₹2000 Personal Loan

Do you need a ₹2000 loan urgently? A personal loan of ₹2000 can help. Personal loan is a simple and effective way to tackle any unexpected expenses that may arise. Whether it’s a medical emergency or an unexpected big-ticket purchase, a personal loan can help you manage these expenses with ease. Additionally, a personal loan of ₹2000 requires very minimal documentation and is often disbursed rather quickly. 

Disclaimer: Please note that these interest rates are subject to change at the discretion of the respective providers. Ultimately, your interest rates would depend on the age, income levels, CIBIL score, etc. 

The eligibility criteria for getting a personal loan of ₹2000  generally varies from one provider to another. However, here are some basic eligibility criteria that you will have to meet in order to get a personal loan of ₹2000.

• Nationality: You would have to be an Indian citizen to be eligible to get a personal loan of ₹2000.  

• Employment: Personal loan providers require that you are engaged in some kind of profession or business in order to be eligible for a personal loan of ₹2000.  This can include self-employment or salaried employment in private or public organisations. 

• Income Levels:  As a general rule, you would need to be earning a minimum net monthly income of ₹15,000 to be eligible for personal loans. 

• Credit Score: Most loan providers consider a minimum credit score of 600 to get a personal loan. 

• Age: Most loan providers require you to be 21 years of age or above. 

• Work Experience: Another important criteria is employment period. Generally, you would need to have been employed for at least 2 to 3 years in order to be eligible for a personal loan of ₹2000.

There are some proofs that you would need to submit when you apply for a personal loan of ₹2000, this will generally vary from one loan provider to another. Here are some documents that will be accepted by Bajaj Markets partner. 

• Identity Proof: You may submit any of these documents as a proof of identity - PAN Card, Aadhaar card, Voter’s ID, passport and driving licence. 

• Residential Proof: You may submit any of these documents as an address proof - Voter’s ID, Aadhaar card, passport, driving licence, electricity bill, telephone bill.

• Income Proof: You can submit your bank statement or salary slip for the last 3 months as an income proof. 

• Photographs: 2 passport size photographs will also be required to process your application. 

Typically, smaller personal loans are processed much faster than big-ticket loans. What’s more, your loan amount will also be disbursed pretty quickly.