Loans up to ₹50 Lakhs I Approval in 2 minutes I Flexible Repayment Options
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Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
You can get a pre-approved personal loan of up to ₹50 Lakhs on Bajaj Markets at competitive interest rates starting from 9.99% per annum. These loans come with a convenient repayment timeline of up to 5 years.
Compare Pre Approved Personal Loan Interest Rates
|
Our Partners
|
Minimum Interest Rate
|
Maximum Loan Amount
|
Maximum Loan Tenure
|
|
|---|---|---|---|---|
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Bajaj Finance Limited |
11% p.a. |
₹35 Lakhs |
72 months |
|
CASHe |
27% p.a. |
₹4 Lakhs |
18 months |
|
Federal Bank |
11% p.a. |
₹5 Lakhs |
48 months |
|
Fibe |
14% p.a. |
₹5 Lakhs |
36 months |
|
Finnable |
15.95% p.a. |
₹10 Lakhs |
60 months |
|
IIFL Finance |
18% p.a. |
₹5 Lakhs |
42 months |
|
InCred |
16% p.a. |
₹10 Lakhs |
60 months |
|
Kissht |
14% p.a. |
₹4 Lakhs |
24 months |
|
Kotak Mahindra Bank |
10.99% p.a. |
₹40 Lakhs |
72 months |
|
KreditBee |
15% p.a. |
₹5 Lakhs |
24 months |
|
L&T Finance |
12% p.a. |
₹7 Lakhs |
48 months |
|
moneyview |
1.33% p.m. |
₹10 Lakhs |
60 months |
|
mPokket |
24% p.a. |
₹45,000 |
90 days |
|
Muthoot Finance |
14.50% p.a. |
₹15 Lakhs |
60 months |
|
Olyv |
18% p.a. |
₹1 Lakh |
12 months |
|
PaySense Partners |
15% p.a. |
₹5 Lakhs |
60 months |
|
Privo |
9.99% p.a. |
₹5 Lakhs |
60 months |
|
SMFG India Credit |
12% p.a. |
₹25 Lakhs |
60 months |
|
Upwards |
1.5% p.m. |
₹5 Lakhs |
36 months |
|
YES BANK |
10.99% p.a. |
₹50 Lakhs |
72 months |
|
Zype |
18% p.a. |
₹3 Lakhs |
12 months |
|
Disclaimer: The interest rates listed above are subject to constant change as they are affected by several factors. Please check the prevailing interest rate with your lender before applying.
Features and Benefits of Pre-approved Personal Loans
Minimum Paperwork
Enjoy minimal paperwork requirements since the financial institution already has your documents and other information.
Speedy and Instant Disbursement
Get quick approval and enjoy easy disbursement of your personal loan if you are an existing customer.
Ample Funding
Enjoy a high loan amount of up to ₹50 Lakhs with a good repayment history.
No Collateral
You do not need to pledge any collateral as security to get pre-approved loans.
Flexible Repayment Option
Choose a convenient timeline between 12 and 60 months and repay your loan without any hassles.
Competitive Interest Rates
Enjoy pre-approved offers at affordable interest rates starting from 9.99% p.a.
Here are the eligibility criteria you need to meet:
You must have a good credit score, i.e. 700 to 750 and above
You must have an existing relationship with a lender
Upon meeting the required eligibility terms, you must submit the following documents:
Identity Proof: Aadhaar card, Voter’s ID card, PAN card, passport, etc.
Address Proof: Aadhaar card, passport, driving licence, utility bills, rent agreement, etc.
Note: The lender may not ask for proof of income if your loan is pre-approved.
FAQs on Pre-approved Personal Loans
How can I use my pre-approved loan?
You can use the loan amount to finance any of your personal needs. There is no end-usage restriction on personal loans, which makes them quite versatile.
Does pre-approval guarantee a loan?
No. A pre-approval offer does not necessarily guarantee loan approval. If you get an offer, the application process will be quick as the lender has basic details. However, if your CIBIL score is low or you cannot provide the required documents, your loan can be rejected.
Can I avail a pre-approved loan anytime?
No, pre-approved loan offers are for a limited period only. Hence, you must apply as soon as possible if you have a pre-approved loan offer.
Are there any charges associated with pre-approved loans?
Yes, just like any other personal loan, you have to pay the applicable interest and the processing fee on the loan amount.
How can I check my pre-approved loan offer?
You can check your pre-approved offers at the lender’s website or app.
How do pre-approved personal loans work?
Lenders provide these offers to existing customers who demonstrate a good repayment history.
What are the advantages of a pre-approved personal loan over a regular loan?
When you opt for a pre-approved loan, the processing timeline is quick as the lender has your basic details. This way, there are chances for quick approval once you meet the lender’s eligibility terms.
On the other hand, the approval of a regular loan can take longer as the lender needs to verify your creditworthiness and other basic details.
