Aditya Birla Finance Home Loan

Home loans are a great lending option that you can avail to become a proud owner of a house or apartment. Aditya Birla Home Finance helps you make this dream come true, providing competitive interest rates and a simplified home loan application procedure.

Provided by the Aditya Birla Capital Housing Finance Loan (ABCHFL), this housing loan facility is backed by the trust of a reputed financial organisation. Here are some of the Aditya Birla Housing Loan details:

The following table presents the Aditya Birla Home Loan interest rate and other charges:

Disclaimer: Aforementioned interest rates and other loan specifics are subject to change at the lender’s discretion.

The following table presents interest rates offered on home loans offered by partner lenders on Bajaj Markets. You can compare these with the Aditya Birla Housing Finance rate of interest, and decide accordingly. 

Disclaimer: The interest rates mentioned are subject to change at the lender’s discretion.

The tenure of Aditya Birla Housing Loan may extend up to 20 years, which is a huge financial commitment. So, before applying for a Aditya Birla Home Loan, it is better to know your repayment obligations on the loan.

An Aditya Birla Home Loan EMI calculator can help you determine your monthly outflow toward the loan. Having clarity about the EMIs can help you structure your budget accordingly.  

Using a home loan EMI calculator also helps you compare various loan offers. This way, you can even shift your existing loan to a lender offering affordable interest rates. All you have to do is opt for a home loan balance transfer facility.

When you apply for Aditya Birla Finance Home Loan, you will be required to attach some documents along with the application form.

• Proof of Identity: PAN card, Aadhaar card, Voter’s ID card, passport, or driving license

• Proof of Age: Mark sheet from class 10th, birth certificate, driving license, bank passbook, passport, etc. 

• Proof of Residence: Ration card, passport, Voter’s ID, bank passbook, utility bills, and LIC policy report

• Proof of Income: Form 16, salary slips of the last two months, ITR for the last three years for salaried. Company’s balance sheet, profit and loss statement, business or professional license, business’ address proof of the business for the self-employed.

• Property Documents: Buyer agreement or allotment letter, title deeds, sale agreement copy, etc.

To avail of this Aditya Birla Home Loan, you need to fulfil certain eligibility requirements. The following are some of the Aditya Birla Home Loan eligibility requirements: 

• The minimum age of the applicant must be 18 years

• For salaried employees, the maximum age to apply for Aditya Birla Home Loan is 60 years

• Self-employed persons can apply for a home loan from Aditya Birla Housing Finance till the age of 70 years

The following are the types of home loan schemes available with Aditya Birla Housing Finance: 

• Home Improvement Loan: An instrument to help you upgrade your home to match your unique style. 

• Home Extension Loan: A loan to help you add the extra room, widen the backyard, or even put in a gym. 

• Plot and Home Construction Loan: A simple solution to help you get the funds you need to build your dream home, as you see fit. 

To apply for the Aditya Birla Housing Loan online, follow these simple steps: 

• Visit the official website of Aditya Birla Housing Finance

• Click on the ‘Home Loan’ category of the top-down menu

• Select the type of loan according to your financial requirement

• Click the ‘Apply Now’ button to proceed

• Fill in the application form and attach the required documents 

• Click on the ‘Submit’ button 

• The bank will review your application before approving your loan request

For any query related to Aditya Birla Home Loan, you can reach out to Aditya Capital customer support by calling 1811-270-7000 or by sending an email to ‘care.housingfinance@adityabirlacapital.com’.

A home loan is a smart option, and the Aditya Birla Home Loan is one you can trust. However, before you apply, compare the  home loan interest rate offered and pick a lender with the best terms.