Axis Bank Gold Loan

Opt for an Axis Bank Gold Loan and get funding of up to ₹40 Lakhs at competitive interest rates. Use the loan amount to fulfil your professional or personal needs and regain ownership of your gold on timely repayment.

The Axis Bank Gold Loan tenure is flexible, and you can repay the borrowed amount in up to 36 months. Until then, your gold is stored safely in its vaults. To help address urgent needs quickly, the bank transfers the loan amount in an hour after approval.

Refer to this table to know the Axis Bank Gold Loan interest rate and other associated charges:

*Disclaimer: The aforementioned charges are subject to change at the lender’s discretion.

Meet the following eligibility parameters to get quick approval:

• You must be an Indian national
  

• You must own gold assets with purity of at least 18 karats
  

• The minimum age requirement is at least 18 years
  

• The maximum age limit to get the gold loan is 75 years
  
  

In addition to the eligibility criteria, you need to fulfil the bank’s requirements for documents needed for verification. Here is the list of the paperwork to submit:

Application Form:

• Duly filled and signed application for
  

KYC Documents:

• PAN card
  

• Aadhaar card
  

• Passport
  

• Driving licence
  

• Voter ID

Axis Bank offers two types of gold loans which are as follows:

• Axis Bank Gold Loan: This loan can help you borrow ₹25,001 to ₹40 Lakhs for your personal use. It has no end-use restrictions and can be used to manage any financial difficulty. The Axis Bank Gold Loan is available at interest rates starting from 17% p.a. You can repay the loan at your convenience over tenures ranging from 6 to 36 months. 

• Axis Bank Agricultural Gold Loan: As the name suggests, it is a specialised loan, designed to meet agricultural needs. So, the loan amount can be used for farming, animal husbandry, dairy farming, and other allied activities. You can borrow up to ₹40 Lakhs and repay the amount with the flexible repayment options offered by Axis Bank. The applicable interest rate for this loan starts from just 17% p.a.

Here are some easy steps to follow to apply for a gold loan from Axis Bank online:

• Visit the bank’s website and navigate to the Axis Bank Gold Loan page
  

• Click on the ‘Apply Now’ option
  

• Fill in the application form by providing the required details, like your name, contact number, etc.
  

• Choose your state, city, and the nearest branch
  

• Click on ‘Submit’ to initiate the process and note the reference ID for future correspondence
  
  

After you submit the application, a bank representative will contact you. You can also visit your nearest Axis Bank branch and apply for the gold loan offline.