Fixed Deposit for Women

Fixed Deposits (FDs) can be a suitable financial tool for women seeking secure and reliable investment options. Certain financial institutions offer special FDs for women with higher interest rates than regular FDs, helping them grow their savings faster. 

 

These FDs provide guaranteed returns, making them ideal for women who prefer low-risk investments. Additionally, some financial institutions offer flexible tenure options and added benefits, like easier access to loans against FDs. For women planning for future expenses such as education, marriage, or retirement, FDs offer a safe and effective way to build a robust financial foundation.

One of the key factors to consider when investing in FDs is the interest rate. Check out the FD rates for women:

Note: The highest rate is inclusive of the women depositor benefit. This information is subject to change at the company’s discretion. 

 

FD Returns Based on Investment Amount for Small Investors

For small investors, it is essential to understand how to calculate FD returns. Check out how your returns on women's fixed deposits may vary at different rates for a tenure of 1, 3, and 5 years if you invest ₹50,000.

Note: The 0.10% p.a. Interest benefit for women has been added over the prevailing rates for non-senior citizens. Women aged over 60 years are eligible for an additional 0.50% p.a. over these rates. The values mentioned above are indicative, and the actual figures may vary depending on the financial institution’s policies.

 

FD Returns Based on Investment Amount for Medium Investors

You can earn considerable returns on FD investment if you are a medium investor. The following are the returns you can make on FD schemes for women in India if you invest ₹1 Lakh for these varying tenures.

Note: The 0.10% p.a. Interest benefit for women has been added over the prevailing rates for non-senior citizens. Women aged over 60 years are eligible for an additional 0.50% p.a. over these rates. The values mentioned above are indicative, and the actual figures may vary depending on the financial institution’s policies.

 

FD Returns Based on Investment Amount for High Net-Worth Individuals

If you are a high net-worth individual (HNI), you can spare a significant sum to invest in an FD. Check out the estimates of returns if you plan to invest a sum of ₹10 Lakhs for varying tenures: 

Note: The 0.10% p.a. Interest benefit for women has been added over the prevailing rates for non-senior citizens. Women aged over 60 years are eligible for an additional 0.50% p.a. over these rates. The values mentioned above are indicative, and the actual figures may vary depending on the financial institution’s policies.

Opening a fixed deposit is a simple process that can help women secure and grow their savings. Follow this simple process to open an FD for women:

• Select the Right Bank

Choose a financial institution that offers competitive women's FD interest rates and flexible tenures.

• Keep Your Paperwork Ready

Gather necessary documents for Know Your Customer (KYC) verification, including Aadhaar card, PAN, and recent photos. 

• Complete the Application Process

Apply for a fixed deposit online or in person at the branch. 

• Choose the Amount

Select the desired deposit amount of investment based on your financial goals. 

• Select a Suitable Tenure

Choose a deposit tenure that suits your financial needs, usually ranging from 7 days to 10 years.