Shubham Housing Finance Loan Against Property

Opt for a Shubham Housing Finance Loan Against Property to meet any of your financial requirements with ease. You can get funding of up to ₹20 Lakhs at attractive interest rates starting from 13.90% p.a., and choose a tenure of up to 180 months.

The eligibility requirements are simple, making it an easily accessible option to get funds. You also get to enjoy other benefits, such as zero foreclosure charges and a quick application process.

Here are the rates and charges for a Shubham Housing Finance Loan Against Property:

Meet simple Shubham Housing Finance Loan Against Property eligibility criteria to get hassle-free approval: 

• You must be above 21 years at the time of application

• Your age must be below 70 years at the end of the loan tenure

• You must have a steady income and a bank account

• You must reside in a city that has a branch of Shubham Housing Finance Office 

• All the owners of the collateral property and all the individuals whose income has been considered for the loan should be co-applicants

Here is a list of documents required for a Shubham Housing Finance Loan Against Property:

1. Identity proof (any one of the following)

• Aadhaar card

• PAN card

• Voter ID

• Passport

2. Address proof (any one of the following)

• Aadhaar card

• Utility bills

• Ration card

• Salary slip

3. Income Proof 

• Bank account statement and passbook

• Income Tax returns and business proof (self-employed)

• Salary slips (salaried)

• Income Tax Returns (if available)

4. Basic Documents

• Filled application form 

• Photocopy of the property documents

• Passport-size photograph

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.