Accidental Death Benefit (Professional & Semi-professional Sports) Cover

What is Accidental Death Benefit (Professional & Semi-Professional Sports)?

Competing in sports activities requires strength, stamina, and perseverance. However, if you are a professional sportsperson, you may also endanger your health by excessive training, wrong posture, or using improper technique. In rare cases, some serious sports injuries can result in complications and even lead to death. An accidental death benefit insurance plan, such as the one offered by Manipal Cigna Health Insurance can help protect the families of the deceased. The FlexiCare Group Accidental Death Benefit plan offers a maximum sum insured of  ₹3 lakh. The plan has been built specifically to suit the needs of professional and semi-professional sportsmen and their families. Let’s take a look at the details and features of this plan. 

 

In order to have an understanding of all exclusions and list of non-payable expenses, please peruse the policy wordings.

 

Once you have completed all the steps, your accidental death benefit insurance plan will be activated. 

Eligibility Criteria 

Here are the basic eligibility criteria for applying for this plan:

 

• The individual must be above 18 years. 

• The individual must primarily earn their income through sports. 

Accidental Death Benefit Policy Details 

You can take a look at the specifications of the accidental death benefit (professional and semi-professional) plan in the table given below: 

What’s Not Covered Under the Accidental Death Benefit Policy? 

The following are the items that are not covered under the accidental death benefit policy: 

• Pre-Existing Conditions

No coverage for any pre-existing conditions will be provided under the policy. 

• Claim After Payment of the Sum Insured

Accidental death cover will terminate automatically once the sum insured is paid out to the family of the insured after the latter’s demise. You cannot claim any other amount once this is complete.

How to Make a Claim for Accidental Death Benefit Insurance? 

To claim your accidental death benefit insurance, you can contact the insurer in the following way:

 

• You can either email them at care.healthinsurance@adityabirlacapital.com or use their toll-free number at 1800-270-7000.

• Once you receive the claim form, fill it up accurately and attach the required documents such as medical bills, and doctor’s reports before submitting the form.

Customer Care Details

You can connect with us at Bajaj Markets for any queries. Just write to us at: insuranceconnect@bajajfinservmarkets.in