device, coupled with its Dolby Atmos-enabled speakers ensures truly immersive entertainment sessions for the user

  • All your captures will be fine-tuned to perfection, thanks to the 48MP AI triple camera setup of this smartphone

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Why Should You Use the Bajaj Finserv EMI Network Card to Buy a 5G Mobile Phone under ₹20,000

Here are some reasons why you should buy the latest 5G mobile phones under ₹20,000 with the EMI card: 

  • High Credit Limit 

The Bajaj Finserv EMI Network Card comes with a pre-approved loan amount of up to ₹2 Lakhs. This means that you can purchase the latest 5G mobile phones under ₹20,000 as well as any other accessories that you may need! 

  • Flexible Repayment Tenor 

You can tailor your repayment plan as per your financial needs and goals. The repayment tenor options offered by the EMI card range from 3 to 24 months. 

  • Affordable Financing Option 

This card lets you convert your big and small purchases into No Cost EMIs that can help you manage your finances more effectively. The joining fee associated with this card is also quite nominal at just ₹599 + GST.

  • Simple and Convenient 

The Bajaj Finserv EMI Network Card has been designed to make shopping easy and economical. You can apply for this card on Bajaj Markets within a matter of minutes. 

  • Zero Foreclosure Charges 

The Bajaj Finserv EMI Network Card comes with a liberal foreclosure policy. Generally, foreclosing loan or EMI accounts will attract a hefty penalty. You can close your EMI account at point in time without having to incur any additional charges. 

How to Use the EMI Network Card to Buy 5G Mobile Phones Under ₹20,000 Online

Here’s how you can purchase your favourite smartphone price at less than ₹20,000 online with the Bajaj Finserv EMI Network Card: 

  • Step 1: Go on a Bajaj Finserv partner store’s website (some popular ones Amazon, Flipkart, Croma, Reliance Digital, etc.)

  • Step 2: Search for your favourite 5G mobile phone and add it to cart 

  • Step 3: Review your cart details and proceed to checkout 

  • Step 4: Choose the Bajaj Finserv EMI Network Card as your preferred mode of payment 

  • Step 5: Select a repayment tenor option that suits your needs best 

 

  • Step 6: Enter in the OTP sent on your registered mobile number to complete the transaction 

 

 

Get the Bajaj Finserv EMI Network Card and enjoy No Cost EMIs on your smartphone purchases! 

FAQs on Buying 5G Mobile Phones Under ₹20,000 on EMI

Which 5G phone is best to buy under ₹20,000?

Here are some of the best 5G mobile phones under ₹20,000: 

  • Samsung Galaxy F23 5G

  • Realme NARZO 30 5G

  • iQOO Z3 5G 

  • Redmi Note 11T 5G

  • Realme 8 5G

  • Oppo A74 5G

  • Realme Narzo 30 Pro 5G

What’s more, you can purchase these mobile phones on easy No Cost EMI with the Bajaj Finserv EMI Network Card. 

How can I get the Bajaj Finserv EMI Network Card?

You can apply for the card on the Bajaj Markets app or website. Here’s how you can apply for it: 

  • Step 1: Navigate to the ‘Bajaj Finserv EMI Network Card’ page and click on ‘Apply Now’ 

  • Step 2: Type in your 10 digit mobile number and enter in the OTP sent to it

  • Step 3: Fill in the application form and click on ‘Submit’

  • Step 6: Complete the KYC process and make the one-time activation fee payment of ₹599 + GST 

  • Step 7: Register your e-mandate 

Congratulations, you have successfully activated your Bajaj Finserv EMI Network Card! It’s now ready for use. 

Can I get the best 5G mobile phone under ₹20,000 on EMI?

Yes, you can get your favourite 5G mobile phones under ₹20,000 on No Cost EMI with the Bajaj Finserv EMI Network Card. This card lets you purchase over a million products on easy, interest-free EMIs! Apply for the card online on Bajaj Markets and enjoy affordable financing on all your shopping spends. 

What are the advantages of the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card comes with a number of features and benefits that make it the ideal shopping partner. Here are some of its key advantages: 

  • Over a million products on easy, No Cost EMIs 

  • Wide partner network with over 1.5 lakh stores across 4,000 cities 

  • Flexible repayment tenor options ranging from 3 to 24 months 

  • Low processing fees 

  • Minimal/zero down payment 

  • Zero foreclosure charges 

Is it a good idea to get a 5G mobile phone under ₹20,000 on EMI?

Yes, purchasing a new smartphone on EMI can be beneficial, especially if you are running on a tight budget. However, consider opting for a No Cost EMI over a regular EMI as it will help you save on interest payments. The Bajaj Finserv EMI Network Card is one of the simplest and most effective ways to access the easy EMI benefit. This card lets you convert your shopping spends into interest-free EMIs. 

Can I buy the best 5G mobile phone on EMI without a credit card?

Yes, you absolutely can purchase your favourite 5G mobile phones on EMI without a credit card. First, get your hands on the Bajaj Finserv EMI Network Card. This card comes with a pre-approved loan limit of up to ₹2 Lakhs. You can convert your big and small purchases into easy, No Cost EMIs with minimal down payment and processing fees. Apply for the Bajaj Finserv EMI Network Card today on Bajaj Markets and enjoy uninterrupted shopping!

How to buy the best 5G mobile phones under ₹20,000 on EMI without interest?

You can enjoy No Cost EMIs on your smartphone purchases with the Bajaj Finserv EMI Network Card. This card can help you purchase over a million products on easy, No Cost EMIs from 1.5 lakh partner stores across the country.

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