SBI Home Loan

2. Documents Required for Salaried Applicants:

• Salary slips for the last three months

• Copy of I-T returns of two years

• Copy of Form 16 of two years 

3. Documents Required for Non-Salaried Applicants:

• I-T return of the last three years

• Balance sheet for the last three years

• P&L statements for the last three years

• Details of business licence

• Form 16 A or TDS certificate

• Certificate of qualification

• Proof of business address 

4. Property Details:

• Copy of blueprint

• Occupancy certificate

• Conveyance deed

• Permission for construction

• Stamped agreement for sale

• Allotment letter maintenance bill

• Electricity bill

• Property tax receipt

• Plan copy

• Builder’s Registered development agreement

• Bank statements or payment receipts from the seller

2. NRI Home Loan

NRIs can avail of this home loan for purchase or construction of houses.

3. Flexipay Home Loan

This home loan allows salaried professionals to pay lower EMIs in the initial years and higher EMIs in the later years of the tenure. They may also repay during the moratorium period.

4. Home Loan Balance Transfer

Those with home loans from other banks or lenders can transfer their home loans to SBI through this balance transfer facility.

5. Privilege Home Loan

This home loan is especially for government employees, employees of public sector banks, PSUs, or those in a pensionable service.

6. Shaurya Home Loan

This home loan category is designed for army and defence personnel, offering them lower interest rates.

7. Realty Home Loan

This home loan is for those who wish to build a house within five years from the date of loan sanction. The maximum loan amount under this category is ₹15 Crores, which you can pay over a tenure of 10 years and not more.

8. Top-up Home Loan

Existing customers of SBI home loans can get a top-up in addition to the existing principal amount.

10. SBI YONO Insta Home Top-Up Loan

This home loan top-up facility is available to pre-selected customers via the SBI YONO app. 

11. Non-salaried Differential Offerings

This loan is useful for non-salaried applicants, as their requirements are met. 

The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.