Tata Capital Personal Loan

• Loan Amount: Rs. 2 Lakhs - Rs. 35 Lakhs

• Tenure: Maximum of 7 years 

• Processing Charges: Maximum of 3% of the amount of loan + GST

 

2. Wedding Loan

• Purpose: Wedding Loan is provided for covering the expenses arising due to the wedding-related procedures.

• Loan Amount: Rs. 75,000- Rs. 35 Lakhs

• Tenure: 1 year to 6 years 

• Processing Charges: Maximum of 2.75% of the amount of loan + GST

 

3. Medical Loan

• Purpose: The applicants of the prospective personal loans can avail of medical loans for covering the expenses arising due to medical emergencies, or for dental, cosmetic, and several other medical procedures.

• Loan Amount: Rs. 75,000 - Rs. 35 Lakhs

• Tenure: 1 year to 6 years

• Processing Charges: Maximum of about 2.75% of the amount of loan + GST

 

4. Personal Loan for Education

• Purpose:  Personal loan for education provides financial aid for covering the students’ living costs who plan to study abroad or in India and their tuition fees. This facility of loan is feasible for those individuals who are not able to avail of regular personal loans.

• Loan Amount: Rs. 75,000 - Rs. 35 Lakhs

• Tenure: 1 year to 6 years

• Processing Charges: Maximum of 2.75% of the loan amount + GST

 

5. Travel Loan

• Purpose: Personal loans to fund vacation or various travel-related expenses of the applicant including transportation costs, hotel expenses, tour packages, and/or any other expenses associated with the travel.

• Loan Amount: Rs 75,000 - Rs. 35 Lakhs

• Tenure: 1 year to 6 years

• Processing Charges: Up to 2.75% of the loan amount + GST

 

6. Home Renovation Loan

• Purpose: This loan facility helps the borrowers with funds for home renovation ranging from extensive interior upgrades to basic maintenance and repair needs.

• Loan Amount: Rs 75,000- Rs. 35 Lakhs

• Tenure: 1 year to 6 years

• Processing Charges: Up to 2.75% of the loan amount + GST

 

7. Personal Loan for Government Employees

• Purpose: Individuals employed in government sectors can avail personal loan for government employees to meet their personal financial needs.

• Loan Amount: Up to Rs 35 Lakhs

• Tenure: 1 year to 6 years

• Processing Charges: Maximum of 2.75% of loan amount + GST

• Part Pre-payment Charges: Zero

 

8. Personal Loan for Salaried Employees

• Purpose: Tata Capital provides a personal loan for the salaried employees in order to meet the personal financial requirements of the salaried individuals.

• Loan Amount: Rs 75,000- Rs. 35 Lakhs

• Tenure: Maximum of 6 years (Personal Loan Overdraft Facility is available)

• Part prepayment Charges: Zero (allowed post six months of the date of the loan disbursement)

 

9. Personal Loan for Doctors

• Purpose: Tata Capital provides special personal loans for the doctors in order to finance their professional and personal needs such as buying the renovation clinics, high-end medical equipment, and more. 

• Loan Amount: Rs. 75,000 - Rs. 35 Lakhs

• Tenure: Maximum of 6 years

• Processing Charges: Maximum of 2.75% of the loan amount + GST

• Part prepayment Charges: Zero (allowed after 6 months of loan disbursal date)

 

10. Personal Loan for Women

• Purpose: Personal loan for women caters to the diversity of the financial requirements of the working women and the home makers.

• Loan Amount: Rs 75,000- Rs. 35 Lakhs

• Tenure: Maximum of 6 years (Availability of the Personal Loan Overdraft Facility)

• Processing Charges: Maximum of 2.75% of the loan amount + GST

• Part prepayment Charges: Zero (permitted after six months of the date of the loan disbursement)

 

11. Personal Loan for Pensioners

• Purpose: Pension loan for the pensioners is a personal loan facility which is free of collateral in order to meet the personal financial requirements of the pensioners.

• Loan Amount: Rs. 75,000 - Rs. 35 Lakhs based on the eligibility criteria. This implies that higher the pension, greater the amount of loan which a pensioner can avail.

• Tenure: Maximum of six years

• Processing Charges: Maximum of 2.75%

 

12. Small Personal Loan

• Purpose: Lower-ticket instant Personal Loan for the salaried employees with a quick disbursement process of a few minutes.

• Loan Amount: Rs. 40,000 - Rs. 1.5 Lakhs

• Processing Charges: Maximum of 2% of the loan amount + GST

 

13. Pre-approved Instant Personal Loan

Purpose: Tata Capital provides an instant pre-approved loan to the selected individuals who have a spotless history of timely repayment. The Non-banking Financial Corporations could also take into consideration several other factors such as the credit score, monthly income, and more, while providing this personal loan facility. 

Disclaimer: Bajaj Markets does not endorse the given data. Kindly visit the official website of Tata Capital to get the accurate information.

1. For Personal Loan Overdraft Facility

• The age of the applicant must lie between 22 years and 58 years 

• The monthly income of the applicant must be at least Rs. 35,000.

• The applicant must hold a job work experience of at least two years

 

• The applicant must have been serving in one specific job for at least one year.

2. For Wedding Loan

• The applicant must be a salaried employee. 

• The age of the applicant must lie between 21 years and 58 years

• The applicant must have been serving in their present corporation for a minimum span of six months. 

• The monthly income of the applicant must be at least Rs. 20,000.

3. For Medical Loan

• The applicant must be a salaried employee. 

• The age of the applicant must lie between 21 years and 58 years

• The monthly income of the applicant must be at least Rs. 20,000.

• The applicant must hold a job work experience of at least one year.

• The applicant must have been serving in their present corporation for a minimum span of six months. 

4. Personal Loan For Education

• The age of the applicant must lie between 16 years and 26 years

• The applicant must have a good academic record.

• The applicant or their parents must have a stable source of income.

• The credit history of the co-applicant must be good.

• The applicant must show some security as a back-up for their repayment or own a guarantor. 

5. For Travel Loan

• The age of the applicant must lie between 22 years and 58 years

• The applicant must be a salaried employee. 

• The applicant must hold a job work experience of at least one year.

• The applicant must have been serving in their present corporation for a minimum span of six months. 

• The monthly income of the applicant must be at least Rs. 20,000.

6. For Home Renovation Loan

• The age of the applicant must lie between 24 years and 65 years

• The applicant must hold a job work experience of at least two years

• The monthly income of the applicant must be at least Rs. 20,000.

• The entrepreneur applicant must have a work experience of at least 3 years in their present industry.

7. For Government Employees

• The age of the applicant must lie between 22 years and 58 years

• The applicant must hold a work experience of at least one year.

• The monthly income of the applicant must be at least Rs. 15,000.

• Factors such as the applicant’s job stability, their CIBIL score must also be considered.

8. For Salaried Employees

• The age of the applicant must lie between 22 years and 58 years

• The applicant must hold a work experience of at least one year.

• The monthly income of the applicant must be at least Rs. 15,000.

• The applicant must have a credit score of at least 750.

• The applicant must have repaid their earlier debits within the stipulated period.

9. For Doctors

• The age of the applicant must lie between 22 years and 58 years

• The applicant must hold a work experience of at least one year.

• The monthly income of the applicant must be at least Rs. 15,000.

10. Loan for Women

• The age of the applicant must lie between 22 years and 58 years

• The applicant must hold a work experience of at least one year.

• The monthly income of the applicant must be at least Rs. 15,000.

11. Loan for Pensioners

• The monthly pension withdrawn must be at least Rs. 15,000.

 

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