Accidental Hospitalization – Animal Attack (Domestic & Wild)

Overview

Every year, animal attacks account for thousands of deaths. Sudden encounters like these can cause extensive injuries that may require expensive life-saving treatments, which can prove to be highly expensive. To save yourself the trouble of managing your funds for such a treatment, you can opt for the Accidental Hospitalisations - Animal Attack Cover policy, which provides coverage against expenses resulting from medical care required after domestic and wild animal attacks.

This policy is provided by ManipalCigna Health Insurance, and includes complete hospitalisation coverage. You can select from multiple variants of the policy, starting at Rs. 53/year, giving coverage of Rs. 1 lakh. This goes up to Rs. 3 lakh, where the premium is charged at just Rs. 89/year. Let us see what the benefits of availing this policy are.

In order to have an understanding of all exclusions, please peruse the policy wordings.

Policy plan details and specifications

The following pointers describe the plan details:

• Coverage limit

• Validity

The plan is valid for a term of one year.

 

What's not covered?

Let's now understand some of the exclusions of this cover:

• Injuries arising from participating in adventure sports

The policy doesn't cover accidents endured during sporting events like trekking, rock climbing, camping, or skiing.

• Claim raised before 48 hours

Hospital charges are not accounted for under the policy scheme if they are made before 48 hours of continuous hospitalisation.

 

How to Make a Claim?

Make a claim in the following ways:

• Call

To raise your claim, you can give a call on the toll-free number 1800-102-4462. A support executive will answer all your queries and register your request once a call is made.

• Email

You can also write an email to servicesupport@manipalcigna.com and a support executive will reach out soon.

 

Customer Care Details

Any issues arising from the policy like claims, exclusions, and overall coverage can be addressed by emailing insuranceconnect@bajajfinservmarkets.in. A customer support executive will reach out to you to answer your concerns.