EMI for a Home Loan of ₹50 Lakhs

Calculate the EMI for a home loan of ₹50 Lakhs at various tenures beforehand and choose an affordable loan offer

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Computing the EMI for a home loan of ₹50 Lakhs will help you assess the repayment plan well in advance. For instance, if you plan to take a loan for 20 years at an approved interest rate of 8.50% p.a., you will need to pay a monthly instalment of ₹43,391.

Likewise, the EMI you need to pay for a home loan of ₹50 Lakhs for a tenure of 15 years will be ₹49,237 approximately. You can calculate these values effortlessly with an EMI calculator. This way, you can compare home loan EMIs across varying tenures before finalising a suitable lender.

50 Lakhs Home Loan Emi Calculator

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Year	EMI	Principal	Interest	Balance

EMI for a Home Loan of ₹50 Lakhs for Various Tenures

The EMI amount varies with the tenure you choose. If you prefer a lower EMI, opting for a longer tenure is ideal and vice-versa. The following table explains how EMIs decrease with increasing tenures for a loan amount of ₹50 Lakhs at an interest rate of 8.50% p.a.:

Repayment Tenure	EMI Amount
10 Years	₹61,993
20 Years	₹43,391
25 Years	₹40,261
30 Years	₹38,446

Disclaimer: The figures mentioned in the above table are indicative. It is imperative to check the actual payable EMIs before applying.

Home Loan EMI for 10 Years

Check the table to know the ₹50 Lakhs home loan EMI for 10 years:

Loan Amount	₹50 Lakhs
Interest Rate	8.50% p.a.
Loan Tenure	10 Years
EMI Amount	₹61,993
Total Interest Payable	₹24,39,141
Total Payable Amount	₹74,39,141

Disclaimer: The figures mentioned in the above table are indicative. It is imperative to check the actual payable EMIs before applying.

Home Loan EMI for 20 Years

Here is the calculation of EMI for a home loan of ₹50 Lakhs for 20 years:

Loan Amount	₹50 Lakhs
Interest Rate	8.50% p.a.
Loan Tenure	20 Years
EMI Amount	₹43,391
Total Interest Payable	₹54,13,879
Total Payable Amount	₹1,04,13,879

Disclaimer: The figures mentioned in the above table are indicative. It is imperative to check the actual payable EMIs before applying.

Home Loan EMI for 30 Years

Check out this table for the calculation of EMI for a home loan of ₹50 Lakhs for 30 years:

Loan Amount	₹50 Lakhs
Interest Rate	8.50% p.a.
Loan Tenure	30 Years
EMI Amount	₹38,446
Total Interest Payable	₹88,40,443
Total Payable Amount	₹1,38,40,443

Disclaimer: The figures mentioned in the above table are indicative. It is imperative to check the actual payable EMIs before applying.

Other Home Loan EMI Options

Other Home Loan EMI Options
10 Lakh Home Loan EMI	15 Lakh Home Loan EMI
20 Lakh Home Loan EMI	25 Lakh Home Loan EMI
30 Lakh Home Loan EMI	40 Lakh Home Loan EMI
1 Crore Home Loan EMI

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What will be the EMI for a home loan of ₹50 Lakhs for 10 years?

At an interest rate of 8.50% p.a., the EMI for a home loan of ₹50 Lakhs for 10 years will amount to ₹61,993.

What is the EMI for a home loan for a tenure of 20 years?

The EMI amount will be ₹43,391.

What will be the EMI for 25 years?

The EMI for a home loan of ₹50 Lakhs will be ₹40,261 at an interest rate of 8.50% p.a..

What is the maximum repayment tenure I can choose for a home loan?

You can comfortably repay a housing loan of ₹50 Lakhs over a tenure of 30 years.

Can I get a home loan of ₹50 Lakhs?

Yes, you can apply for a home loan of ₹50 Lakhs both online and offline. However, check the eligibility criteria and other loan terms for a hassle-free process.