Finserv Protection Plan Details

• EMI Protection

  Having this plan ensures that in case of a sudden accident that leaves you unable to work, your EMIs are covered for up to 3 months. This reduces the immediate burden of repayments, allowing you to recover well without stressing over your finances.

• Complete Healthcare

  Be it expensive medications, costly check-ups, or pricey consultations from specialists, this plan has it all covered. Additionally, the OPD visits at leading hospitals covered under FPP, assure you of a great recovery with minimal financial strain.

• Small Conveniences

  When faced with a crisis, even the smallest help makes a difference. Easy PAN card replacement, 24x7 card blocking, and air ambulance services can be of immense help when you become the victim of an unfortunate robbery or accident. You can get these services and much more with FPP.

     

2. Personal Accident Cover

Accidents are unpredictable. Don’t let such uncertainties disrupt your quality of life. The Personal Accident Cover, provided by Bajaj Allianz General Insurance Co. Ltd. (BAGIC), covers accidental injury leading to permanent partial or total disablement. It consists of 3 value-added services, which are as follows:

• EMI Cover

Covers up to 3 months of your loan instalments in case of disablement, which leaves you unable to work for at least a month.

• Air Ambulance Cover

Covers ambulance transportation costs of aeroplanes and helicopters from the site of the accident to the nearest hospital in life-threatening situations.

• Road Ambulance Cover

Covers road ambulance costs as long as it does not exceed the sum insured, which is stated in the policy document against this cover.

3. Wallet Care

Theft, loss, or damage to your wallet may cause you a lot of trouble. Wallet Care, a pocket insurance product offered by CPP Group India, can help in such scenarios. It provides you with urgent travel assistance. Additionally, it covers not just your debit card but also your credit card loss. It comes with other value-added services like:

• OTT Subscription

You can get free annual SonyLiv and Zee5 premium subscriptions for non-stop entertainment.

• 24x7 Card Blocking

To avoid the misuse of your lost or stolen debit and credit cards, you can block them through this 24x7 service.

• PAN Card Replacement

Without having to pay for any additional costs, you can get a new PAN Card in case your old one is stolen or lost.

4. Unlimited Doctor’s Consultation

Taking care of your health is not an easy task. You need the advice and assistance of experts to make sure that your body and mind are healthy. The Finserv Protection Plan enables you to get the specialised help you need through unlimited teleconsultations, throughout the policy term. You can access this facility via the vHealth app, which you can download on the Google Play Store and the App Store.

5. Online Pharmacy Vouchers

Constant advancements in the medical field have resulted in the discovery and invention of many powerful and effective medicines. However, their prices can be equally high. Save money on these expensive pills and syrups with the help of the online pharmacy vouchers provided by Netmeds under FPP. All you need to do is pay for the minimal delivery costs and enjoy discounts on your prescriptions.

6. Health Check-up Vouchers

Thyrocare provides you with health check-up vouchers under the Finserv Protection Plan. With this, you can monitor your help much more easily and take care of your health more easily. You will be required to book an appointment with Thyrocare and fast for more than 12 hours, prior to appearing for the check-up. Share your details with the service provider along with the voucher number to utilise the product.

7. OPD Consultation Vouchers

OPD consultations at leading hospitals are also covered under the Finserv Protection Plan. This facility is available for select cities and specific healthcare centres only. In order to benefit from this product, you will be required to present the physical voucher to the hospital before availing the services. Resolve your health issues with the help of experts from leading hospitals using the OPD consultation vouchers.

8. Discount Network Card

On purchasing the Finserv Protection Plan, you will be provided with a discount network card. This card allows you to get discounts in over 16,500 healthcare centres across India. It can be used to get offers at doctor’s clinics, hospitals, diagnostic centres, home care, etc. The list of these centres can also be accessed on the vHealth app.

9. Credit ScoreCard Plus

The Credit ScoreCard Plus is a detailed report that evaluates your credit status on the basis of your credit score. This service is available as an add-on, which you can opt for at the time of applying for FPP or FPP lite. The report can help you keep better track of your liabilities and manage your financial obligations better.