PNB Housing Finance

Home Loan

Starting from

8.50% p.a.

Yes

• Loan amounts up to 90% of the property value (subject to loan amount)

• Flexible repayment tenure of up to 30 years, applicable until the age of 70

• Low processing fees

Competitive interest rates, flexible tenures, and financing up to 90% of property value, making home purchases, renovations, and constructions affordable and convenient

Plot Loan

Starting from

9.50% p.a.

No

• Financing up to 70-75% of the plot's market value

• Tax benefits available upon beginning construction on the purchased land

• Flexible and lengthy repayment tenure

Helps you finance the purchase of residential plots, offering easy access to funds with flexible repayment options, attractive rates, and additional benefits like tax savings upon construction

Home Construction Loan

Starting from

8.50% p.a.

No

• Flexible loan tenure of up to 30 years

• Quick loan approval and disbursal with doorstep services and online application

• Easy top-up loan option for increased construction costs

Hassle-free, affordable solution for building your dream home with competitive interest rates, flexible terms, quick disbursal, and excellent post-disbursement services

Pradhan Mantri Awas Yojana

Starting from

6.50% p.a.

No

• Credit Linked Subsidy Scheme (CLSS) for EWS, LIG, and MIG categories

• Interest subsidy available for up to 20 years

• Benefits applicable for first-time property purchases

Providing affordable housing solutions through interest subsidies for eligible buyers in EWS, LIG, and MIG categories

Roshni Home Loan

Starting from 10.50% p.a.

No

• Loan amounts ranging from ₹5 lakhs to ₹50 lakhs

• Funding up to 90% of the property’s market value

• Flexible repayment tenure of up to 30 years

Affordable solution for low and middle-income individuals, providing loans up to ₹50 lakhs with minimal documentation, low EMIs, and flexible tenures to help turn homeownership dreams into reality

Home Extension Loan

Starting from

% p.a.

No

• Various repayment options with flexible tenure

• Option to enhance loan amount if construction costs escalate

• Fast approval and disbursal with doorstep services

Makes it easy to add more space to your existing home with flexible terms and a wide range of home loan products, including options for enhancements and seamless service delivery

Home Improvement Loan

Starting from

8.50% p.a.

No

• Swift approval and disbursal with doorstep services

• Easy top-up loan options for unforeseen repair costs

• Multiple repayment options for flexibility

Covers a wide range of home improvements, including roofing, tiling, plumbing, and more. Is a simple and fast way to transform your existing home with comprehensive coverage for renovations

NRIs Home Loan

Starting from

8.50 % p.a.

No

• Facility to enhance the loan amount if costs escalate

• Post-disbursement support with dedicated customer service

• Pan-India branch network with flexible repayment options

Loans for NRIs and PIOs to purchase, construct, or renovate properties in India, with easy access to funds, competitive terms, and excellent post-disbursement services

Commercial Property Loan

Starting from

9.25 % p.a.

No

• Maximum loan amount up to 70% of the property purchase price or loan eligibility, whichever is lower

• Facility to enhance loan amount if costs escalate

• Multiple repayment options for flexibility

• Post-disbursement support with dedicated customer service

Provides financing for purchasing and constructing office spaces or shops in approved areas, offering competitive interest rates, flexible terms, and excellent post-disbursement services

Loan Against Property

Starting from

9.25% p.a.

Yes

• Loans available against residential or commercial immovable property

• Option to enhance loan amount if property value increases

• Multiple repayment options for convenience

Utilise the value of your existing residential or commercial property to meet financial needs, offering flexible terms, competitive rates, and quick access to funds

Lease Rental Discounting

Starting from

9.24% p.a.

No

• Loan against assured rental receivables from properties leased to banks, multinational companies, or government undertakings

• Facility to enhance loan amount if rental receivables increase

• Various repayment options for flexibility

Loans secured against rental income from properties leased to high-credit-rated institutions, providing quick access to funds with flexible terms and excellent post-disbursement services

Loan For Real-estate Developers

Starting from

% p.a.

No

• Custom financing for real estate developers based on project acquisition and construction costs

• Focus on financing residential projects to support retail mortgage business

• Facility to enhance loan amount if construction costs escalate

Financing for residential projects, providing quick access to funds for project acquisition and construction, with flexible terms and post-disbursement support to ensure smooth project execution

Toll free number 

1800 120 8800

WhatsApp for Statements

+918448198457

Email for General Queries

customercare@pnbhousing.com

Customer Service email

customercare@pnbhousing.com