Bajaj Housing Finance Home Loan

Get a loan of up to ₹5 Crores with a Bajaj Housing Finance Home Loan

Select Your Profession

Salaried Employee

Business Owner

✓ Home Loan from ₹2 Lakhs To ₹2.5 Cr ✓ EMIs as low as ₹733/Lakh* ✓ Interest Rates Starting @ 8.45% Apply Now

Purchase your dream apartment or bungalow with a home loan from Bajaj Housing Finance, available on Bajaj Markets. You can borrow ₹30 Lakhs to ₹5 Crores at interest rates starting from 8.55% p.a. onwards. Furthermore, you can repay it over a tenure ranging up to 30 years and also get a top-up loan if required.

Bajaj Housing Finance Interest Rates

Provided below are the interest rates applicable to this loan:

Interest Rate	8.55% p.a. onwards
Processing Fees	Up to 0.50% of the loan amount (Depending on the amount disbursed)
Part-prepayment and Foreclosure Charges	Nil for floating interest rates Up to 4% for fixed interest rates

*Disclaimer: The mentioned details are subject to change at the lender’s discretion.

Other Fees & Charges Related to Bajaj Housing Finance Home Loan

Here are some other charges related to a Bajaj Housing Finance Home Loan that you should be aware of:

Penal Interest Rate	Up to 2%
EMI Bounce Charges	Up to ₹15 Lakh - ₹500 More than ₹15 Lakh and up to ₹30 Lakh - ₹500 More than ₹30 Lakh and up to ₹50 Lakh - ₹1,000 More than ₹50 Lakh and up to ₹1 Crore - ₹1,000 More than ₹1 Crore and up to ₹5 Crore - ₹3,000
Loan Statement Fee	Nil

*Disclaimer: The mentioned rates are subject to change at the lender’s discretion.

Features and Benefits of a Bajaj Housing Finance Home Loan

High Loan Amount

Secure high amounts of up to ₹5 Crores with this home loan

Low Interest Rates

Benefit from interest rates starting from as low as 8.55% p.a.

Flexible Repayment

You can choose a tenure of up to 360 months. Also, there are no charges for foreclosure.

Balance Transfer and Top-Up Options

Enjoy a home loan balance transfer or a top-up option on an existing home loan at low interest rates.

Simple Eligibility Criteria

The easy-to-meet eligibility parameters make the approval process hassle-free.

Eligibility Criteria for a Bajaj Housing Finance Home Loan

Make sure to fulfil the following eligibility criteria prior to applying for this loan:

Eligibility Criteria	Details
Nationality	Indian
Age	Salaried applicant - 23 to 62 years Self-employed applicant - 25 to 70 years
CIBIL score	650 or more

To get a complete list of the eligibility criteria, reach out to Bajaj Housing Finance. Check the requirements thoroughly before applying for the loan.

Documents Required for a Bajaj Housing Finance Home Loan

Keep the following documents handy when applying for a Bajaj Housing Finance Home Loan:

1. Salaried applicants:

Address proof like an Aadhaar card/ passport/ driving licence
Identity proof like PAN Card
Form 16 or your last salary slip
Bank statement for the last three months

2. Self-employed applicants:

Address proof like an Aadhaar card/ passport/ driving licence
Identity proof like PAN Card
Bank account statement for the past six months
ITR for the last 2 financial years
Business vintage proof like Certificate of Incorporation, Shop Act, etc.

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Home Loan by Other Partners

Calculators

Home Loan Statements & Customer Care

Who can get a Bajaj Housing Finance Home Loan?

To qualify for a home loan from Bajaj Housing Finance, you must fulfil the following criteria:

You must be a citizen of India
If salaried, you should fall under the age bracket of 23 to 62 years
If self-employed, you should fall under the age bracket of 25 to 70 years
You need to have a CIBIL Score of 650 and above

Also, ensure to provide all the documents requested by the lender at the time of application. If eligible, this can improve your chances of getting the loan faster without any delays.

What is the interest rate charged on Bajaj Housing Finance home loan?

You can get a Bajaj Housing Finance Home Loan at interest rates starting from as low as 8.55% p.a. However, the interest rate offered to you will depend on your eligibility.