L&T Finance Personal Loan of up to ₹7 Lakhs, now available on Bajaj Markets
Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
On Bajaj Markets, apply for an L&T Finance Personal Loan and borrow an amount of up to ₹7 Lakhs. Enjoy flexible repayment tenures ranging up to 4 years and repay the loan at your convenience. The loan is a great way to fulfil financial requirements such as travel, medical emergencies, wedding expenses, etc.
The L&T Finance Personal Loan interest rates and other associated charges are as listed below:
Interest Rate |
12% p.a. onwards |
Processing Fee |
Up to 2% of loan amount + GST |
Prepayment Charges |
Up to 5% of the prepaid amount |
Foreclosure Charges |
5% of principal outstanding + applicable taxes |
*Disclaimer: The mentioned charges are subject to change at the lender’s discretion. The charges may also vary based on the your CIBIL score.
Features and Benefits of L&T Finance Personal Loan
High Loan Amount
Borrow up to ₹7 Lakhs and fulfil your immediate financial requirements
Affordable Interest Rates
The personal loan interest rate starts as low as 12% p.a., making it an affordable financing option
No Collateral Required
You don’t need to submit any collateral when applying for this loan
Quick Disbursal
Once your application is verified, the loan amount will be credited to your bank account in just 24 hours
Completely Digital
You can apply for this loan online, from the comfort of your home
Here are the personal loan eligibility criteria you need to fulfil to increase the chances of your application getting approved:
You must be an Indian citizen with valid ID proof
You must be between 25 and 57 years of age
Alongside this, you will also be required to furnish the following documents when applying for the loan:
PAN Card or Form 60
Aadhaar Card
Address Proof: Any one of the following in each category
1. OVDs: (Officially Valid Documents)
Voter ID
Driving Licence
Passport
Job card issued by NNREGA, duly signed by State Government officials
Letter issued by the National Population Register
- Proof of possession of Aadhaar Number
2. D-OVDs:
Electricity bill
Water bill
Postpaid bill
Property or Municipal tax receipt
Piped Gas bill
*If the utility bill is in the landlord's name - the rent agreement will be required
Here are some ways to reach out to the customer care team of L&T Finance:
E-mail ID: customercare@ltfs.com
Phone Number: +91 72 64 8887 77
- Address: Brindavan, Plot no. 177, CST Road, Kalina, Santacruz (East), Mumbai - 400 098
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Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Frequently Asked Questions
How much amount can I borrow with L&T Finance Personal Loan?
You can get a loan of up to ₹7 Lakhs with personal loans offered by L&T Finance.
What is the age limit to apply for L&T Finance Personal Loan?
Individuals under the age bracket of 25 to 57 years are eligible to apply for a personal loan by L&T Finance.
Can I make part payments or foreclose my L&T Finance Personal Loan?
Yes, you can enjoy part prepayment and foreclosure facility with this personal loan.
How to download the L&T Finance Personal Loan statement?
Reach out to L&T Finance’s customer care and ask for your personal loan statement. A representative will guide you through the process.
How do I contact L&T Finance Personal Loan customer care?
You can contact the customer care team of L&T Finance through the following points of contact:
Phone No: +91 72 64 8887 77
- E-mail ID: customercare@ltfs.com
