Check Loan Offers from Kotak Mahindra Bank on Bajaj Markets

Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation! Check Eligibility

Kotak Mahindra Bank is one of the top financial institutions of India headquartered in Mumbai. It was established in 1985 and was transformed into a full-fledged bank in 2003. It offers multiple banking products and financial services for both retail and corporate individuals.

As part of the Kotak Mahindra Group, it serves a diverse clientele ranging from individual customers to large corporations, providing products such as loans, insurance, investment services, and digital banking solutions.

Products Offered by Kotak Mahindra Bank

Personal Loan

Get a Kotak Mahindra Bank Personal Loan of up to ₹40 Lakhs with minimal documentation and quick disbursals

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Home Loan

Borrow up to ₹50 Lakhs for tenures ranging up to 20 years with a Kotak Mahindra Bank Home Loan

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Home Loan Balance Transfer

Apply for a Home Loan Balance Transfer facility and benefit from extended tenures and lower interest rates

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Types of Products Offered

Kotak Mahindra Bank has a diverse range of loan products that can help you meet several of your financial needs. From personal loans to education loans, and from home loans to payday loans, the bank offers you several credit options. These loans come with competitive interest rates along with convenient tenures and repayment options.

Here is a list of different types of products and other details of loans from Kotak Mahindra Bank:

Product Name	Interest Rate (% p.a.)	Available on Bajaj Markets	Additional Details	Product Details
PersonalLoan	Starting from 10.99% p.a.	Yes	Loan amount up to ₹40 Lakhs Repayment tenure of up to 6 years Quick online application with minimal documentation	Flexible personal loan solutions to meet diverse aspirations, from gadgets to vacations, with quick approval, minimal paperwork, and competitive interest rates
Home Loan	Starting from 9.00% p.a.	Yes	50% discount on processing fees Repayment tenure of up to 20 years Loan amount up to 90% of property value based on eligibility	Secure a home loan that comes with flexible options, competitive interest rates, and up to 90% financing
Education Loan	Starting from % p.a.	No	Up to ₹10 Lakhs for education in India Up to ₹20 Lakhs for abroad education	Designed to support ambitious students in achieving higher education goals with flexible financing and hassle-free approval
Car Loan	Starting from 7.70% p.a.	No	Available for both new and used cars Loan amount up to 90% of car value, starting from ₹75,000 Repayment tenure options from 12 to 84 months	Flexible options, quick processing, and tailored financing for new or used cars make it easy to drive home with confidence and comfort
Gold Loan	Fixed interest rate of 0.88% p.m.	No	Loan amounts up to ₹25 Lakhs available No income documentation required for loans below ₹25 Lakhs Simple, quick processing with minimal documentation	Financing against your gold jewellery with low interest, minimal paperwork, and flexible loan amounts up to ₹25 Lakhs.
PayDay Loan	Starting from 10% p.a.	No	Loan amounts from ₹3,000 up to ₹1.5 Lakhs Attractive interest rates Instant online disbursal to your Kotak Bank account	Short-term financial support to bridge month-end cash needs with instant access and easy repayment aligned with your next salary credit
Loan Against Security	Starting from 8.5% p.a.	No	Competitive interest rates, especially for Stock Ace accounts Instant liquidity without selling securities Interest on overdraft facility is charged only on utilised funds	Quick access to funds by leveraging your investments without needing to sell them, offering lower interest rates than personal loans and flexible overdraft options to meet short-term financial needs
Home Loan Balance Transfer	Starting from 9.00% p.a.	Yes	Easy approval process Lower interest rates than existing home loan terms Flexible instalment options for convenient repayment	Seamless transfer process with lower interest rates and customisable repayment options, relieving financial strain and allowing for a top-up loan to support other goals
Smart EMI	Starting from 15% p.a.	No	Loan amounts up to ₹15 Lakhs No Cost EMI available across partner stores Flexible repayment tenure options from 6 to 24 months	No Cost EMI options for a wide range of products, allowing you to shop effortlessly and pay in easy instalments with flexible tenure options across partner store
Home Improvement Loan	Starting from 10.99 % p.a.	No	Loan amount up to 90% of renovation costs 80% financing for loan amounts between ₹35 Lakhs and ₹70 Lakhs 75% financing for loan amounts above ₹75 Lakhs Flexible tenure up to 25 years, subject to retirement age and profile	High-value financing with flexible tenures and minimal documentation, enabling you to upgrade your home without financial strain

If you want to apply for a loan with Kotak Mahindra Bank, please refer to the official website for detailed application instructions and requirements.

Disclaimer: The interest rates provided are indicative and may vary according to eligibility, lending terms, and lender discretion. For the latest information, please visit the official Kotak Mahindra Bank website.

Kotak Mahindra Bank : Address Details

Here is the detailed address of the registered office of Kotak Mahindra Bank:

27 BKC, C 27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051

Kotak Mahindra Bank : Contact Details

You can contact the bank through the following contact details:

Contact Type	Contact Details
Customer Care	1860 266 2666
WhatsApp for Statements	8928913333
Toll Free number	14431 / 18008913333
Letter: P.O. Box	16344, Mumbai - 400013

Disclaimer

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.

Products not available on Bajaj Markets are governed by the respective lenders terms and conditions. For the latest terms and accurate details, please refer to the lender's official website.