Mobile Phones Under ₹40,000 on EMI

Buy mobile phones under ₹40,000 on EMI with the Bajaj Finserv EMI Network Card

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Various smartphone manufacturers launch new phones frequently integrating the latest technologies. Many of these are in the below-₹40,000 segment. These smartphones can offer great value for money.

Using the Bajaj Finserv EMI Network card, you can get mobile phones under ₹40,000 on EMI without straining your budget.

List of Mobile Phones Under ₹40,000

Keep your Bajaj Finserv EMI Network Card handy to get EMI options for mobile phones under ₹40,000. To make the shortlisting process easier for you, here is a list of a few top smartphones you can purchase at Bajaj Finserv partner stores:

Vivo T1 5G

The Vivo T1 5G delivers speed and style and helps you stay connected without missing a beat. It is built for fast and smooth performance.

OPPO F27 Pro+ 5G

This phone is a perfect blend of elegance and power. It provides the latest in technology with effortless style. Stay sharp and ready for anything with this sleek device.

Redmi 12 4G

This phone makes your daily tasks easy and convenient. Capture moments, listen to your favourite tunes, and stay up to date on the latest events. It is a reliable tool for life’s simple pleasures.

OnePlus Nord CE3 5G

This sleekly designed phone delivers a smooth performance. It is ideal for multitasking, streaming, and staying connected. Enjoy a fast and efficient experience with every use.

Features of Some of the Top Mobile Phones Under ₹40,000

To get your hands on the best smartphone, you need to compare their specifications and price. Here are the details of latest smartphones you can consider:

Phone Variant	Vivo T1 5G	OPPO F27 Pro+ 5G	Redmi 12 4G	OnePlus Nord CE3 5G
Display	6.58-inch LCD screen with a 2408x1080 (FHD+) resolution	6.7-inch OLED curved screen with a 2412x1080 (FHD+) resolution	6.79-inch FHD+ screen with a 2460x1080 (DotDisplay) resolution	6.7-inch AMOLED screen with a 2412x1080 (FHD+) resolution
Processor	Snapdragon 695 5G Processor	MediaTek Dimensity 7050	MediaTek Helio G88	Qualcomm® Snapdragon™ 782G
Front Camera	16 MP camera with an f/2.0 aperture	8 MP camera with an f/2.0 aperture	8 MP camera with an f/2.1 aperture	16 MP camera with an f/2.4 aperture
Rear Camera	50 MP camera with an f/1.8 aperture + 2 MP camera with an f/2.4 aperture + 2 MP camera with an f/2.4 aperture	64 MP main camera with an f/1.7 + 2 MP portrait camera with an f/2.4 aperture	50 MP main camera with an f/1.8 aperture + 8 MP ultra-wide camera with an f/2.2 aperture + 2 MP macro camera with an f/2.4 aperture	50 MP main camera with an f/1.8 aperture + 8 MP ultra-wide camera with an f/2.2 aperture +2 MP macro lens
Storage Space	128GB	128GB and 256GB storage options	128GB and 256GB storage options	128GB and 256GB storage options
Charging	Type-C charging	Type-C fast charging	Type-C fast charging	Type-C charging
Colours	Starlight Black, Silky White, and Rainbow Fantasy	Midnight Navy and Dusk Pink	Midnight Black, Sky Blue, and Polar Silver	Aqua Surge and Grey Shimmer
Extra Features (If Any)	Virtual gyroscope	Damage-proof 360° Armour Body	Crystal Glass Design	Temperature Sensor and Infrared Blaster
Price (₹)	Starting from ₹15, 990	Starting from ₹32,999	Starting from ₹14,999	Starting from ₹26,999

Disclaimer: The price may vary at the discretion of the company and merchant.

How to Buy Mobile Phones Under ₹40,000 on EMI Using the EMI Network Card

With this card, you can get EMI options for mobile phones under ₹40,000. Here are the steps you can follow:

Visit the partner store nearest to you
Explore and select the smartphone you want to buy
Select the Bajaj Finserv EMI Network Card as your payment option
Explore the EMI options for the smartphone and choose a suitable tenor
Share the details of the card with the cashier for verification
Authenticate the payment with the OTP sent to your registered mobile number

Advantages of Buying Mobile Phones Under ₹40,000 on EMI

Using the easy EMI options for smartphones, you can get the device affordably. Here are some other benefits of choosing this option:

The pre-approved loan limit of up to ₹3 Lakhs allows you to get any phone you want on budget-friendly EMIs
It allows you to buy mobile phones under ₹40,000 on EMI without a credit card
Get the phone without making any down payment if you are eligible
Opt for a comfortable tenor of up to 60 months and repay without any hassle
The easy EMI option helps you get the products without any additional costs
Close your loan whenever you want without any charges after paying the first EMI

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What are some of the best smartphones available under ₹40,000?

The best phone depends on the specifications you are looking for, so compare phones based on their features. Some of the best smartphones available under ₹40,000 include OnePlus 11R and Redmi Note 13 Pro+ 5G.

Which phone has the best camera features under ₹40,000?

Redmi Note 13 Pro+ 5G has a high-resolution 200MP main camera. Apart from this, there are various other brands, like Samsung, OnePlus, and Xiaomi, offering exceptional camera features. You can compare and choose the one that best meets your requirements.

Can I buy mobile phones under ₹40,000 on EMI without a credit card?

Yes, you can buy mobile phones under ₹40,000 on EMI using the Bajaj Finserv EMI Network Card. All you need to do is visit a nearby Bajaj Finserv partner store and purchase this phone using the EMI card.

What are some of the attractive features of mobile phones under ₹40,000?

If you are planning to buy a phone under ₹40,000, look for a high-resolution AMOLED screen, a battery life of around 5,000 mAh, and a powerful processor.

What is EMI on mobile?

An EMI or Equated Monthly Instalment divides the total cost of your mobile into several monthly payments. This way, you can buy your mobile without having to pay the entire cost upfront.