You can easily calculate your monthly instalment for a personal loan of ₹1 Lakh with the help of an EMI calculator. Let us explore the impact of various tenures on your monthly instalment. For this consider the interest rate to be 11% p.a.
Tenure |
EMI Amount |
Total Interest |
Total Repayment Amount |
12 months |
₹8,838 |
₹6,052 |
₹1,06,052 |
24 months |
₹4,660 |
₹11,848 |
₹1,11,848 |
36 months |
₹3,273 |
₹17,842 |
₹1,17,842 |
48 months |
₹2,584 |
₹24,035 |
₹1,24,035 |
60 months |
₹2,174 |
₹30,425 |
₹1,30,425 |
Our Partners
|
Minimum Interest Rate
|
Maximum Loan Amount
|
Maximum Loan Tenure
|
|
---|---|---|---|---|
![]() Bajaj Finance Limited |
11% p.a. |
₹35 Lakhs |
72 months |
|
![]() CASHe |
27% p.a. |
₹4 Lakhs |
18 months |
|
![]() Federal Bank |
11% p.a. |
₹5 Lakhs |
48 months |
|
![]() Fibe |
14% p.a. |
₹5 Lakhs |
36 months |
|
![]() Finnable |
15.95% p.a. |
₹10 Lakhs |
60 months |
|
![]() IIFL Finance |
18% p.a. |
₹5 Lakhs |
42 months |
|
![]() InCred |
16% p.a. |
₹10 Lakhs |
60 months |
|
![]() Kissht |
14% p.a. |
₹4 Lakhs |
24 months |
|
![]() Kotak Mahindra Bank |
10.99% p.a. |
₹40 Lakhs |
72 months |
|
![]() KreditBee |
15% p.a. |
₹5 Lakhs |
24 months |
|
![]() L&T Finance |
12% p.a. |
₹7 Lakhs |
48 months |
|
![]() moneyview |
1.33% p.m. |
₹10 Lakhs |
60 months |
|
![]() Muthoot Finance |
14.50% p.a. |
₹15 Lakhs |
60 months |
|
![]() Olyv |
18% p.a. |
₹1 Lakh |
12 months |
|
![]() PaySense Partners |
15% p.a. |
₹5 Lakhs |
60 months |
|
![]() Privo |
9.99% p.a. |
₹5 Lakhs |
60 months |
|
![]() SMFG India Credit |
12% p.a. |
₹25 Lakhs |
60 months |
|
![]() Upwards |
1.5% p.m. |
₹5 Lakhs |
36 months |
|
![]() YES BANK |
10.99% p.a. |
₹50 Lakhs |
72 months |
|
![]() Zype |
18% p.a. |
₹3 Lakhs |
12 months |
|
*Disclaimer: The aforementioned details and charges are subject to change at the lender’s discretion.
Enjoy attractive rates from just 9.99% p.a. and save significantly on your repayments
Utilise funds for medical emergencies, travel, and more as these loans come with no end-use restrictions
Secure an online personal loan without submitting any of your assets as collateral
Make sure to meet the following criteria to qualify for a personal loan of ₹1 Lakh:
Age: 21 years and above
Credit Score: 600 or higher
Minimum Monthly Income: ₹15,000
Work Experience: 2-3 years
Citizenship: Indian
Employment Type: Salaried or self-employed
Also, keep the documents handy for a seamless loan application process:
ID Proof: Any one of the following
PAN card
Aadhaar card
Voter ID
Driving licence
Passport
Address Proof: Any one of the following
Voter ID
Passport
Aadhaar card
Driving licence
Utility bill
Income Proof: Salary slip or bank statement of the last 3 months
Also Check Other Instant Personal Loan Options |
|
You can get a ₹1 Lakh loan without income proof. However, for this, you will be required to meet certain conditions like offering collateral.
You can apply for a personal loan of ₹1 Lakh through Bajaj Markets by following these simple steps:
Click on the ‘Apply Now’ option on this page
Enter your personal and professional details
Choose a lender from the list provided
Select the required loan amount and preferred tenure
Check the information entered and submit the application
Following this, a representative will reach out to you for further proceedings.
You can secure a loan of ₹1 Lakh at interest rates starting from just 9.99% p.a. by applying for it on Bajaj Markets
Since personal loans are collateral-free, you can get a personal loan without offering any security.
You can get a personal loan instantly within minutes by applying for it on Bajaj Markets. Here, multiple lending partners like Fibe, KreditBee, Privo, and Kissht send the amount to your account within 5 to 15 minutes, once your application is approved.
You can enjoy tenures ranging from a couple of months to 6 years by applying for a personal loan of ₹1 Lakh on Bajaj Markets.