Buy Apple iPhone on EMI without Credit Card

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How to Buy the iPhone on EMI

Ever since its introduction in 2007, Apple’s iPhone has always been on the cutting edge of technology. The iPhone has now become a symbol of innovation and sophistication in the world of smartphones. Apple launches the latest iPhones with better technology, features, and performance.

The price of these devices varies based on their features, and you can get them on easy EMIs without paying the cost upfront. Whether you plan to get the iPhone 15 or iPhone SE, you can easily purchase them using your Bajaj Finserv Insta EMI Card.

List of iPhone Models with Specifications and Features

The Bajaj Finserv Insta EMI Card offers a credit of up to ₹3 Lakhs for a repayment tenor of up to 60 months. You can purchase an iPhone on easy EMI from any of the Bajaj Finserv partner stores.

Say you purchase an iPhone SE for ₹47,600 with the card and choose a repayment tenor of 30 months. The EMI you need to pay will be approximately ₹1,586. Before you decide on which iPhone to buy, check the various models and their specifications:

Phone Variant	iPhone 12	iPhone 13	iPhone 14	iPhone 15	iPhone SE (3rd Generation)
Display	6.1-inch all-screen OLED display; 2532 x 1170-pixel resolution at 460 ppi; Super Retina XDR display			6.1-inch all-screen OLED display; 2556 x 1179-pixel resolution at 460 ppi; Super Retina XDR display	4.7-inch widescreen LCD display; 1334x750-pixel resolution at 326 ppi; Retina HD display
Processor	A14 Bionic chip; 6-core CPU; 4-core GPU; 16-core Neural Engine	A15 Bionic chip; 6-core CPU; 4-core GPU; 16-core Neural Engine	A15 Bionic chip; 6-core CPU; 5-core GPU; 16-core Neural Engine	A16 Bionic chip; 6-core CPU; 4-core GPU; 16-core Neural Engine	A15 Bionic chip; 6-core CPU; 4-core GPU; 16-core Neural Engine
Front Camera	12MP camera with ƒ/2.2 aperture	12MP camera with ƒ/2.2 aperture	12MP camera with ƒ/1.9 aperture		7MP camera with ƒ/2.2 aperture
Rear Camera	12MP main camera with ƒ/1.6 and 12MP ultra-wide camera with ƒ/2.4		12MP main camera with ƒ/1.5 and 12MP ultra-wide camera with ƒ/2.4	48MP main camera with ƒ/1.6 and 12MP ultra-wide camera with ƒ/2.4	12MP camera with ƒ/1.8
Storage Space	64GB, 128GB, and 256GB storage options	128GB, 256GB, and 512GB storage options			64GB, 128GB, and 256GB storage options
Charging	USB-C with USB 2.0 lightning cable			USB-C with USB 2.0 charging	USB-C with USB 2.0 lightning charge
Colours	Purple, Blue, Green, Red, White, and Black	Green, Pink, Blue, Midnight, Starlight, and Red	Blue, Purple, Yellow, Midnight, Starlight, and Red	Pink, Yellow, Green, Blue, and Black	Midnight, Starlight, and Red
Some Additional Features	Up to 17 hours of video playback	Up to 19 hours of video playback	Up to 20 hours of video playback Crash Detection	Up to 20 hours of video playback Crash Detection	Up to 15 hours of video playback
Price (₹)	From ₹49,900	From ₹59,600	From ₹69,600	From ₹79,600	From ₹47,600

Disclaimer: Please note that the prices mentioned above are only indicative. The products’ prices and/or availability are subject to change without prior notice.

Eligibility Criteria and Documents Required to Buy an iPhone on EMI

To qualify for the EMI card, you must fulfil the following criteria:

Must be an Indian resident
Must be between 21 and 65 years old
Must have a good credit score
Must have a regular income

You must have the following documents ready before applying for the Bajaj Finserv EMI Network Card:

Address proof
PAN card
Aadhaar card
Bank account number and IFSC details for e-mandate registration

How to Buy an iPhone on EMI Using the Bajaj Finserv Insta EMI Card

When purchasing an iPhone, consider the availability of the product along with its specifications. Follow these steps to buy an iPhone on EMI without a credit card from your nearest store.

Visit the Bajaj Finserv partner store
Select your preferred iPhone model
Opt for your Bajaj Finserv EMI Network Card as the payment method
Choose a comfortable repayment tenor
Provide your card details to the store executive
Share the OTP to proceed with the transaction

Advantages of Purchasing an iPhone on EMI with the Bajaj Finserv Insta EMI Card

Here are some reasons to buy an iPhone on EMI with the Bajaj Finserv EMI Network Card.

You can buy your favourite iPhone model with minimal or zero down payment
You can decide on a comfortable EMI schedule with a flexible tenor of up to 60 months
The easy EMI facility helps you manage your repayment effortlessly
You get a preapproved loan of up to ₹3 Lakhs, which allows you to get access to most iPhone models
It is acceptable at over 1.5 lakh partner stores
You can pre-close your loan any time after the first EMI payment

Related to Bajaj Finserv EMI Network Card

Manage your EMI Network Card

Shop Other iPhone on EMI

How can I pay for an iPhone on EMI without a credit card?

You can make use of the Bajaj Finserv EMI Network Card to get a preapproved limit and make payments for an iPhone in monthly instalments.

Does the iPhone support the 5G network?

Yes, most iPhone models are equipped with 5G-capable chipsets and modems, allowing them to connect to 5G networks for faster data speeds.

What is the EMI on an iPhone?

The EMI on an iPhone will depend on the cost of the device and the repayment tenor you choose at the time of purchase. Also, if you opt for the benefit of easy EMI on your iPhone using your Bajaj Finserv EMI Network Card, the charges will be different.

For example, if the cost of your Apple iPhone is ₹84,000 and you choose the easy EMI benefit for a period of 12 months, you would need to pay ₹7,000 every month.

Is no-cost EMI available for iPhones?

EMI facility is available for iPhones. Simply apply for the Bajaj Finserv Insta EMI Card and purchase your favourite model using the card. Repay the borrowed amount over a tenor extending up to 60 months.

Can I buy an iPhone and pay in monthly instalments?

Yes, you can buy an iPhone and pay back on a monthly basis using your Bajaj Finserv EMI Network Card.

Is EMI financing available on all iPhone models?

Yes. You can purchase any iPhone model of your choice on EMI using the Bajaj Finserv EMI Network Card. However, it is best to check with the partner store.