Yeshasvini Health Insurance Scheme

The Yeshasvini Health Insurance Scheme is a healthcare assistance scheme introduced by the Government of Karnataka. It covers expenses for about 2128 different procedures across multiple medical specialities, including treatment for animal bites, drowning, and agricultural accidents. This scheme is available for farmers, peasants, self-help groups, weavers, fishermen, beedi workers, and Stree Shakti groups across the state.

Here are the key features and benefits of the Yeshasvini Health Insurance Scheme:

• The benefits of the scheme apply to the family of a rural co-operative society member.

• A fixed amount needs to be contributed by the beneficiaries annually. During 2017-18, ₹300 was the yearly member contribution for the Rural Yeshasvini Scheme while ₹710 was chargeable for the Nagara Yeshasvini Scheme.

• Members of self-help groups, weavers, fishermen cooperative societies, ‘beedi’ workers, and Stree Shakti groups can qualify for the Yeshasvini card facility.

• The scheme offers coverage for 800+ procedures.

• Yeshasvini Health Insurance can be availed by a newborn baby as well as by anyone below the age of 75 years.

The Yeshasvini Cooperative Farmers Health Care Trust aims to ensure efficient implementation of the Yeshasvini scheme. The trust's governing body consists of senior doctors across the state and senior officers reporting to the Principal Secretary of the Department of Cooperation.

To be eligible for Yeshasvini Scheme coverage, you must meet the following criteria: 

• An individual can become a member of a cooperative society three months before the start of the scheme. These include members of rural co-operative societies, weavers’ cooperative societies, self-help groups dealing with cooperative societies, beedi workers’ cooperative societies, and fishermen’s cooperative societies.

• Individuals should not belong to rural areas of cities and corporations in the state.

• Family members can also avail benefits of the Yeshasvini card even if they are not members of a rural co-operative society.

The enrolment and renewal guidelines are issued by the Department of Cooperation, Government of Karnataka. For premium collection, assistance is provided by the Deputy Registrar of Cooperative Societies and Cooperative Development Officers. The final amount collected is transferred to District Central Cooperative Banks, who, in turn, send it to the Apex Bank, Bangalore.

The following documents are required to enrol for the Yeshasvini Health Insurance Scheme: 

• A certificate that proves the applicant is a member of Rural or Urban Cooperative Societies

• Age proof

• Address proof

To see a list of the network hospitals under the Yeshasvini Health Insurance Scheme, you can visit the following link: 

https://yeshasvinitrust.in/Hospitals/NetworkofHospitals

The Yeshasvini Scheme covers various surgical procedures at pre-negotiated rates with network hospitals. As such, the beneficiary can get cashless treatment using the Yeshasvini card per the prescribed limits. Normal delivery, neonatal care, animal bites, electric shocks, and accidents such as drowning are covered under the scheme.

Apart from the Yeshasvini Scheme, there are other health insurance plans available that offer extensive coverage. At Bajaj Markets, you can check out various other health insurance plans. These provide medical coverage of up to ₹50 Lakhs, cashless settlements, free regular health check-ups, and more, at a feasible rate. Now, you can get the best treatment without worrying about the finances.

Health Insurance Plans Available at Bajaj Markets