✓ Home Loan from ₹2 Lakhs to ₹15 Crores ✓ Interest Rates Starting @ 8.50% Check Offer

Home First Finance Company (HFFC) is an affordable housing finance company dedicated to providing home loans primarily to lower and middle-income groups. Predominantly catering to lower and middle-income groups, the company’s vision is to ‘Shape the future of Financing Homes, and empower people to live better!’

 

Founded in 2010, HFFC is part of the HFFC Group, which focuses on innovative financial solutions in the housing sector, enhancing accessibility for aspiring homeowners across India.

Types of Products Offered

Home First Finance Company (HFFC) specialises in a range of affordable housing finance products designed to meet the diverse needs of its customers.

 

Here are the different types of products offered by Home First Finance Company:

Product Name

Interest Rate (% p.a.)

Available on Bajaj Markets

Additional Details

Product Details

Home Loan

Starting from 9.00% p.a.

Yes

  • Home First home loans offer financing of up to 90% of the agreement value

  • Flexible loan tenures range from 1 year to 20 years

  • No prepayment charges

Flexible financing solutions for home purchase, construction, or renovation

Self-construction Loan

Starting from 11.9% p.a.

No

  • A guarantor is not needed to apply for a home construction loan

  • A spouse or blood relative can serve as a co-applicant for the loan

Provide financing for individuals looking to build a house on their own land

Mortgage Loan

Starting from 14% p.a.

Yes

  • Minimum of 5 years to a maximum of 20 years of repayment tenure

  • Up to ₹40 Lakhs, with a maximum of 50% of the property value

  • No prepayment or closure allowed within the first 6 months of the loan

Borrowers can leverage their property as collateral to secure financing. With competitive terms and flexible prepayment options, it provides a practical solution for accessing capital against property assets.

Shop Loan

Starting from 8% p.a.

No

  • Loan Amount up to 70% of the agreement value

  • No income proof required to apply

  • Multiple co-applicants allowed for the loan application

Used for purchasing, building, or renovating a shop without the need for income proof, making it accessible for various business owners

Renovation Loan

Starting from 8% p.a.

No

  • Tenure ranges up to 20 years, with flexibility based on affordable EMI

  • Guaranteed approval in just 48 hours

  • Zero prepayment charges

Finances civil various renovation projects, such as adding new rooms or floors, and is available without the need for income proof

Top-up Loan

Starting from 8% p.a.

No

  • Allows balance transfer of an existing home loan along with a top-up

  • No guarantor needed if you have a solid income and can pay EMIs regularly

  • Total loan amount cannot exceed 90% LTV (Loan-to-Value)

Financing option available to existing home loan customers, allowing them to borrow extra funds on top of their current loan

To apply for a loan from Home First Finance Company, please refer to their official website for detailed application instructions and requirements.

 

Disclaimer: The interest rates provided are indicative and may vary according to eligibility, lending terms, and lender discretion. For the latest information, please visit the official HFFC website.

Home First Finance Company: Address Details

HFFC operates from its Head Office in Mumbai. Apart from that, HFFC has its offices throughout India at several locations. The Headquarters/Registered office is at 511, Acme Plaza, Opposite Sangam Cinema, J B Nagar, Andheri East, Mumbai-400059, Maharashtra. 

 

For city-wise addresses, you can check out their official website. 

Home First Finance Company: Contact Details

If you need any assistance, you can directly contact HFFC for detailed information on your queries. For city-wise contact details, you can check out the official website of HFFC.

 

Here are some prime contact details you can use:

Contact Type

Contact Details

New loan enquiry

+918880649911

Existing customer

+918880549911

WhatsApp number 

9920098834

For complaints and grievances 

1800-3000-8425

Email address

loanfirst@homefirstindia.com

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

 

Products not available on Bajaj Markets are governed by the respective lenders terms and conditions. For the latest terms and accurate details, please refer to the lender's official website.

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