Aditya Birla Finance Loan Against Property

Fulfil your financial requirements with a Loan Against Property from Aditya Birla Finance Limited (ABFL). You can borrow amounts of up to ₹10 Crores with this loan. Leverage up to 80% of your property's value and also enjoy interest rates starting from 10.50% p.a. Also, you can repay the loan at your convenience over flexible tenures of up to 15 years.

ABFL Loan Against Property interest rates and charges are as listed below:

Ensure to meet the following eligibility criteria before applying for this loan:

• You must be either salaried, self-employed or a professional

• You must be at least 21 years old at the time of application

• Your age should not be over 70 years* at the time of loan maturity

• You must have a CIBIL score of 650 or more

• You should have individual or joint ownership of the property to be mortgaged

*Can be extended to 80 years if certain conditions defined by ABFL are met.

Furthermore, you will also be required to furnish the following documents:

• PAN card

• ID proof: Any one of the following

  • Passport

  • Driving licence

  • Voter ID

  • Aadhaar card
    

• Address proof: Any one of the following

  • Driving licence

  • Voter ID

  • Aadhaar card

  • Utility bills

  • Municipality tax receipts, etc.
    

• Income proof: GST Returns and bank statements of the last 12 months, along with ITR filings of the last 2 years

• Signature proof

• Collateral-related documents