Invest in your well-being and detect symptoms early through preventive health check-ups!
In today’s world, preventive measures emerge as the cornerstone of longevity and vitality. Preventive health check-ups facilitate early detection of potential health concerns. This enables you to get the right treatment on time.
On Bajaj Markets, you can compare multiple health insurance plans and enjoy these regular check-ups. You can apply for the best-suited policy online, the premium cost for which starts from ₹160.
It refers to a medical examination that allows you to detect potential health issues at an early age. This enables you to take appropriate actions to prevent or treat this possible issue. Many insurance companies offer preventive health check-ups as an added benefit of the policy.
Regular medical examinations empower you to live a healthier and happier life. Here are some of the advantages of preventive health check-ups.
Evaluates Health Regularly
These check-ups provide a regular update on your health condition, facilitating you to make better decisions
Reduces Medical Bills
If your health insurance covers these check-ups, you do not have to worry about paying for them from your pocket
Prevents Future Health Concerns
They warn you about potential health concerns before they develop into serious issues
Motivates for an Active Lifestyle
You will be more inclined to keep yourself in the best shape physically if you go through regular health check-ups
There are various kinds of preventive check-ups medical insurance plans cover. These may include the following.
Types Of Preventive Health Check-ups |
Preventive Health Tests |
Full Body Check-up |
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Cardiac Check-up |
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Diabetes Check-up |
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Health Check-up for Women |
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Health Check-up for Children |
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There are different kinds of medical examinations for different age groups. Check the details in the table below-
Age Group |
Preventive Health Check-ups |
0-10 Years |
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10-20 Years |
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20-40 Years |
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40-60 Years |
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Above 60 Years |
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These regular examinations allow you to stay ahead of the curve when it comes to your well-being. Here is how it prevents lifestyle diseases.
Preventive health check-ups warn you about health concerns early on
This allows you to take preventive action and change your lifestyle to avoid or manage the situation
Through regular exercise and healthy eating, you can control conditions like hypertension
If you have decided to take control of your well-being, consider going through a medical examination. Here are a few things you need to take into account when getting a preventive health check-up.
Assess your health objectives and the reason for getting the check-up
Share your medical and family history with the healthcare provider
Opt for preventive health check-ups designed for specific age groups or gender
Only get tests done from accredited labs or clinics with a reputable track record
Decide how often you need these check-ups
Get expert’s advice to decipher what your test results say
As per Section 80D of the Income Tax Act of 1961, you can enjoy deductions of up to ₹5,000 for preventive health measures. Note that this deduction will be within the limit of ₹25,000 or ₹50,000 (senior citizens) for health insurance premiums.
FAQs on Preventive Health Check Up
What is a preventive health check-up?
A preventive health check-up involves a battery of tests that are conducted periodically to detect the presence or likelihood of certain diseases at an early stage.
What is the cost of a comprehensive preventive health check-up package in India?
In India, the cost of a comprehensive preventive health care check-up package falls somewhere between Rs. 1000-12,999 depending on your provider and tests included.
Who should opt for preventive health check-ups?
If you are 30 years old or above, you should ideally start looking into preventive check-ups. A standard check-up screens your physical condition with the objective of detective a number of diseases, some of which are:
Diabetes
Cardiac issues or heart disease
Obesity
Hypertension
Why are preventive health check-ups important?
By opting for a preventive health check-up, you are giving the future you with a better chance at beating lifestyle, genetic diseases and living a long healthy life. It also helps in keeping lifetime medical costs under control.
What is a preventive health check-up benefit?
If you have held a Bajaj Allianz Health Insurance policy for a continuous period of 3 years, then at the end of it, you are eligible for a free preventive health check-up. Our partner, Bajaj Allianz, will reimburse the amount equal to 1% of the sum insured max or up to ₹2,000/- (whichever is less), for each member, during this block period of 3 years.
