Bajaj Finserv EMI Network Card vs Credit Card

Today, there are numerous cost-effective payment options available to help you manage your purchases. While you are often spoilt for choice, it can be quite overwhelming to choose the best. This is where the Bajaj Finserv EMI Network Card vs a credit card debate comes into the picture. Between these two, you may wonder which is the best option. One way to decide is by learning the key essential features of these cards and how they can work for you. 

 

Read on to understand the difference between the Bajaj Finserv EMI Network Card and a credit card.

The Bajaj Finserv EMI Network Card is a popular, hassle-free, and convenient payment instrument that you can use to make high-value purchases. It comes with a pre-approved loan of up to ₹3 Lakhs and helps you purchase items on affordable No Cost EMIs. 

 

You can choose a convenient repayment tenure of 1, 3, 6, 9, 12, 18, 24, or 60 months. Additionally, you do not need to pay any foreclosure charges when repaying your loan before the due date. 

 

You can use the Bajaj Finserv EMI Network Card at online Bajaj Finserv partner stores. You can also use it in 1.5 lakh+ offline stores spread across more than 4,000 Indian cities.

While the benefits of the Bajaj Finserv EMI Network Card and a credit card can seem similar, they do have their differences. To help you compare the Bajaj Finserv EMI Network Card vs credit card, here is an overview of some of the unique features:

Remember that foreclosure charges and other credit card specifics can vary across credit card issuers. So, it is ideal to compare various offers and choose one that best fits your requirements.

Check out the features and benefits of the Bajaj Finserv EMI Network Card. 

• Pre-approved Loan: The Bajaj Finserv EMI Network Card includes a pre-approved loan of ₹3 Lakhs, which you can use for making purchases at any of the Bajaj Finserv's 1.5 lakh+ partner stores in more than 4,000 Indian cities.

• Flexible Repayment Period: You have the option of repaying the loan over a period of time that ranges from 1 month to 60 months.
  

• Minimal Documentation: To buy any products on No Cost EMI, you only need to provide minimal paperwork during the documentation process. If you are an existing Bajaj Finserv EMI Network Card user, you do not need to submit any paperwork when making a purchase.

• e-Wallet: The Bajaj Finserv Wallet App is compatible with the Bajaj Finserv EMI Network Card. Since you can quickly make in-store transactions using the smartphone app, you do not have to carry your card everywhere you go.

 

To sum up, it is evident that the Bajaj Finserv EMI Network Card and a credit card are quite different. So, if you are looking for an option that enables you to afford the latest gadgets and equipment, among other things, apply for a Bajaj Finserv EMI Network Card. 

 

Once you have the card, you can use it to buy from over 1.2 million products at any of the partner stores and enjoy the benefit of EMI without a credit card.