Here’s all you need to know about KreditBee Personal Loan on Bajaj Markets
Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
Tackle financial emergencies by gaining access to KreditBee Personal Loan. Get funds of up to ₹5 Lakhs instantly by applying for it on Bajaj Markets. By opting for this loan, you can enjoy flexible repayment tenures ranging up to 2 years. The simple online application and documentation processes enable you to get the required amount from the comfort of your home in just a few clicks.
The KreditBee Personal Loan interest rates start from just 14% p.a. For more details on the additional applicable fees and charges, click here.
Why Choose KreditBee Personal Loan on Bajaj Markets
High Loan Amounts
Borrow up to ₹5 Lakhs with this loan
Loan Variants
Whether you are a salaried or a self-employed applicant, there is a personal loan available to suit your requirements and preferences
Multi-purpose Loan
Medical crises, travel bills, mid-month cash crunches, and other unforeseen expenses can all be covered with the funds borrowed
No Collateral
Applying for this personal loan does not require you to submit any kind of security or collateral, such as stocks, cash, or other assets.
Easy Application Process
Apply for the loan conveniently, anytime, anywhere, through the online application process on Bajaj Markets
Quick Disbursement
The borrowed amount can be credited to your account within a few minutes, enabling you to tackle any financial emergency efficiently
You can opt for a KreditBee Personal Loan option on the basis of your employment types:
For Salaried Applicants
The personal loan offered to salaried applicants usually comes with interest rates starting from 15% p.a. You can borrow up to ₹5 Lakhs for a tenure of up to 24 months. It is a multi-purpose loan which can be used to meet your various personal needs. Also, you do not need to submit any of your assets as collateral to get the required loan amount.
For Self-employed Applicants
You can also get a personal loan if you are a self-employed professional or non-professional. You can get a loan amount of up to ₹1 Lakh at low interest rates starting from just 14% p.a. The repayment period of the loan typically ranges from 3 to 12 months. Similar to personal loans for salaried applicants, you do not need to submit any collateral to get the loan.
The eligibility criteria to secure this instant personal loan are as follows:
You must be a citizen of India
You must be above 21 years
Your net monthly salary must be at least ₹10,000
Your Aadhaar Card must be linked to your mobile number
The documents you may be required to furnish when applying for the loan are:
ID proof: PAN card
Income proof: Bank statement or salary slip
Address proof: Aadhaar card or passport
Proof of Employment
In the case of self-employed applicants, the following documents may be required:
Identity Proof: Any one of the following
PAN card
Aadhaar card
Passport
Voter ID
Driving licence
Income Proof: All of the following
Profit and Loss statements
Bank statements
Income Tax Return (ITR) filings
Proof of Business Ownership: Memorandum of Association and Articles of Association
You can contact KreditBee Personal Loan customer support through the following channels:
Contact number: 080-44292200 / 080-68534522
E-mail ID:help@kreditbee.in
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Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Frequently Asked Questions
How many days will it take for my KreditBee personal loan to get disbursed?
If your KreditBee Personal Loan application is approved, you can expect to receive funds in your bank account within minutes.
How can I repay my KreditBee personal loan?
KreditBee enables you to repay your loan through Net Banking, Debit Card, and UPI payments.
Is the personal loan offered by KreditBee approved by RBI?
Yes, all loans offered by KreditBee, including the personal loan, are approved by RBI.
Is it possible to reschedule or postpone my KreditBee Personal Loan EMI date?
No, you cannot reschedule or postpone your EMI date.
What is the minimum personal loan that can be borrowed through KreditBee personal loan?
The minimum amount that you can borrow with this personal loan is ₹10,000.
What are the types of personal loans I can get from KreditBee?
KreditBee offers regular term loans for salaried and self-employed individuals that you can apply for on Bajaj Markets.
Can I apply for a loan with KreditBee if I have a low credit score?
Yes, you can apply for a KreditBee Personal Loan even if you have a low credit score. However, the interest rate charged may be comparatively higher. Furthermore, your other eligibility will be scrutinised to ensure that you have the required repayment capabilities.
Is it safe to take a Personal Loan from KreditBee?
Yes, it is safe to get a personal loan from KreditBee. It ensures that the loan application process is transparent and your sensitive information is safe and not misused.
