Apply for a gold loan from indiagold on Bajaj Markets at pocket-friendly interest rates
indiagold offers gold loan services at affordable rates starting from 0.77% per month on Bajaj Markets. These secured loans offer you flexibility and come with no end-use restrictions. Apply for the loan through a simple online application process and minimal documentation requirements. You can also benefit from doorstep gold loan services, that enable you to get the loan from the comfort of your home or office. Here are some important details of the indiagold Gold Loan that you should know:
Minimum Loan Amount |
₹20,000 |
Maximum Loan Amount |
No limit |
Interest Rate |
Starting from 0.77% p.m. or 9.24% p.a. |
Tenure |
Up to 12 months |
Loan-to-Value (LTV) Ratio |
Up to 75% |
*Disclaimer: The mentioned details are subject to change at the discretion of the lender.
Here are the interest rates and charges applicable on loans against gold from indiagold:
Interest Rate |
9.24% p.a. onwards |
Processing Fees |
Nil |
Foreclosure Charges |
Nil |
*Disclaimer: The mentioned rates are subject to change at the discretion of the lender.
Here are some of the eligibility requirements you need to fulfil:
You must be between 21 and 70 years of age
The gold you wish to pledge must have a purity level between 18K and 24K
You must be a self-employed or a salaried individual
Here are some documents you need to submit when applying for indiagold loans:
Address Proof: Any one of the following
Aadhaar card
Passport
Voter ID
Driving licence
Utility bills
Lease agreement
Identity Documents: Any one of the following
Aadhaar card
Passport
Driving licence
Voter ID
Form 60
Passport-size photographs
The following are some of the features and benefits of indiagold Gold Loan:
Get loan amounts starting from ₹20,000 by pledging your gold as collateral
indiagold Gold Loan interest rates are among the lowest in the industry, starting from 9.24% p.a
You can get a high loan-to-value (LTV) of up to 75% against the gold you pledge
These loans have no associated processing and foreclosure charges
Along with an easy gold loan process, Indiagold also offers an instant disbursal facility
With a timeline of 1 year, you can repay your loan based on your convenience.
Follow these simple steps to apply for an indiagold Gold Loan on Bajaj Markets:
Click on ‘CHECK ELIGIBILITY’ on this page, or download the Bajaj Markets app for Android or iOS
Select ‘New Gold Loan’
Fill in your personal details, such as your name, mobile number, and date of birth
Enter the loan amount you wish to request and your pincode
Choose your gender (male, female, or other) and provide your email address
After this, a representative of indiagold will reach out to you for further proceedings. You can then schedule an appointment to get the value of your gold appraised.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Yes, it is 100% safe. The gold is stored in a safe and secure vault till the maturity period. Additionally, your pledged gold is also protected with insurance (free of cost) and easily withdrawable at any time.
indiagold accepts any kind of gold jewellery with a purity level between 18K and 22K. Note that they do not accept gold coins, bars, and biscuits.
Yes, indiagold does offer a balance transfer facility.
With ‘Gold Loan At Home Service’, you need not visit the branch to apply for the loan. After filling in the basic details, you get to choose whether your application will be processed either from your home or the nearest branch. The loan manager visits your home to process the loan application.