India Shelter Home Loan

Loan of up to ₹40 Lakhs | Flexible Repayment Tenure | Affordable Interest Rates

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Salaried Employee

Business Owner

✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Check Eligibility

India Shelter Finance Corporation Limited offers housing finance solutions, especially catering to low and middle-income groups. You can now apply for an India Shelter Home Loan of up to ₹40 Lakhs for a tenure ranging up to 20 years on Bajaj Markets. The loan can be used for a plot or property purchase and even for self-construction.

Interest Rates and Charges

Here are the interest rates and various charges associated with the India Shelter Home Loan, along with other details of the loan.

Parameters	Details
Rate of Interest	10.50% p.a. onwards
Processing Charges	Up to 3% of the loan amount + GST
Maximum Loan Amount	Up to ₹40 Lakhs
Prepayment Charges	6% of loan amount paid + GST, if within 24 months of loan disbursement* 4.50% of loan amount paid + GST, post 24 months of loan disbursement* If a non-individual borrower - Zero charges * Applicable for fixed & floating interest loans

Disclaimer: The mentioned loan details are subject to change at the lender’s discretion.

India Shelter Home Loan EMI Calculator

Loan Amount

Tenure

Rate of Interest

Your Monthly Home Loan EMI

Principle Amount

Total Interest

Total Amount Payable

Amortization Schedule

Download

Year	EMI	Principal	Interest	Balance

A Home Loan EMI calculator is an algorithm-based tool that can help you get instant estimates of your house loan EMI amount. All you need to do is enter your loan amount, expected interest rate, and preferred repayment tenure.

The online tool will show you your overall EMI outflow within seconds. A housing loan calculator can also help you compare loan options by simply altering the numbers you fed into the tool originally. This way, you will be able to decide which offer suits you the best.

Features & Benefits

High Loan Amount

You can borrow amounts as high as ₹40 Lakhs

Minimal Interest Rates

Get home loans at reasonable interest rates starting from 10.50%

Interest Rate Options

At your convenience, you can choose between fixed and floating interest rates

Multi-purpose Loan

You can renovate, purchase, or construct your dream home with the loan amount

Eligibility Criteria and Documents Required

To be eligible for the India Shelter Home Loan, you must be a co-owner or a family member of the property owner. Furthermore, you will also be required to submit some essential documents. Here is a list of documents you will mandatorily have to submit when applying for this home loan:

Completed application form with the signature of the applicant
Identity Proof: Aadhar card, voter ID, PAN card, driving license etc.

Address Proof: Aadhar Card, voter ID, PAN card, driving license, pass certificate of 10th or 12th, passport, birth certificate, etc.
Property documents
Coloured passport-sized photographs

Besides the aforementioned documents, submitting the following can make the loan process more seamless and faster.

Salary Slip of last 3 months
ITR of last 2 years
Business records
LIC Policy
FD/RD documents
Details of any ongoing debts
Any additional investment details

How To Apply

Here are some easy steps you can follow to apply for a home loan on Bajaj Markets

Click on the ‘Apply Now’ button provided on this page
Fill in all your basic personal details in the online application form
Select ‘India Shelter Finance’ from the list of lenders
Provide the preferred loan amount and the required property details
Click on ‘Submit’ and check the loan offer available
Following this, you will be contacted by the concerned executive for further proceedings