Mukhyamantri Amrutum Yojana - Objectives, Benefits & Enrolment

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The Mukhyamantri Amrutum (MA) Vatsalya Yojana is a healthcare scheme tailored to alleviate the medical expenses burden for families residing below the poverty line (BPL) in Gujarat. This inclusive health insurance scheme has been extended to provide financial security to lower-middle-class families as well. With a sum insured of ₹3 Lakhs per family, the Mukhyamantri Amrutum Vatsalya Yojana ensures comprehensive coverage. This is from the point of diagnosis of covered ailments through the entirety of post-hospitalisation care.

Key Features & Benefits of Mukhyamantri Amrutum Vatsalya Yojana Scheme

The following table enlists the features and benefits of the MA Vatsalya Yojana Scheme.

Features of MA Vatsalya Yojana	Policy beneficiaries do not have to pay any enrollment amount/insurance premium to avail of the benefits. It is a 100% government-funded scheme. The scheme provides up to ₹3 Lakhs to each family annually. A maximum of five family members can avail of the benefits under the scheme. ASHA workers are given ₹100 for each BPL family they register under this scheme. The State Government transfers the benefit amount through RTGS (Real-time Gross Settlement). The policy conducts Mega and General Health Camps every month on district levels with the help of government and private hospitals empanelled under the scheme. The authorities at MA Vatsalya Yojana have dedicated data centres and servers to manage/store information. The IT agency that helps them do so is known as (n)Code Solutions. All processes under the MA Vatsalya Yojana Scheme are paperless. The beneficiaries can be enrolled under the scheme throughout the year. Beneficiaries can be enrolled at the Civic Centre Kiosks and Taluka Kiosks. There is no mediator involved in the entire process.
Benefits of MA Vatsalya Yojana	Besides ₹3 Lakhs, the scheme provides benefits up to ₹5 Lakhs for Kidney Transplant, Liver Transplant, and Kidney + Pancreas Transplant procedures. It also provides coverage for the following: Cardiovascular diseases, Renal diseases, Neurological diseases, Burns, Polytrauma, Cancer, Neonatal diseases, Knee & Hip Replacement, Liver and Kidney + Pancreas Transplant and 600+ other procedures. Each beneficiary is issued a QR-coded card that contains biometric thumb impressions, photos, a unique registration number (URN), and district and Taluka name. The policy also offers coverage for transportation charges of up to ₹300 per hospitalisation. It also covers the cost of repatriation of remains at ₹6 per km from the hospital to the beneficiary’s house. The policy provides all the benefits under the PMJAY Scheme.

List of Treatments Covered Under Mukhyamantri Amrutum Vatsalya Yojana

Any person eligible under the MA Vatsalya Yojana scheme will have coverage for the following list of treatments:

Cardiovascular Surgeries - Total of 153 Benefit Packages
Neurosurgery - Total of 49 Benefit Packages
Burns - Total of 12 Benefit Packages
Poly Trauma (Not covered by Motor Vehicle Insurance) - Total of 8 Benefit Packages
Cancer (Surgical Oncology, Chemotherapy & Radiation Oncology) - Total of 210 Benefit Packages
Renal (Kidney) - Total of 21 Benefit Packages
Neonatal diseases - Total of 23 Benefit Packages

Eligibility Criteria for Mukhyamantri Amrutum Vatsalya Yojana

The individuals and families listed in the BPL list by the State Government are eligible under the MA Vatsalya Yojana. Furthermore, each family member should be present when enrolled under the scheme. However, families that belong marginally above the poverty line can be under the MA Vatsalya Vatsalya Yojana if they follow these criteria –

The annual income of the family is up to ₹3 Lakhs
Any member(s) who are Accredited Social Health Activist (ASHA) workers
Any member(s) who have accredited reporters
Class-3 and Class-4 employees employed on a fixed payroll by the State Government
U-win Card holders
Senior Citizens with families having total annual income of up to ₹6 Lakhs

Documents Required to Apply for MA Vatsalya Yojana

It is necessary to have the following documents when visiting the nodal agency for enrolment:

Address proof
Identification proof
Proof of income/Income Certificate
Certificate stating that your family qualifies as below-the-poverty line

List of Empanelled Hospitals under MA Vatsalya Yojana

Download the list of network hospitals empanelled under the MA Vatsalya Yojana scheme in various districts of Gujarat

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Claim Process for Mukhyamantri Amrutum Vatsalya Yojana

Claiming benefits under the Mukhyamantri Amrutum Vatsalya Yojana is an easy and paperless process. All you have to do is submit your QR MA card to the network hospital for verification, after which treatment is started. The entire process is cashless with the claim settled directly between the insurance company and the hospital once the treatment is over.

Mukhyamantri Amrutum Vatsalya Yojana Helpline Number

A toll-free helpline number 1800-233-1022 is provided to address any queries of those enrolled with the scheme. Apart from this, you can also mail the concerned officials at mayojanagujarat@gmail.com.

Purchasing health insurance is an investment in your future that can help you be financially independent as you get the best medical care when diagnosed with a health condition. Health Insurance available on Bajaj Markets not only covers pre- and post-hospitalisation expenses but also provides cashless health insurance across a wide range of network hospitals in India. If you are worried about the cost of the policy, you can use the health insurance premium calculator to determine the same. That way, you can make an informed financial decision when it comes to health insurance.