DBS Bank Home Loan

DBS Bank is a leading financial institution headquartered in Singapore that offers numerous financing options, including a home loan. A home loan is a great way to get your dream house without depleting your savings. 

In fact, DBS Bank Home Loan comes with competitive interest rates and simple eligibility criteria with an easy application process. Continue reading to know more about the DBS Housing Loan rate and other essential details, including the DBS Housing Loan eligibility criteria.

The DBS Bank Home Loan interest rate and charges are as follows:

Disclaimer: DBS Home Loan details mentioned above are subject to change at the lender’s discretion.

Knowing the different offers in the market is crucial to borrowing smartly. This helps you identify the best option for you. To that end, here are the offers by lenders on Bajaj Markets.

Disclaimer: Above-mentioned rates are subject to change at the lender’s discretion.

A home loan EMI calculator is a great way to know your monthly repayment amount in advance. Like other home loan EMI calculators, the DBS Bank EMI Calculator for a home loan gives you an estimate of your EMI based on your loan terms. 

With this estimate, you can choose the best terms and enjoy a stress-free borrowing as well repayment experience. To use the calculator, all you need is the DBS Housing Loan interest rate, tenure, and amount. 

The DBS Home Loan documents required for all applicants are as follows:

• Identification (ID) proof documents

• Address proof documents

• Income proof documents

• Property documents - It is mandatory for the applicant to be the registered owner of the property

To meet the DBS Bank Home Loan eligibility criteria, you must fall in any one of following categories:

• Indian citizens

• HUF (Hindu Undivided Family)

• Limited Liability Partnerships (LLPs) incorporated in India

• Partnership firms (all partners should be Indian citizens) 

• Sole proprietorship (Indian citizen)

• Indian registered societies 

• Indian Trusts formed/ constituted 

• NRIs (Non-resident Indians)

• PIOs (Persons of Indian origin)

Currently, DBS offers two types of home loan schemes other than the regular home loan scheme. These two schemes are:

1. DBS Home Loan Against Property

A secured financing option, the funding you receive from this scheme can be put towards various needs, both personal and business. Generally offered at a lower interest rate than unsecured loans, this loan can give you 65% of the home value as a loan. 

2. DBS Home Loan Balance Transfer

Under this scheme, you get the option to transfer your home balance from another lender to DBS. Balance transfers are generally offered with a reduced interest rate, making your repayment cost-effective and easy.

To apply for the DBS Bank Home Loan online, follow these simple steps. 

• Visit the official DBS Bank Home Loan webpage

• Click on the “Apply Now” button

• Fill out the simple online form with basic information

• Tick the box, giving consent to the lender to contact you and click on “Apply Now”

• Proceed with the online loan application process and submit the documents

DBS Bank provides customer care services to assist its customers with their banking needs. You can reach out to DBS Bank's customer care at their email (customercareindia@dbs.com) or call the following numbers: 

• If calling from India - 1860 210 3456/1860 267 4567

• If calling from abroad - +91 44 6685 4555