ABHI PA (Personal Accident) Cover

A personal accident cover helps you stay financially prepared for unexpected situations. This Personal Accident Cover plan from Aditya Birla Health Insurance (ABHI) provides essential support in case of unforeseen incidents. It ensures financial protection against accidental demise or permanent disability, helping you and your loved ones get through difficult times. 

 

You can apply for this cover on Bajaj Markets to secure the assistance you need when it matters most.

As per the policy, if the accident causes death or permanent total disability within 365 days, your family will receive benefits as per the following table:

Here are several options available for you to choose from sum insured amounts and their corresponding premiums:

Here are some key features of this plan:

• Comprehensive Coverage

Get financial protection for accidental death or permanent total disability

• High Sum Insured 

Coverage of up to ₹25 lakhs to support you and your family

• Affordable Premium

Plans start at just ₹23, making it a cost-effective safety net.

The following conditions will be considered as a permanent and total disability:

• Complete and irreversible loss of sight in both eyes 

• Physical separation or total and permanent loss of use of both hands or both feet 

• Physical separation or total and permanent loss of use of one hand and one foot

• Complete and irreversible loss of sight in one eye along with the loss of a limb 

• Complete and irreversible loss of hearing in both ears along with the loss of one limb or sight in one eye 

• Complete and irreversible loss of hearing in both ears along with loss of speech 
  

• Complete and irreversible loss of speech along with the loss of one limb or sight in one eye

 

Any other permanent, total, and absolute disablement that prevents the insured person from engaging in any form of employment, occupation, or business for remuneration or profit, leading to a loss of independent living.

The age limit to get this Personal Accident Cover plan is between 18 and 60 years.

Here are the key exclusions considered in the Personal Accident Cover Plan:

 

Death or disablement resulting from:

• Suicide, attempted suicide, or intentional self-inflicted injury 
  

• War, foreign invasion, hostilities, or warlike operations 
  

• Participation in military, naval, or air force operations, civil war, rebellion, or insurrection 

• Influence or abuse of intoxicants, drugs, alcohol, or hallucinogens 

• Any cause not directly resulting from an accident

You can easily file a claim under this policy by contacting the insurance provider through the following methods:

• Sending an email at care.healthinsurance@adityabirlacapital.com

• Dialling at 1800-270-7000

If you have a grievance, you can reach out to us through the following channels:

• Website: adityabirlacapital.com

• Email: care.healthinsurance@adityabirlacapital.com

• Toll Free: 1800-270-7000

• Address: Any of the branch offices or corporate offices of the insurer

   

For senior citizens, please contact the respective branch office of the Company or call at 1800 270 7000 or may write an e- mail at seniorcitizen.abh@adityabirlacapital.com

 

You may also visit the branch and approach the grievance cell of the insurer.