Extra Care Plus By Bajaj Allianz - All You Need to Know

Take a look at some of the key features associated with Bajaj Allianz’s Extra Care Plus policy by examining the points mentioned below.

 

• For starters, policyholders of such a plan can avail of a cashless claim facility from any one of the 6500 hospitals that fall under Bajaj Allianz’s network of hospitals.

• Next, floater plans are available under this policy such that coverage is provided to your entire family in exchange for a single premium and sum assured paid.

• You are entitled to avail of this policy so long as you fall within the age bracket of 90 days to 80 years.

• If you have a pre-existing disease, it will be provided with coverage once you have held onto the policy for a year following its purchase.

• Policyholders falling below the age of 55 need not get any medical test prior to availing of this health insurance policy.

• You are provided with in-patient hospital coverage under the Bajaj Allianz Extra Care Plus policy.

• The Bajaj Allianz Extra Care Plus policy provides coverage for all daycare treatments.

• Emergency ambulance costs are covered under this policy’s scope.

• There exists a broad range of aggregate deductibles in addition to sum insured options that can be selected in accordance with your needs.

• This policy has provisions that are designed to deal with maternity as well as the complications that may arise when you are pregnant.

• If you wish to have the option open to avail of an air ambulance’s services, optional coverage is provided for the same.

• Provided you complete 3 continuous years of being insured under this plan, you are entitled to avail of a free health check-up.

There are several merits associated with availing of Bajaj Allianz’s Extra Care Plus policy. These have been touched upon in the points mentioned below.

• Significant Claim Amount

The Insurance Wallet application available to policyholders entitles them to make claims amounting to up to INR 20,000 with the health insurance claim by direct click (or CDC) service that provides instant settlements.

• Swift Claims

Efficient claim settlements are available under the Extra Care Plus policy.

• Tax Benefits

Policyholders are entitled to avail of tax benefits as stated under Section 80D of India’s Income Tax Act.

• Lifetime Renewals Available

As you age, the chances of your being allowed to renew your health insurance plan begin to decline. That being said, the Extra Care Plus policy entitles policyholders to lifetime renewals applicable to their health insurance top-up plans.

• No Medical Tests Needed

Provided you are under 55 years old you do not need to go through the hassle of undergoing medical tests in order to avail of this health insurance plan.

• Free Look Period

This health insurance plan provides those interested in the policy with a 15 day free look period in health insurance such that they can try out the benefits associated with the insurance plan.

Conclusion

In today’s day and age, it is vital to have an adequate health care backup. Medical expenses have continued to soar over the years owing to which the importance of owning a health insurance plan that provides you with financial security for your future in case of medical emergencies is of paramount importance. The Bajaj Allianz Extra Care Plus policy allows you to put your health first as is evident from its cashless hospitalisation facility and the fact that it provides you with extensive coverage.

 

Don’t waste more time if you haven’t already availed of an adequate health insurance policy this far. Visit the Bajaj Markets website to understand more about viable policies like the Bajaj Allianz Extra Care Plus policy. 

Health Insurance Plans Available at Bajaj Markets