Enjoy various Bajaj Finserv EMI Network Card benefits, like easy EMI conversions without paying any interest charges, high loan limit, and more. These benefits increase your spending power
and allow you to shop while managing your monthly budget.
Features and Benefits of the Bajaj Finserv EMI Network Card
This card simplifies your shopping experience and provides you with the flexibility to manage your finances effectively. The following are the Bajaj Finserv EMI Network Card’s benefits:
Easy Shopping
With this card, you can shop for over 1 million products from 1.5+ lakh partner stores spread across over 4,000 cities. From electronics to travel expenses and shopping on e-commerce, you can convert your cost into easy EMIs.
Minimal Documentation
You only need to submit essential paperwork when applying for the card. These will include your PAN Card, Aadhaar Card number, and bank account number. It does not require any documents when you shop.
Shop For up to ₹3 Lakhs
Comfortably shop with a high pre-approved limit to access a wide range of products and services. Your credit score and repayment history along with age and income stability will determine the card’s credit limit.
Flexible Repayment Tenors
It allows you to repay the borrowed sum with a flexible tenor extending up to 60 months. You can opt for a repayment period that aligns with your financial needs at the checkout.
No Foreclosure Charges
After you repay your first instalment, Bajaj Finserv allows you to foreclose your loan. Unlike other short-term loans, you can prepay the remaining borrowed sum on your EMI card without any penalty charges.
Minimal or No Down Payment
The easy EMI facility makes big-ticket purchases more manageable by ensuring that you do not have to make large upfront payments. Depending on the product, you may only have to pay a minimal or no down payment.
Easy to Access and Manage
The digital application process enables you to get this EMI card within minutes. You can also view and manage your transactions via the Bajaj Finserv Wallet app, which you can access anytime and anywhere.With just a few steps, you can get this EMI Card through Bajaj Markets. Follow the given steps to apply:
Click on ‘Apply Now’
Enter your 10-digit mobile number and verify the OTP sent to your phone
Enter your personal and professional details
Click on submit to know your loan limit
Verify your KYC using your Aadhaar card or DigiLocker
Post verification, pay a one-time joining fee of ₹530
Click on 'Activate Now' and enter your bank account number and IFSC code to complete the e-mandate process
After successful e-mandate registration, your card is ready to use
Whether you're shopping for groceries, electronics, or even a dream vacation, the EMI Card has you covered. Listed below are some of the Bajaj Finserv EMI Network Card’s features:
Shop on EMI Without Using a Credit Card
The limit of the Bajaj Finserv EMI Network Card acts as a pre-approved loan. The card helps convert the cost of buying appliances, gadgets, and more into easy and customised instalments.
You can also pay in easy EMIs on eligible products and make your purchase more affordable.
Easy Online Shopping
Make purchases online securely and without any worries at Bajaj Finserv partner stores such as Amazon, Flipkart, OPPO, OnePlus, Pepperfry, etc. All you need to do is select the card as your preferred mode of payment at the payment gateway. Then, select a suitable tenor for EMI payment.
Offline Shopping at Partner Stores
Buy mobiles on EMI, laptops on EMI, furniture on EMI, and other products from any of the 1.5+ lakh partner stores spread across over 4,000 cities using your card.
Easy Access via Portal
You do not need to carry your EMI card everywhere. You can easily access it on your Bajaj Finserv wallet app or manage it on the online Bajaj Finserv customer portal.
The card uses an OTP sent to your registered mobile number to authenticate your purchase, enabling you to shop securely.
Shopping Made Affordable
One of the Bajaj Finserv EMI Network Card benefits is that you can choose from a wide range of home appliances, gadgets, and electronics. What’s more, you can enjoy easy EMIs, minimal or zero down payment, and exclusive offers.
So, apply for Bajaj Finserv Insta EMI Card today and enjoy its numerous features and benefits to shop affordably and conveniently.
Products to Shop in Easy EMIs |
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Frequently Asked Questions
What is the benefit of the EMI card?
There are numerous EMI Card features and benefits that help you enhance your shopping experience. To name a few:
Get a pre-approved loan of up to ₹3 Lakhs. You can use this limit to purchase items on EMI without a credit card from Bajaj Finserv partner stores.
You also get a flexible repayment tenor extending up to 60 months
Close the loan with zero foreclosure charges
What is the use of the Bajaj Finserv EMI Network Card?
You can use this EMI Card to shop on EMIs and make your purchases affordable. It allows you to buy a wide range of products at partner stores without the need for a credit card. It helps you pay in easy EMIs without any added interest charges.
Are there any reward points for using the Bajaj Finserv EMI Network Card?
No. There are no reward points for using the Insta EMI Card.
Why should one opt for the Bajaj Finserv EMI Network Card?
The Bajaj Finserv Insta EMI Card has many features and benefits that make it an attractive option. These include an instant pre-approved credit limit of up to ₹3 Lakhs, easy-to-meet eligibility terms, zero loan foreclosure charges, and more.
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