Union Bank of India Home Loan

On Bajaj Markets, you can now apply for a Union Bank of India Home Loan and borrow ₹20 Lakhs to ₹15 Crores. Enjoy flexible repayment tenures of up to 30 years and affordable interest rates starting at 8.50% p.a. Also, benefit from zero pre-closure charges and an easy application process. 

Here are the interest rates of home loans offered by the Union Bank of India on Bajaj Markets:

*Disclaimer: The above-mentioned rates and charges are subject to change at the lender’s discretion.

Here are some other charges related to a Union Bank of India Home Loan that you should be aware of:

• Valuation fee

• Legal charges

• Stamp duty

• CERSAI charges

• Memorandum registration charges

These are usually charged as per actual and add to the overall cost of the loan. 

Given below is a comprehensive list of the criteria you must fulfil to be eligible for this loan:

The Union Bank of India will also check whether you have a stable source of income when determining your eligibility for the loan. Get a complete understanding of the criteria set by the lender before applying for the loan to avoid delays and rejection.

It is crucial to be aware of the documents required for this home loan. Provided below are some documents you may be asked to furnish:

• Bank statements of the last six months
  

• Salary slips of the last three months (for salaried applicants)
  

• Certificate & proof of business existence (for self-employed applicants)
  

• Property documents
  

• Form 16 / Income Tax Return filings
  

• Completed loan application form
  

• Two passport-size photographs

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.