Personal Loan for Chartered Accountants

Chartered Accountants (CAs) can get personal loans tailored to meet both their professional and personal financial needs on Bajaj Markets. With flexible loan amounts and terms, personal loans enable CAs to get quick access to the required funds. The loan amount of up to ₹50 Lakhs can be used to manage expenses, upgrade office infrastructure, or address unforeseen needs. They can further benefit from low interest rates and simple documentation, making it an ideal option for those seeking monetary support with ease.

The rate of interest and other charges levied on a personal loan for CAs are as follows:

*Disclaimer: The mentioned rates are subject to change at the lender’s discretion.

• Adequate Loan Amount
  

The financial needs of every CA are different, depending on his/her career stage. On Bajaj Markets, a practicing CA can apply for a personal loan for chartered accountants of up to ₹40.5 Lakhs with many flexibilities and benefits. This amount can be utilised to set up an office or renovate your home for official meetings, marketing or open up a new space.

• Prompt Disbursal
  

One of the major challenges a borrower faces while seeking a loan is the time it takes to disburse the amount by the lender. Considering the nature and criticality of the profession, an urgent need can arise anytime. The personal loan for chartered accountants available at Bajaj Markets disburses the amount within 24 hours once the application is approved.

• Collateral-free
  

For security reasons, loans require collaterals and even guarantors in certain cases. But at Bajaj Markets, chartered accountants don't require any collateral or even a guarantor. The unsecured loan for chartered accountants reduces the unnecessary burden of providing collateral or a guarantor.

• Flexible Repayment Tenure
  

The unsecured loan for chartered accountants gives ample flexibility to chartered accountants with repayment tenure in between 12 and 96 months. It helps tackle one of the most pressing issues faced by CAs, which is their varied cash flows. Though the annual income is largely stable, CAs in different stages of their careers have differing cash flows.

• Pre-approved Offers
  

With the unsecured loan for chartered accountants available on Bajaj Markets, you need not negotiate or request for offers. You can easily get personalised pre-approved offers that enable you to access some of the best available deals in the market.

• Seamless Process
  

The application process for the personal loan for chartered accountants is very simple and requires minimal documentation. One can apply online on Bajaj Markets, which makes the process extremely convenient and rapid. 

Fulfil the following criteria to qualify for a personal loan for CAs:

• Indian citizenship

• Salaried or self-employed individual

• Age above 18 years

• Minimum income of 10,000 per month

• Minimum work experience of 1 year

• CIBIL score of 600 or above

The requirements specified above are generic and may differ from one lender to another. Check the specific criteria set by each lender before applying for a loan.

Be sure to keep the following documents handy when applying for the loan. This will help speed up the process and the application process more seamless:

• Identity Proof

  • PAN card

  • Aadhaar card

  • Voter ID

  • Passport

  • Driving licence

• Address Proof

  • Voter ID

  • Aadhaar card

  • Passport

  • Driving licence

  • Electricity bill

  • Telephone bill
    

• Income Proof

  Bank statement or salary slips for the last 3 months
  

• Qualification Proof

  Certificate of practice and professional degree 

Follow these simple steps to apply for a personal loan for CAs:

• Click on the ‘CHECK OFFER’ option on this page

• Provide your personal and professional details

• Select the lender you wish to get the loan from

• Provide your preferred loan amount and tenure

• Check the details entered and submit the loan application

Following this, a loan provider will reach out to you and further guide you through the loan application process.

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.