Aditya Birla Finance Personal Loan

Aditya Birla Finance Limited, an NBFC registered with the RBI, and a subsidiary of Aditya Birla Capital Limited. The Aditya Birla Personal Loan offers quick financing for urgent or unforeseen needs as well as planned expenses. 

It has numerous benefits and perks, such as competitive rates and a simple digital application. Read on to know more about the Aditya Birla Finance Personal Loan. 

The Aditya Birla Personal Loan rate of interest starts at 14% and goes up to 26%. Knowing the personal loan interest rate before you apply for it is crucial as it impacts your repayment planning. 

To get the best Aditya Birla Personal Loan interest rate, ensure that you meet all the eligibility requirements and have a good credit history. This allows you to qualify for the loan quickly and helps boost your chances of getting an affordable loan.

Along with the interest rate, lenders levy other charges that can add to your borrowing costs. Knowing these charges beforehand is crucial to you getting the most affordable financing. 

Here are the Aditya Birla Finance Personal Loan charges:

Here are the facilities you can enjoy when you get an Aditya Birla Personal Loan:

• Flexible tenures to choose from, going up to 36 months 

• Loan amounts ranging between ₹25,000 to ₹15 Lakhs to meet a range of needs

• Collateral-free financing gives you funds without risking your assets

• Stress-free process for online, paperless application 

• Speedy access to funds with quick disbursal processes 

• Fast online approval in just 30 minutes 

• Competitive interest rates that make borrowing affordable 

Verifying your Aditya Birla Personal Loan eligibility can significantly increase your chances of approval and getting the terms of your choice. Here are the Aditya Birla Personal Loan eligibility criteria you need to meet:

• Minimum Age: 23 years

• Maximum Age: 55 years

• Employment: Salaried with a stable income

• Citizen: Must be a resident citizen

Documentation is an important step while taking a personal loan because it helps the lender verify your identity and other information. Given below are some of the Aditya Birla Personal Loan documents you need to submit:

• Bank account statements for the previous three months

• Salary slips for the previous three months

• KYC documents such as PAN card and Aadhaar card 

Remember, the lender may require additional documents based on your application. 

You can carry out the Aditya Birla Personal Loan process digitally from end to end. You can apply for an Aditya Birla personal loan online by following the steps outlined below:

• Step 1: Visit the official website, navigate to the ‘Loan Products’ section and select ‘Personal Loan’
• Step 2: Select your employment type and click ‘Apply’
• Step 3: Fill your mobile number, enter the OTP and add other details 
• Step 4: Choose the loan amount and submit your application 

A representative will then contact you and guide you further. Once you finalise the loan terms, the lender will disburse the amount in your bank account.

Aditya Birla Finance gives you access to their customer care team to resolve your queries. 

Connect with the customer team of Aditya Birla through the following ways:

• Call: 1800 270 7000 (toll-free within India)

• Email: care.finance@adityabirlacapital.com

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.